https://pujavs-firm-stud.gluu.infoConnected.Informed.Engaged.en-usTue, 12 May 2026 16:54:56 +0000https://pujavs-firm-stud.gluu.info/how-do-you-report-imputed-income-for-domestic-partner-benefits.htmlhttps://pujavs-firm-stud.gluu.info/how-do-you-report-imputed-income-for-domestic-partner-benefits.htmlTaxable Domestic Partner Benefits The employee will have imputed income reported on Form W-2 equal to the FMV of the domestic partner’s (or child’s) coverage. This amount will also be subject to income tax withholding and employment taxes. Where is domestic partner imputed income reported on w2? Box...Tue, 12 May 2026 16:53:06 +0000https://pujavs-firm-stud.gluu.info/how-are-estate-trusts-taxed.htmlhttps://pujavs-firm-stud.gluu.info/how-are-estate-trusts-taxed.htmlWhen trust beneficiaries receive distributions from the trust’s principal balance, they do not have to pay taxes on the distribution. The trust must pay taxes on any interest income it holds and does not distribute past year-end. Interest income the trust distributes is taxable to the beneficiary wh...Tue, 12 May 2026 16:52:13 +0000https://pujavs-firm-stud.gluu.info/is-a-graduate-assistant-considered-an-employee.htmlhttps://pujavs-firm-stud.gluu.info/is-a-graduate-assistant-considered-an-employee.htmlNLRB rules that graduate students are employees. The National Labor Relations Board ruled Tuesday that graduate students who work as teaching and research assistants at private universities are school employees, clearing the way for them to join or form unions that administrators must recognize. How...Tue, 12 May 2026 16:51:24 +0000https://pujavs-firm-stud.gluu.info/how-does-moving-affect-child-custody.htmlhttps://pujavs-firm-stud.gluu.info/how-does-moving-affect-child-custody.htmlAlthough the Courts cannot prevent you from moving, the relocation of children can be halted as custodial rights do not inherently include the right to change a child’s place of residence. Ultimately, the assessment of the child’s best interest is the focus, rather than the rights and interests of t...Tue, 12 May 2026 16:46:29 +0000https://pujavs-firm-stud.gluu.info/how-much-can-nonprofits-spend-on-advocacy.htmlhttps://pujavs-firm-stud.gluu.info/how-much-can-nonprofits-spend-on-advocacy.htmlThe 501(h) rule places an overall limit of $1 million on lobbying expenditures, however, so organizations with very large budgets may be able to do more lobbying under the old “insubstantiality” rule. What is a nonprofit advocacy organization? Advocacy allows nonprofits to advance the issues they ca...Tue, 12 May 2026 16:38:22 +0000https://pujavs-firm-stud.gluu.info/how-do-i-know-if-a-potential-buyer-is-interested-in-my-home.htmlhttps://pujavs-firm-stud.gluu.info/how-do-i-know-if-a-potential-buyer-is-interested-in-my-home.htmlHow to Know if a Home Buyer Is Serious They’ve been pre-approved for a mortgage. They make a legitimate offer. They have hired a Realtor. They know the local housing market well. They spend time touring the home and asking appropriate questions. They have already listed their current place. Th...Tue, 12 May 2026 16:36:49 +0000https://pujavs-firm-stud.gluu.info/what-are-some-strange-questions.htmlhttps://pujavs-firm-stud.gluu.info/what-are-some-strange-questions.htmlFunny questions to ask list Is cereal soup? What is the sexiest and least sexy name? What secret conspiracy would you like to start? What’s invisible but you wish people could see? What’s the weirdest smell you have ever smelled? Is a hotdog a sandwich? What’s the best Wi-Fi name you’ve seen? What...Tue, 12 May 2026 16:29:46 +0000https://pujavs-firm-stud.gluu.info/what-is-the-difference-between-expense-and-capitalization.htmlhttps://pujavs-firm-stud.gluu.info/what-is-the-difference-between-expense-and-capitalization.htmlExpensing a cost indicates it is included on the income statement and subtracted from revenue to determine profit. Capitalizing indicates that the cost has been determined to be a capital expenditure and is accounted for on the balance sheet as an asset, with only the depreciation showing up on the ...Tue, 12 May 2026 16:26:48 +0000https://pujavs-firm-stud.gluu.info/what-is-a-sole-purchase.htmlhttps://pujavs-firm-stud.gluu.info/what-is-a-sole-purchase.htmlIn purchasing sole sourcing take place when only one supplier for the required item is available, whereas with single sourcing a particular supplier is purposefully chosen by the buying organisation, even when other suppliers are available (Larson and Kulchitsky, 1998; Van Weele, 2010). What is a so...Tue, 12 May 2026 16:15:10 +0000https://pujavs-firm-stud.gluu.info/in-what-order-do-they-send-out-tax-refunds.htmlhttps://pujavs-firm-stud.gluu.info/in-what-order-do-they-send-out-tax-refunds.htmlTax refund process Delivery type Delivery time (date filed – receipt of tax refund) Source: IRS E-file with direct deposit 1-3 weeks Paper file with direct deposit 3 weeks E-file with refund check in the mail 6-8 weeks How do I file my taxes as a first time filer? 5 Tips for How to File Taxes for th...Tue, 12 May 2026 16:11:31 +0000https://pujavs-firm-stud.gluu.info/what-percentage-of-psa-tests-are-false.htmlhttps://pujavs-firm-stud.gluu.info/what-percentage-of-psa-tests-are-false.htmlPSA has a false positive rate of about 70% and a false negative rate of about 20%. Although screening for prostate cancer with PSA can reduce mortality from prostate cancer, the absolute risk reduction is very small. How accurate is MRI of prostate? A recent review showed that previous studies of MR...Tue, 12 May 2026 16:01:35 +0000https://pujavs-firm-stud.gluu.info/who-gets-the-money-when-a-corporation-is-sold.htmlhttps://pujavs-firm-stud.gluu.info/who-gets-the-money-when-a-corporation-is-sold.htmlThe owners of the company do, which in this case, the shareholders of the company get the money. When a company is sold off, you are essentially paying a price for the shares of the company. Can you sell shares in a corporation? Employees or investors can sell the public company shares through a bro...Tue, 12 May 2026 16:00:11 +0000https://pujavs-firm-stud.gluu.info/can-you-use-student-loan-to-pay-for-other-things-than-college.htmlhttps://pujavs-firm-stud.gluu.info/can-you-use-student-loan-to-pay-for-other-things-than-college.htmlYou can also use student loans for living expenses. You’re limited to borrowing the school’s cost of attendance — that’s tuition and fees, books and supplies, room and board, transportation, and personal expenses —minus any aid you receive. Can tuition reimbursement be used for student loans? Tuitio...Tue, 12 May 2026 15:57:13 +0000https://pujavs-firm-stud.gluu.info/what-is-base-pay-and-additional-pay.htmlhttps://pujavs-firm-stud.gluu.info/what-is-base-pay-and-additional-pay.htmlBasic salary is a rate of pay agreed upon by an employer and employee and does not include overtime or any extra compensation. Gross salary, however, is the amount paid before tax or other deductions and includes overtime pay and bonuses. What is a base salary increase? Base pay increases are used t...Tue, 12 May 2026 15:56:16 +0000https://pujavs-firm-stud.gluu.info/where-do-you-put-itin-on-tax-return.htmlhttps://pujavs-firm-stud.gluu.info/where-do-you-put-itin-on-tax-return.htmlThe taxpayer’s correct ITIN should be used as the identifying number at the top of Form 1040. When inputting W-2 information, the SSN should be entered exactly as shown on the Form W-2 issued by the employer. Where do I mail my ITIN for Windows 7? Form W-7 – Application For An ITIN / Taxpayers Witho...Tue, 12 May 2026 15:49:54 +0000https://pujavs-firm-stud.gluu.info/is-55-a-good-time-to-retire.htmlhttps://pujavs-firm-stud.gluu.info/is-55-a-good-time-to-retire.htmlEither way, retiring at 55 is considered early. For some investors, it’s too early. But if you’ve been diligently saving and can manage your lifestyle expenses, retiring at 55 could be within reach. That’s not the same as retiring in your thirties or forties, but it’s a lot better than waiting until...Tue, 12 May 2026 15:44:49 +0000https://pujavs-firm-stud.gluu.info/can-you-make-money-renovating-properties.htmlhttps://pujavs-firm-stud.gluu.info/can-you-make-money-renovating-properties.htmlEven if you intend to make your latest renovation project your home for life, you will still want to have made a profit at the end of the process. Fortunately, even the most ambitious of renovations can turn a profit if you follow these basic rules. What is it called when you renovate houses? Renova...Tue, 12 May 2026 15:44:46 +0000https://pujavs-firm-stud.gluu.info/how-much-will-i-get-from-centrelink-if-my-partner-works.htmlhttps://pujavs-firm-stud.gluu.info/how-much-will-i-get-from-centrelink-if-my-partner-works.htmlYour payment will reduce by 60 cents for every dollar your partner earns over $1,124 per fortnight. This amount over which your payment reduces may change if they get Pharmaceutical Allowance or Rent Assistance. Can I claim age pension if my wife works? If you are applying for the age pension as par...Tue, 12 May 2026 15:34:51 +0000https://pujavs-firm-stud.gluu.info/which-construction-company-is-in-uk.htmlhttps://pujavs-firm-stud.gluu.info/which-construction-company-is-in-uk.htmlTop 100 Construction Companies 2019 Latest Rank By Turnover Latest Rank By Profit Company 1 1 Balfour Beatty Plc 2 4 Kier Group Plc 3 99 Interserve Plc 4 2 Galliford Try Plc Who is the UK’s biggest construction company? Balfour Beatty The turnover of construction firm Balfour Beatty was twice that o...Tue, 12 May 2026 15:30:49 +0000https://pujavs-firm-stud.gluu.info/should-i-name-my-llc-after-my-business.htmlhttps://pujavs-firm-stud.gluu.info/should-i-name-my-llc-after-my-business.htmlFor many LLC owners, choosing a name for their business is probably one of the most important things on the to-do list. After all, you want a business name that’s distinctive, but does a good job of telling people what services or products you offer or sell. Can I put company at the end of my busine...Tue, 12 May 2026 15:25:30 +0000https://pujavs-firm-stud.gluu.info/is-housing-allowance-taxable-for-expats.htmlhttps://pujavs-firm-stud.gluu.info/is-housing-allowance-taxable-for-expats.htmlFor most expats, the Foreign Housing Allowance makes it possible to exclude up to 30% of the amount they claim for their Foreign Earned Income Exclusion for housing-related expenses, such as rent, utilities (except telephone bills), parking, and property insurance. What is a full expat benefits pack...Tue, 12 May 2026 15:25:29 +0000https://pujavs-firm-stud.gluu.info/what-questions-should-i-ask-to-my-girlfriend.htmlhttps://pujavs-firm-stud.gluu.info/what-questions-should-i-ask-to-my-girlfriend.htmlPersonal Questions to Ask Your Girlfriend Do you like making decisions? How would you like to be perceived by other people? Do you like spending time alone? If you could change anything about your family, what would it be? What do you like most about yourself? What moment from your life would you lo...Tue, 12 May 2026 15:17:10 +0000https://pujavs-firm-stud.gluu.info/can-i-cash-my-minor-child-savings-bond.htmlhttps://pujavs-firm-stud.gluu.info/can-i-cash-my-minor-child-savings-bond.htmlFor a minor savings bond owner who is too young to sign her own name on the bond, a parent may be able to cash the bond. Only a parent the child lives with or has legal custody can redeem the minor’s bond. A bank can decline to cash a minor’s bond even if a parent provides proper documentation. Can ...Tue, 12 May 2026 15:14:39 +0000https://pujavs-firm-stud.gluu.info/how-do-you-send-a-follow-up-question.htmlhttps://pujavs-firm-stud.gluu.info/how-do-you-send-a-follow-up-question.htmlHere are three types of follow-up questions that will enable you to understand more about a person: Ask your original question again, slightly differently. Don’t be afraid to ask the same question twice. Connect their answers to each other. Ask about the implications of their answer. How do you wr...Tue, 12 May 2026 15:12:46 +0000https://pujavs-firm-stud.gluu.info/can-non-resident-alien-claim-dependent.htmlhttps://pujavs-firm-stud.gluu.info/can-non-resident-alien-claim-dependent.htmlOnly nonresident aliens who are U.S. nationals, residents of Canada, Mexico and South Korea; or residents of India who were students or business apprentices can have a qualifying dependent. An individual who is a dependent of a taxpayer is treated as having no dependents. Can non resident aliens cla...Tue, 12 May 2026 15:03:55 +0000https://pujavs-firm-stud.gluu.info/what-is-a-good-salary-for-a-couple-in-california.htmlhttps://pujavs-firm-stud.gluu.info/what-is-a-good-salary-for-a-couple-in-california.htmlDomestic Couple Salary in California Annual Salary Monthly Pay Top Earners $172,043 $14,336 75th Percentile $153,364 $12,780 Average $132,693 $11,057 25th Percentile $123,379 $10,281 How much money can a married couple make? Each will be entitled to earn $25,000 in combined income without paying ta...Tue, 12 May 2026 15:01:26 +0000https://pujavs-firm-stud.gluu.info/does-indiana-have-reciprocity-with-wisconsin.htmlhttps://pujavs-firm-stud.gluu.info/does-indiana-have-reciprocity-with-wisconsin.htmlWisconsin currently has reciprocity agreements with four states: Illinois, Indiana, Kentucky, and Michigan. These agreements provide that residents of these states working in Wisconsin will be taxed on income earned as an employee by their home state and not by Wisconsin. How can I legally live in t...Tue, 12 May 2026 14:56:02 +0000https://pujavs-firm-stud.gluu.info/how-long-do-us-work-visas-last.htmlhttps://pujavs-firm-stud.gluu.info/how-long-do-us-work-visas-last.htmlHow long is a work permit valid for? Work permits issued through the adjustment of status (AOS) process are valid for two years. Can I apply for DACA if I came after 2007? Can I file DACA if I came into the US after 2007? No. The new court ruling just rolled back everything Trump tried to do to revo...Tue, 12 May 2026 14:54:28 +0000https://pujavs-firm-stud.gluu.info/why-am-i-having-trouble-loading-a-website.htmlhttps://pujavs-firm-stud.gluu.info/why-am-i-having-trouble-loading-a-website.htmlSometimes, cookies and a full cache are the issues. Clearing them–or allowing a website to access cookies–can clear up website load errors. If the issue is with your cookies or cache, you’ll probably see one of these error messages: The connection was reset. How do I fix websites not loading? Fix So...Tue, 12 May 2026 14:51:48 +0000https://pujavs-firm-stud.gluu.info/what-is-the-property-tax-rate-in-santa-cruz-county.htmlhttps://pujavs-firm-stud.gluu.info/what-is-the-property-tax-rate-in-santa-cruz-county.htmlCalifornia Property Tax Rates County Median Home Value Average Effective Property Tax Rate Santa Barbara County $549,900 0.66% Santa Clara County $913,000 0.73% Santa Cruz County $711,000 0.66% Shasta County $242,500 0.76% How do I pay my property taxes Santa Cruz? You may pay your property taxes on...Tue, 12 May 2026 14:43:59 +0000https://pujavs-firm-stud.gluu.info/are-you-a-citizen-if-your-parents-are-not.htmlhttps://pujavs-firm-stud.gluu.info/are-you-a-citizen-if-your-parents-are-not.htmlYou may be a U.S. citizen if you were born abroad to at least one parent that was a U.S. citizen. If you were born abroad to two U.S. citizens and at least one of your parents lived in the United States at some point in his or her life, then in most cases you are a U.S. citizen. Who is considered a ...Tue, 12 May 2026 14:37:57 +0000https://pujavs-firm-stud.gluu.info/are-damages-received-taxable.htmlhttps://pujavs-firm-stud.gluu.info/are-damages-received-taxable.htmlAll punitive damages are taxable whether received in relation to a physical or non-physical injury or sickness. However, costs incurred to treat emotional distress, even those due to physical injury, are taxable if they were previously deducted as a medical expense in a prior year. Are damages taxab...Tue, 12 May 2026 14:35:55 +0000https://pujavs-firm-stud.gluu.info/how-do-restaurants-calculate-sales-tax.htmlhttps://pujavs-firm-stud.gluu.info/how-do-restaurants-calculate-sales-tax.htmlMultiply your sales tax rate by the sum total of all the taxable items sold during the month. For example, it your tax rate is 10 percent, and you sold $1,000 in total taxable meals and beverages, the sales taxes due is $100. If correctly collected, you should have taken in $1,100 from customers for...Tue, 12 May 2026 14:32:35 +0000https://pujavs-firm-stud.gluu.info/how-do-i-know-if-the-irs-accepted-my-2553.htmlhttps://pujavs-firm-stud.gluu.info/how-do-i-know-if-the-irs-accepted-my-2553.htmlTypically, you will get a verdict on your form 2553 application within 60 days of submitting it to the IRS. If you have not heard back in that timeframe, reach out to the IRS directly. You can call the IRS at (800) 829-4933 to check the status of your application. Do I need a IRS form 2553? IRS Form...Tue, 12 May 2026 14:31:48 +0000https://pujavs-firm-stud.gluu.info/is-a-subcontractor-considered-a-small-business.htmlhttps://pujavs-firm-stud.gluu.info/is-a-subcontractor-considered-a-small-business.htmlAwards with subcontracting plans In its proposal to a large business, a small businesses must self-certify as small for the NAICS code on the solicitation. If a small business fails to do this, a subcontract will not count toward small business subcontracting goals. How do you use a subcontractor? H...Tue, 12 May 2026 14:23:16 +0000https://pujavs-firm-stud.gluu.info/can-i-pay-100es-online.htmlhttps://pujavs-firm-stud.gluu.info/can-i-pay-100es-online.htmlWeb Pay. Corporations can make payments online using Web Pay for Businesses. Corporations can make an immediate payment or schedule payments up to a year in advance. Go to for more information. Can I pay California taxes online? Yes, use to pay your California income tax liability. Tax payment wil...Tue, 12 May 2026 14:08:59 +0000https://pujavs-firm-stud.gluu.info/do-you-have-to-itemize-to-deduct-education-expenses.htmlhttps://pujavs-firm-stud.gluu.info/do-you-have-to-itemize-to-deduct-education-expenses.htmlOne: The tuition and fees deduction for qualified education expenses can reduce your taxable income by up to $4,000, even if you don’t itemize your deductions. You can only deduct the amount that exceeds 2% of your adjusted gross income. What form is used for education expenses? 1098-T The 1098-T, T...Tue, 12 May 2026 13:49:37 +0000https://pujavs-firm-stud.gluu.info/how-do-you-get-power-of-attorney-for-a-sick-person.htmlhttps://pujavs-firm-stud.gluu.info/how-do-you-get-power-of-attorney-for-a-sick-person.htmlIf your parent is already mentally incapacitated but hasn’t granted Power of Attorney to you in a Living Will, you’ll need to go before a judge to obtain conservatorship (or an adult guardianship). A conservatorship will grant you the right to make medical and financial decisions on your parent’s be...Tue, 12 May 2026 13:48:21 +0000https://pujavs-firm-stud.gluu.info/what-are-my-options-for-paying-federal-taxes.htmlhttps://pujavs-firm-stud.gluu.info/what-are-my-options-for-paying-federal-taxes.htmlThe IRS offers various options for making monthly payments: Direct debit from your bank account, Payment by credit card via phone or Internet, Payment via check or money order, or. How does one figure out how much federal income taxes they have to pay? How Income Taxes Are Calculated First, we calcu...Tue, 12 May 2026 13:44:09 +0000https://pujavs-firm-stud.gluu.info/how-much-do-you-get-paid-to-own-a-restaurant.htmlhttps://pujavs-firm-stud.gluu.info/how-much-do-you-get-paid-to-own-a-restaurant.htmlAverage Salaries for Restaurant Owners. On average, restaurant owners can see salary ranges from $24,000 a year to $155,000 a year. That’s quite a broad range. Restaurant location, size, menu offerings, and amenities all factor into these salary projections. How much does a restaurant owner make per...Tue, 12 May 2026 13:42:44 +0000https://pujavs-firm-stud.gluu.info/how-do-i-fix-certificate-authority-error.htmlhttps://pujavs-firm-stud.gluu.info/how-do-i-fix-certificate-authority-error.htmlHow to Fix SSL Certificate Error Diagnose the problem with an online tool. Install an intermediate certificate on your web server. Generate a new Certificate Signing Request. Upgrade to a dedicated IP address. Get a wildcard SSL certificate. Change all URLS to HTTPS. Renew your SSL certificate. How ...Tue, 12 May 2026 13:39:34 +0000https://pujavs-firm-stud.gluu.info/should-you-buy-used-appliances-for-rental-property.htmlhttps://pujavs-firm-stud.gluu.info/should-you-buy-used-appliances-for-rental-property.htmlEven though purchasing appliances used can be a good option for your rental property, there are some appliances you’ll want to purchase new. Refrigerators and dishwashers, for example, function better and for longer when they haven’t been previously used. What appliances come with a rental property?...Tue, 12 May 2026 13:39:32 +0000https://pujavs-firm-stud.gluu.info/can-you-withdraw-your-entire-roth-ira.htmlhttps://pujavs-firm-stud.gluu.info/can-you-withdraw-your-entire-roth-ira.htmlYou can withdraw contributions you made to your Roth IRA anytime, tax- and penalty-free. However, you may have to pay taxes and penalties on earnings in your Roth IRA. What is a non-qualified withdrawal from a Roth IRA? A non-qualified distribution can refer to two scenarios: either a distribution f...Tue, 12 May 2026 13:35:05 +0000https://pujavs-firm-stud.gluu.info/what-do-you-call-a-person-who-can-figure-things-out.htmlhttps://pujavs-firm-stud.gluu.info/what-do-you-call-a-person-who-can-figure-things-out.htmlIf someone calls you perceptive, they mean you are good at understanding things or figuring things out. Perceptive people are insightful, intelligent, and able to see what others cannot. If you are upset but trying to hide it, a perceptive person is the one who will notice. How do you say figure out...Tue, 12 May 2026 13:31:30 +0000https://pujavs-firm-stud.gluu.info/are-professional-fees-a-business-expense.htmlhttps://pujavs-firm-stud.gluu.info/are-professional-fees-a-business-expense.htmlAdministration expenses include professional fees and subscriptions, which for some businesses can be a significant expense. Professional fees may be incurred for a variety of reasons and can include fees charged by accountants, lawyers, architects, consultants to name but a few. Can businesses dedu...Tue, 12 May 2026 13:30:52 +0000https://pujavs-firm-stud.gluu.info/is-your-institution-529-eligible.htmlhttps://pujavs-firm-stud.gluu.info/is-your-institution-529-eligible.html529 college savings plans offer tax-advantaged savings to fund qualified higher education expenses at eligible institutions. Funds can be used at 529 eligible institutions, which includes any college, university, vocational school, or other post-secondary institute recognized by the Department of Ed...Tue, 12 May 2026 13:29:04 +0000https://pujavs-firm-stud.gluu.info/how-do-you-negotiate-when-starting-a-new-job.htmlhttps://pujavs-firm-stud.gluu.info/how-do-you-negotiate-when-starting-a-new-job.htmlHere are eight tips for how to negotiate salary that can help you tactfully and confidently ask for what you want. DO familiarize yourself with industry salary trends. DON’T fail to build your case. DON’T stretch the truth. DO factor in perks and benefits. DON’T wing it. DO know when to wrap it...Tue, 12 May 2026 13:26:21 +0000https://pujavs-firm-stud.gluu.info/can-an-italian-citizen-get-us-citizenship.htmlhttps://pujavs-firm-stud.gluu.info/can-an-italian-citizen-get-us-citizenship.htmlYou can get dual citizenship in USA and Italy if you can prove you have Italian ancestry. Italian citizenship is granted through the paternal line at birth, so through the laws of jure sanguinis, you are a citizen at birth if one or both of your parents have Italian citizenship. You can get dual cit...Tue, 12 May 2026 13:23:35 +0000https://pujavs-firm-stud.gluu.info/how-do-you-finish-a-programming-project.htmlhttps://pujavs-firm-stud.gluu.info/how-do-you-finish-a-programming-project.htmlFinishing a programming side project Figure out your motivation for building what you are building. Pick a technology to build your project in, then stop worrying about it. Figure out the first thing you want your project to do, and do that before anything else. Resist the temptation to rewrite t...Tue, 12 May 2026 13:18:06 +0000https://pujavs-firm-stud.gluu.info/how-long-does-it-take-for-tax-money-to-be-deposited.htmlhttps://pujavs-firm-stud.gluu.info/how-long-does-it-take-for-tax-money-to-be-deposited.htmlIf you file a complete and accurate paper tax return, your refund should be issued in about six to eight weeks from the date IRS receives your return. If you file your return electronically, your refund should be issued in less than three weeks, even faster when you choose direct deposit. Does IRS d...Tue, 12 May 2026 13:16:23 +0000https://pujavs-firm-stud.gluu.info/does-a-partnership-need-a-managing-partner.htmlhttps://pujavs-firm-stud.gluu.info/does-a-partnership-need-a-managing-partner.htmlA partnership may have a managing partner who is responsible for managing the business. The managing partner will make all the day-to-day decisions of the partnership. The managing partner will have unlimited liability for the debts and obligations of the company. Are managing members owners? A limi...Tue, 12 May 2026 13:07:46 +0000https://pujavs-firm-stud.gluu.info/do-native-american-casinos-report-winnings-to-irs.htmlhttps://pujavs-firm-stud.gluu.info/do-native-american-casinos-report-winnings-to-irs.htmlTribal trades or businesses (which include certain tribal casinos and gaming establishments) are required to file Form 8300 if they receive, in the course of their trade or business, cash in excess of $10,000 from any person in one transaction or two or more related transactions. Do tribal members p...Tue, 12 May 2026 13:07:41 +0000https://pujavs-firm-stud.gluu.info/what-happens-if-you-take-voluntary-retirement.htmlhttps://pujavs-firm-stud.gluu.info/what-happens-if-you-take-voluntary-retirement.htmlThe employee who opts for VRS is entitled to get: — Employee gets provident fund (PF) and gratuity dues. — Compensation received at the time of VRS is tax-free up to the prescribed amount on fulfilling certain conditions. — Companies also offer benefit packages to the employees who opt for VRS. Does...Tue, 12 May 2026 13:06:37 +0000https://pujavs-firm-stud.gluu.info/is-daycare-tax-deductible-in-california.htmlhttps://pujavs-firm-stud.gluu.info/is-daycare-tax-deductible-in-california.htmlWhen calculating the dependent care tax credit, you may use up to $3,000 of dependent care expenses if you have one qualifying dependent and up to $6,000 if you have two or more dependents. How much is the child care tax credit 2021? For the 2021 tax year, the Child and Dependent Care Credit can get...Tue, 12 May 2026 13:05:31 +0000https://pujavs-firm-stud.gluu.info/which-website-is-best-for-selling-ebooks.htmlhttps://pujavs-firm-stud.gluu.info/which-website-is-best-for-selling-ebooks.html20 Websites to Sell and Publish Your eBooks Payhip. Sign Up | Selling & Pricing. Amazon Kindle Direct Publish. Sign Up | Selling & Pricing. Blurb. Sign Up | Selling & Pricing. Lulu. Sign Up | Selling & Pricing. Tradebit. Sign Up | Selling & Pricing. NOOK Press. Sign Up | Sel...Tue, 12 May 2026 13:00:39 +0000https://pujavs-firm-stud.gluu.info/can-i-borrow-from-my-ira-to-build-a-house.htmlhttps://pujavs-firm-stud.gluu.info/can-i-borrow-from-my-ira-to-build-a-house.htmlIf you qualify as a first-time home buyer, you can withdraw up to $10,000 from your IRA to use as a down payment (or to help build a home) without having to pay the 10% early withdrawal penalty. However, you’ll still have to pay regular income tax on the withdrawal. Can I withdraw from Roth IRA for ...Tue, 12 May 2026 12:59:32 +0000https://pujavs-firm-stud.gluu.info/where-do-i-find-the-total-amount-of-irs-form-1040.htmlhttps://pujavs-firm-stud.gluu.info/where-do-i-find-the-total-amount-of-irs-form-1040.htmlIncome tax amount is the total of IRS Form 1040—line 13 minus Schedule 2—line 46. How many schedules does form 1040 have? three There are three new schedules The totals from each schedule are carried over to Form 1040. The advantage of moving these details to separate schedules is that it cleans up ...Tue, 12 May 2026 12:57:52 +0000https://pujavs-firm-stud.gluu.info/can-one-person-have-2-ein-numbers.htmlhttps://pujavs-firm-stud.gluu.info/can-one-person-have-2-ein-numbers.htmlThe simple answer to the question of how many EINs you are allowed is as many as the number of business entities you have. A single business or entity can have only one, although there are situations where you will need to apply for a new one due to changes to your business. Do individuals have EIN ...Tue, 12 May 2026 12:44:30 +0000https://pujavs-firm-stud.gluu.info/when-was-the-tax-filing-deadline-extended.htmlhttps://pujavs-firm-stud.gluu.info/when-was-the-tax-filing-deadline-extended.htmlThough last year the IRS extended the deadline from April 15 to July 15, this year the agency has granted us only one extra month: Your 2020 tax return is due on May 17, 2021. If you request an extension (and are approved), your last day to file will be Oct. 15, 2021. On March 17, 2021, the IRS offi...Tue, 12 May 2026 12:36:24 +0000https://pujavs-firm-stud.gluu.info/how-do-you-take-care-of-an-old-man.htmlhttps://pujavs-firm-stud.gluu.info/how-do-you-take-care-of-an-old-man.html12 Tips for Taking Care of Elderly Loved Ones Visit Often. It is important to visit them often. Check Their Medications. Hire Help. Make Modifications in Their Home. Talk Openly About Their Finances. Take Care of the Important Paperwork. Watch for Driving Issues. Keep Them Active. What is it ...Tue, 12 May 2026 12:30:51 +0000https://pujavs-firm-stud.gluu.info/who-should-claim-child-on-taxes-married-filing-separately.htmlhttps://pujavs-firm-stud.gluu.info/who-should-claim-child-on-taxes-married-filing-separately.html“Children are very helpful on tax returns,” says Orsolini. But when filing separately, only one parent can claim a qualifying child — and many of the tax breaks that follow. Generally, the parent who provides the child’s housing for most of the tax year gets to claim the child and the tax breaks. Do...Tue, 12 May 2026 12:29:44 +0000https://pujavs-firm-stud.gluu.info/are-cash-advance-fees-deductible.htmlhttps://pujavs-firm-stud.gluu.info/are-cash-advance-fees-deductible.htmlThere are sometimes other fees associated with using a credit card. For instance, do you need cash? Your cash advance fees are deductible (although most financial professionals still don’t recommend this expensive way of accessing cash). How long do I have to pay off a cash advance? That means you w...Tue, 12 May 2026 12:12:03 +0000https://pujavs-firm-stud.gluu.info/what-type-of-work-do-contractors-do.htmlhttps://pujavs-firm-stud.gluu.info/what-type-of-work-do-contractors-do.htmlA general contractor is responsible for providing all of the material, labor, equipment (such as engineering vehicles and tools) and services necessary for the construction of the project. A general contractor often hires specialized subcontractors to perform all or portions of the construction work...Tue, 12 May 2026 12:11:26 +0000https://pujavs-firm-stud.gluu.info/what-is-the-average-self-employed-income.htmlhttps://pujavs-firm-stud.gluu.info/what-is-the-average-self-employed-income.htmlAs part of the research, 20,000 self-employed professionals across the UK were surveyed on their earnings. Self-employed electricians top the list with an average annual salary of £51,200, followed closely by counsellors at £45,111 and landscape gardeners at £40,140. What Self Employed jobs make the...Tue, 12 May 2026 12:05:30 +0000https://pujavs-firm-stud.gluu.info/are-customs-allowed-to-open-packages.htmlhttps://pujavs-firm-stud.gluu.info/are-customs-allowed-to-open-packages.htmlItems shipped in global routes always go through customs when entering a country or a trade-zone. Customs inspection procedures can involve checking documents, scanning of packages and random checks. If needed, your parcel may be opened by the customs officers for inspection. Do customs check all pa...Tue, 12 May 2026 12:01:52 +0000https://pujavs-firm-stud.gluu.info/how-do-i-get-my-money-back-from-an-insolvent-company.htmlhttps://pujavs-firm-stud.gluu.info/how-do-i-get-my-money-back-from-an-insolvent-company.htmlIf the insolvent person is not in bankruptcy proceedings, you can apply to bankrupt them to try to get your money back. To try to get money back from an insolvent company that is not in liquidation, you can apply to wind the company up. If the person or company has no assets you will not get your mo...Tue, 12 May 2026 12:00:49 +0000https://pujavs-firm-stud.gluu.info/how-much-money-can-you-make-without-paying-taxes-in-a-year.htmlhttps://pujavs-firm-stud.gluu.info/how-much-money-can-you-make-without-paying-taxes-in-a-year.htmlThe amount that you have to make to not pay federal income tax depends on your age, filing status, your dependency on other taxpayers and your gross income. For example, in the year 2018, the maximum earning before paying taxes for a single person under the age of 65 was $12,000. What should be the ...Tue, 12 May 2026 11:59:57 +0000https://pujavs-firm-stud.gluu.info/who-pays-the-premium-in-option-trading.htmlhttps://pujavs-firm-stud.gluu.info/who-pays-the-premium-in-option-trading.htmlAn option premium is the price paid by the buyer to the seller for an option contract. Premiums are quoted on a per-share basis because most option contracts represent 100 shares of the underlying stock. Thus, a premium that is quoted as $0.10 means that the option contract will cost $10. Can you ma...Tue, 12 May 2026 11:55:22 +0000https://pujavs-firm-stud.gluu.info/what-do-i-do-if-my-payg-is-incorrect.htmlhttps://pujavs-firm-stud.gluu.info/what-do-i-do-if-my-payg-is-incorrect.htmlTo correct a mistake in the pay as you go (PAYG) withholding amount reported on your activity statement, you need to revise the original activity statement. If you failed to report an amount not withheld when it should have been, you can write to us. Do you need your group certificate to do your tax...Tue, 12 May 2026 11:40:14 +0000https://pujavs-firm-stud.gluu.info/are-non-profits-exempt-from-taxes.htmlhttps://pujavs-firm-stud.gluu.info/are-non-profits-exempt-from-taxes.htmlNonprofit organizations are exempt from federal income taxes under subsection 501(c) of the Internal Revenue Service (IRS) tax code. Key criteria that nonprofits must meet to be tax exempt include: Be organized and operated exclusively for charitable, scientific, religious, or public safety purposes...Tue, 12 May 2026 11:39:06 +0000https://pujavs-firm-stud.gluu.info/is-it-better-to-owe-the-irs.htmlhttps://pujavs-firm-stud.gluu.info/is-it-better-to-owe-the-irs.htmlOne thing all filers should keep in mind this year is that owing the IRS money is really only a bad thing if you can’t pay your tax bill. If you don’t have the cash on hand to pay what you owe by the April 15 filing deadline, you’ll incur interest and penalties on your unpaid taxes, which clearly is...Tue, 12 May 2026 11:30:20 +0000https://pujavs-firm-stud.gluu.info/how-do-i-acknowledge-a-charitable-donation.htmlhttps://pujavs-firm-stud.gluu.info/how-do-i-acknowledge-a-charitable-donation.htmlA formal donor acknowledgment letter should include the following information: A statement declaring the nonprofit’s tax-exempt status as a 501c3. The name of the donor that they used to make their gift. The date the gift was received by your nonprofit. A description of the donation. How do you a...Tue, 12 May 2026 11:30:16 +0000https://pujavs-firm-stud.gluu.info/why-do-i-keep-getting-calls-about-federal-student-loans.htmlhttps://pujavs-firm-stud.gluu.info/why-do-i-keep-getting-calls-about-federal-student-loans.htmlMany borrowers receive a call from an unknown number with a promise to help them repay their student loans. You only need to provide some personal information and pay an upfront fee. Many debt relief companies charge a fee when providing services that you can do yourself for free by contacting your ...Tue, 12 May 2026 11:21:55 +0000https://pujavs-firm-stud.gluu.info/do-i-need-to-report-w2g.htmlhttps://pujavs-firm-stud.gluu.info/do-i-need-to-report-w2g.htmlYou don’t necessarily receive a W-2G for all gambling winnings but you still need to report all of your winnings. A gaming facility must report your winnings on a W-2G when: Horse race winnings of $600 or more (if the win pays at least 300 times the wager amount) Bingo or slot machine winnings are $...Tue, 12 May 2026 11:20:31 +0000https://pujavs-firm-stud.gluu.info/what-happens-to-your-student-loans-if-your-college-closes.htmlhttps://pujavs-firm-stud.gluu.info/what-happens-to-your-student-loans-if-your-college-closes.htmlYou can apply for a closed school discharge, tax-free, by contacting your federal student loan servicer. Your loans will be automatically discharged within three years if you qualify. 31, 2019, according to Federal Student Aid data. Why was my student loan closed? Federal student loans can be cancel...Tue, 12 May 2026 11:16:55 +0000https://pujavs-firm-stud.gluu.info/are-commercial-leases-assignable.htmlhttps://pujavs-firm-stud.gluu.info/are-commercial-leases-assignable.htmlCan the lease be transferred? Almost every commercial lease contains restrictions on assigning, subletting or otherwise transferring the leased premises to another party and will detail any requirements for transferring the lease. Who registers a commercial lease? Leases for more than seven years mu...Tue, 12 May 2026 11:07:50 +0000https://pujavs-firm-stud.gluu.info/how-much-will-i-get-back-in-taxes-if-i-made-90000.htmlhttps://pujavs-firm-stud.gluu.info/how-much-will-i-get-back-in-taxes-if-i-made-90000.htmlIf you make $90,000 a year living in the region of California, USA, you will be taxed $26,330. That means that your net pay will be $63,670 per year, or $5,306 per month. Your average tax rate is 29.3% and your marginal tax rate is 41.1%. How much will I get back in taxes if I made 80000? If you mak...Tue, 12 May 2026 11:05:49 +0000https://pujavs-firm-stud.gluu.info/what-is-included-in-building-improvements.htmlhttps://pujavs-firm-stud.gluu.info/what-is-included-in-building-improvements.htmlBuilding improvements are capital events that materially extend the useful life of a building and/or increase the value of a building. Building improvements are capitalized and recorded as an addition of value to the existing building if the expenditure meets the capitalization threshold. How do you...Tue, 12 May 2026 11:04:26 +0000https://pujavs-firm-stud.gluu.info/what-is-some-good-marriage-advice.htmlhttps://pujavs-firm-stud.gluu.info/what-is-some-good-marriage-advice.html23 Damn Good Pieces of Marriage Advice Remember Your Commitment. Assume the Best of One Another. Don’t Ever Stop Trying. Stop Stonewalling. Communicate Respectfully. Always Be Flexible. Curiosity Saves Couples. Be Willing to Grow and Learn. How do I start a new life without my husband? 5 Step...Tue, 12 May 2026 11:02:40 +0000https://pujavs-firm-stud.gluu.info/is-there-a-parent-company-with-more-than-50-ownership.htmlhttps://pujavs-firm-stud.gluu.info/is-there-a-parent-company-with-more-than-50-ownership.htmlA subsidiary is a company whose parent company is a majority shareholder that owns more than 50% of all the subsidiary company’s shares. Affiliate is used to describe a company with a parent company that only possesses a minority stake in the ownership of the affiliate. Is parent company same as hol...Tue, 12 May 2026 10:58:09 +0000https://pujavs-firm-stud.gluu.info/can-you-loan-money-to-a-family-member-interest-free.htmlhttps://pujavs-firm-stud.gluu.info/can-you-loan-money-to-a-family-member-interest-free.htmlInterest-free loans If you don’t, the IRS can say the interest you should have charged was a gift. In that case, the interest money goes toward your annual gift giving limit of $14,000 per individual. If you give more than $14,000 to one individual, you are required to file a gift tax form. Can I ch...Tue, 12 May 2026 10:48:08 +0000https://pujavs-firm-stud.gluu.info/where-do-i-get-my-1099g-indiana.htmlhttps://pujavs-firm-stud.gluu.info/where-do-i-get-my-1099g-indiana.htmlA: You will find the 1099G in Uplink on your Correspondence page. You may need Adobe Acrobat Reader software to open the 1099, and that can be downloaded for free at NOTE: if you were a phone filer, it will be mailed to you. Do you pay taxes on Indiana unemployment? Your unemployment compensation i...Tue, 12 May 2026 10:43:55 +0000https://pujavs-firm-stud.gluu.info/should-i-put-my-elderly-parents-home-in-my-name.htmlhttps://pujavs-firm-stud.gluu.info/should-i-put-my-elderly-parents-home-in-my-name.htmlThink about it, if your parents’ house is in your name, it is safe from the nursing home because it is not their asset. However, it is your asset, and, as such, is subject to any creditors or legal issues you may have. LOSS OF CONTROL: If your parents put your name on their house, they lose all cont...Tue, 12 May 2026 10:39:10 +0000https://pujavs-firm-stud.gluu.info/can-a-corporation-own-an-interest-in-an-llc.htmlhttps://pujavs-firm-stud.gluu.info/can-a-corporation-own-an-interest-in-an-llc.htmlBecause neither a partnership nor a corporation can own an interest in an S corporation, a multi-member LLC that is viewed from a tax perspective as a partnership or a corporation would also be prohibited from owning an S corporation. Can an LLC have private investors? Your LLC may be able to attrac...Tue, 12 May 2026 10:32:22 +0000https://pujavs-firm-stud.gluu.info/what-is-a-specific-time-frame.htmlhttps://pujavs-firm-stud.gluu.info/what-is-a-specific-time-frame.htmla particular period of time in which something must be done: within a time frame The company may not meet its targets within the time frame. a 120-day/24-month/10-year time frame. a limited/short/long time frame. What do you mean by time frame under history? Answer: The time frame in history is defi...Tue, 12 May 2026 10:31:21 +0000https://pujavs-firm-stud.gluu.info/how-does-health-insurance-benefit-employees.htmlhttps://pujavs-firm-stud.gluu.info/how-does-health-insurance-benefit-employees.htmlOffering health insurance as an employee benefit is generally one of the simplest but most effective steps you can take to reward and attract talent. Health benefits can also deliver a range of benefits, such as increasing productivity, boosting morale, and helping shape a positive company culture. ...Tue, 12 May 2026 10:29:22 +0000https://pujavs-firm-stud.gluu.info/what-are-the-most-damaging-things-to-say-to-a-child.htmlhttps://pujavs-firm-stud.gluu.info/what-are-the-most-damaging-things-to-say-to-a-child.htmlHere are some of the things that we should never say to our children: 1. “ “I do everything for you” “You did well but you could do better” “Don’t eat that or else you’re going to get fat” “It’s not that big of a deal” or “Stop being such a baby” “Do I have to tell you this 100 times?” “Big gi...Tue, 12 May 2026 10:25:32 +0000https://pujavs-firm-stud.gluu.info/what-is-the-maximum-deduction-for-traditional-ira.htmlhttps://pujavs-firm-stud.gluu.info/what-is-the-maximum-deduction-for-traditional-ira.html2020 and 2021 traditional & Roth IRA contribution limits Total annual contributions to your traditional and Roth IRAs combined cannot exceed: 2020: $6,000, 2021: $6,000 (under age 50) 2020: $7,000, 2021: $7,000 (age 50 or older) What are traditional IRA withdrawal rules? You can take distributio...Tue, 12 May 2026 10:24:48 +0000https://pujavs-firm-stud.gluu.info/what-age-do-many-mental-disorders-begin.htmlhttps://pujavs-firm-stud.gluu.info/what-age-do-many-mental-disorders-begin.htmlRoughly half of all lifetime mental disorders in most studies start by the mid‐teens and three‐fourths by the mid‐20s. Later onsets are mostly secondary conditions. Severe disorders are typically preceded by less severe disorders that seldom are brought to clinical attention. What is considered a me...Tue, 12 May 2026 10:24:13 +0000https://pujavs-firm-stud.gluu.info/are-capitol-police-civil-servants.htmlhttps://pujavs-firm-stud.gluu.info/are-capitol-police-civil-servants.htmlIt answers to the Capitol Police Board and is the only full-service federal law enforcement agency appointed by the legislative branch of the federal government of the United States. The Capitol Police has primary jurisdiction within buildings and grounds of the United States Capitol Complex. Is Cap...Tue, 12 May 2026 10:21:54 +0000https://pujavs-firm-stud.gluu.info/can-you-reinvest-profits-in-an-llc.htmlhttps://pujavs-firm-stud.gluu.info/can-you-reinvest-profits-in-an-llc.htmlLLCs can be C corporations, S Corporations, single-member or other permutations. It’s often preferable to have your multi-owner LLC treated as a C corporation for tax purposes. It can save you big bucks, which means you can use more of your profits to reinvest in your company and its growth. Do you ...Tue, 12 May 2026 10:18:58 +0000https://pujavs-firm-stud.gluu.info/what-is-the-amount-of-special-bonus-depreciation-for-2019.htmlhttps://pujavs-firm-stud.gluu.info/what-is-the-amount-of-special-bonus-depreciation-for-2019.htmlFor tax years 2015 through 2017, first-year bonus depreciation was set at 50%. It was scheduled to go down to 40% in 2018 and 30% in 2019, and then not be available in 2020 and beyond. The Tax Cuts and Jobs Act, enacted at the end of 2018, increases first-year bonus depreciation to 100%. What is spe...Tue, 12 May 2026 10:16:09 +0000https://pujavs-firm-stud.gluu.info/how-does-working-part-time-affect-ssdi.htmlhttps://pujavs-firm-stud.gluu.info/how-does-working-part-time-affect-ssdi.htmlSocial Security Disability Insurance (SSDI) payments will stop if you are engaged in what Social Security calls “substantial gainful activity.” SGA, as it’s known, is defined in 2021 as earning more than $1,310 a month (or $2,190 if you are blind). If you get a job through the program, you go off di...Tue, 12 May 2026 10:12:22 +0000https://pujavs-firm-stud.gluu.info/who-is-the-seller-in-a-short-sale.htmlhttps://pujavs-firm-stud.gluu.info/who-is-the-seller-in-a-short-sale.htmlA short sale is when a home owner sells his or her property for less than the amount owed on their mortgage. In other words, the seller is “short” the cash needed to fully repay the mortgage lender. Typically, the bank or lender agrees to a short sale in order to recoup a portion of the mortgage loa...Tue, 12 May 2026 10:11:16 +0000https://pujavs-firm-stud.gluu.info/is-kuwait-eligible-for-green-card-lottery.htmlhttps://pujavs-firm-stud.gluu.info/is-kuwait-eligible-for-green-card-lottery.htmlThe American Government allows the Kuwait born people to participate in the DV lottery program every year regardless of where they are living or what county passport they are holding. All those who want to participate in this American Green Card draw should have their Valid International Passports. ...Tue, 12 May 2026 10:04:15 +0000https://pujavs-firm-stud.gluu.info/what-expenses-can-a-driving-instructor-claim.htmlhttps://pujavs-firm-stud.gluu.info/what-expenses-can-a-driving-instructor-claim.htmlThe following list is not exhaustive but gives an indication of the general expenses that can be claimed by a driving instructor: Motor fuel. Parking and tolls. Car cleaning. Franchise fee. Postage & stationary. Computer consumables. Continuing professional education (not initial training costs*...Tue, 12 May 2026 09:56:50 +0000https://pujavs-firm-stud.gluu.info/what-is-the-difference-between-a-tax-warrant-and-a-tax-lien.htmlhttps://pujavs-firm-stud.gluu.info/what-is-the-difference-between-a-tax-warrant-and-a-tax-lien.htmlA tax warrant is a document that the department uses to establish the debt of a taxpayer. When a tax warrant is filed with the Superior Court in the county where the taxpayer owns real or personal property, a lien is created. What is the difference between a lien and levy? Levies are different from ...Tue, 12 May 2026 09:51:58 +0000https://pujavs-firm-stud.gluu.info/which-is-not-a-definition-of-total-disability.htmlhttps://pujavs-firm-stud.gluu.info/which-is-not-a-definition-of-total-disability.htmlLoss of Income Loss of income definitions of disability do not define total disability in terms of your ability to perform a job. Instead, they pay benefits based on your loss of income due to illness or injury. What conditions qualify for total disability? Conditions that qualify for SSDI and SSI i...Tue, 12 May 2026 09:46:49 +0000https://pujavs-firm-stud.gluu.info/how-do-you-do-closing-entries-in-quickbooks-online.htmlhttps://pujavs-firm-stud.gluu.info/how-do-you-do-closing-entries-in-quickbooks-online.htmlQuickBooks Online: How-to Close Year-End Books You need to click the Company name (gear icon), in the upper-right-corner. Select Account and Settings. Go to Advanced tab. Under Accounting, put a checkmark in the Close the books box. Enter the Closing date. Set whether or not a password is needed to ...Tue, 12 May 2026 09:46:34 +0000https://pujavs-firm-stud.gluu.info/can-a-company-pension-be-passed-on-to-a-child.htmlhttps://pujavs-firm-stud.gluu.info/can-a-company-pension-be-passed-on-to-a-child.htmlThe new pension rules have made it possible to leave your fund to any beneficiary, including a child, without paying a 55% ‘death tax’. If you die before the age of 75 your beneficiaries will inherit your fund completely tax-free. What happens to pension after death? If the deceased hadn’t yet retir...Tue, 12 May 2026 09:44:30 +0000