updates

How much can first-time home buyers withdraw from IRA without penalty?

If you qualify as a first-time home buyer, you can withdraw up to $10,000 from your IRA to use as a down payment (or to help build a home) without having ...

Published: Apr 17, 2026

news

How long do people look for a new house?

According to data from the National Association of Home Builders, two-thirds of homebuyers searched for more than 3 months before going under contract on ...

Published: Apr 17, 2026

general

When can a pastor opt out of Social Security?

Ministers cannot opt out of Social Security because they think it’s a bad investment. When filing Form 4361, a minister makes some representations under p...

Published: Apr 17, 2026

general

How long is my tax extension good for?

The IRS does impose deadlines for filing information returns, but extensions are frequently granted. These extensions can usually be for 30 days or six mo...

Published: Apr 17, 2026

news

Is a self-employed individual?

A self-employed person is an independent contractor or a sole proprietor who reports self-employment income. Self-employed people work for themselves at a...

Published: Apr 17, 2026

news

What is a 3 year annuity?

MYGA’s guarantee a fixed rate of return for the entire duration of the contracts, typically ranging from 3 to 10 years. The key distinction between a MYGA...

Published: Apr 17, 2026

general

What does it mean when it says your refund has been adjusted?

If we made one or more adjustments to your personal income tax return: you may receive a refund amount that’s different than what you claimed on your retu...

Published: Apr 17, 2026

news

What would have happened if you had taken a plea deal?

You will generally face lighter sentencing and penalties by accepting a plea. Your charges may be reduced to a lesser offense. You could have a less serio...

Published: Apr 17, 2026

general

Can you file separately the year you get married?

If you’re considered married on Dec. 31 of the tax year, then you may choose the married filing separately status for that entire tax year. If two spouses...

Published: Apr 17, 2026

general

Is 55k a year enough?

And it largely depends on what your accustomed to earning. If you’re used to making 40K a year, a salary of 55,000 is probably fantastic for you. If howev...

Published: Apr 17, 2026