https://pujavs-firm-stud.gluu.infoConnected.Informed.Engaged.en-usWed, 27 May 2026 19:50:54 +0000https://pujavs-firm-stud.gluu.info/can-you-copy-a-cd.htmlhttps://pujavs-firm-stud.gluu.info/can-you-copy-a-cd.htmlCopying CDs In order to duplicate a CD, you’ll need a computer with a CD burner drive and a blank CD. Tip: If you want to copy an audio CD, then use a blank CD-R and not CD-RW, because not all CD players and car stereos can play rewritable CDs properly – even when burned in the correct audio format....Wed, 27 May 2026 19:46:58 +0000https://pujavs-firm-stud.gluu.info/what-are-the-types-of-claims-that-an-advertiser-can-make-in-an-adverti.htmlhttps://pujavs-firm-stud.gluu.info/what-are-the-types-of-claims-that-an-advertiser-can-make-in-an-adverti.htmlWhat are the types of claims that an advertiser can make in an advertisement? THE WEASEL CLAIM. THE UNFINISHED CLAIM. THE “WE’RE DIFFERENT AND UNIQUE” CLAIM. THE “WATER IS WET” CLAIM. THE “SO WHAT” CLAIM. THE VAGUE CLAIM. THE ENDORSEMENT OR TESTIMONIAL. THE SCIENTIFIC OR STATISTICAL CLAIM. What is ...Wed, 27 May 2026 19:46:52 +0000https://pujavs-firm-stud.gluu.info/what-is-another-word-for-plan-ahead.htmlhttps://pujavs-firm-stud.gluu.info/what-is-another-word-for-plan-ahead.htmlWhat is another word for plan ahead? think ahead plan budget develop contrive devise engineer propose concoct intend How do you use plan ahead in a sentence? Example sentences plan ahead Travellers are increasingly booking winter holidays at the last minute but there are some good deals for those wh...Wed, 27 May 2026 19:42:35 +0000https://pujavs-firm-stud.gluu.info/what-is-the-difference-between-entity-theory-and-proprietary-theory.htmlhttps://pujavs-firm-stud.gluu.info/what-is-the-difference-between-entity-theory-and-proprietary-theory.htmlThe entity theory is essential to the smooth operation of commerce through the separation of ownership and control. The proprietary theory states that there is no fundamental difference between owners of the business and the business itself. Basically, the entity does not exist separately or otherwi...Wed, 27 May 2026 19:41:42 +0000https://pujavs-firm-stud.gluu.info/why-was-hong-kong-returned-to-china-in-1997.htmlhttps://pujavs-firm-stud.gluu.info/why-was-hong-kong-returned-to-china-in-1997.htmlAt midnight on July 1, 1997, Hong Kong returned to Chinese control after a century and a half of British colonial rule. The handover was meant to establish a “one country, two systems” relationship between China and Hong Kong that would last until 2047, with Hong Kong existing as a special administr...Wed, 27 May 2026 19:38:39 +0000https://pujavs-firm-stud.gluu.info/do-dental-assistants-get-paid-well.htmlhttps://pujavs-firm-stud.gluu.info/do-dental-assistants-get-paid-well.htmlHow much does a Dental Assistant make in California? The average Dental Assistant salary in California is $44,940 ( $21.61 per hour) as of 2020, but the range typically falls between $35,170 and $52,490. Where do dental assistants get paid the most? 10 States Where Dental Assistants Earn the Most Mo...Wed, 27 May 2026 19:33:52 +0000https://pujavs-firm-stud.gluu.info/who-is-the-best-seo-company-in-the-world.htmlhttps://pujavs-firm-stud.gluu.info/who-is-the-best-seo-company-in-the-world.htmlThe Top SEO Companies in The World Neil Patel Digital (best for SEO content marketing) ReachLocal (best for local SEO) FATJOE (best for backlinks’ acquisition) OuterBox (best for eCommerce SEO) Who is the best local SEO company in the nation? 6 of the Best Local SEO companies NP Digital – Best for C...Wed, 27 May 2026 19:31:58 +0000https://pujavs-firm-stud.gluu.info/what-is-a-fancy-word-for-business-owner.htmlhttps://pujavs-firm-stud.gluu.info/what-is-a-fancy-word-for-business-owner.htmlFind another word for businessperson. In this page you can discover 37 synonyms, antonyms, idiomatic expressions, and related words for businessperson, like: entrepreneur, organization-man, owner, capitalist, employer, executive, tycoon, magnate, tradesman, industrialist and businessman. What is ano...Wed, 27 May 2026 19:31:27 +0000https://pujavs-firm-stud.gluu.info/what-are-the-5-steps-in-marketing-process.htmlhttps://pujavs-firm-stud.gluu.info/what-are-the-5-steps-in-marketing-process.html5 Essential Steps for a Successful Strategic Marketing Process Mission. Situation Analysis. Marketing Strategy/Planning. Marketing Mix. Implementation and Control. What are the steps of marketing? There are nine major steps required to develop a well-crafted, strategic marketing plan: set your marke...Wed, 27 May 2026 19:31:12 +0000https://pujavs-firm-stud.gluu.info/who-invented-kyc.htmlhttps://pujavs-firm-stud.gluu.info/who-invented-kyc.htmlthe Reserve Bank of India KYC norms were introduced in 2002 by the Reserve Bank of India. It directed all banks and financial institutions to put in place a policy framework to know their customers before opening any account. The purpose was to prevent money laundering, terrorist financing, theft an...Wed, 27 May 2026 19:26:50 +0000https://pujavs-firm-stud.gluu.info/how-many-square-feet-is-a4.htmlhttps://pujavs-firm-stud.gluu.info/how-many-square-feet-is-a4.htmlThe dimensions of A4 is 297 x 210 mm or 11.69 x 8.27 inches. It has an area of 0.062 m², which corresponds to 0.07 square yards, 0.65 square foot, or 93 square inches. How many square meters is a piece of paper? Thus A0 is 841mm x 1189mm giving an area of 0.999949 square metres. Theoretically the ar...Wed, 27 May 2026 19:22:53 +0000https://pujavs-firm-stud.gluu.info/what-caused-the-irish-potato-famine-in-the-1840s.htmlhttps://pujavs-firm-stud.gluu.info/what-caused-the-irish-potato-famine-in-the-1840s.htmlGreat Famine, also called Irish Potato Famine, Great Irish Famine, or Famine of 1845–49, famine that occurred in Ireland in 1845–49 when the potato crop failed in successive years. The crop failures were caused by late blight, a disease that destroys both the leaves and the edible roots, or tubers, ...Wed, 27 May 2026 19:17:34 +0000https://pujavs-firm-stud.gluu.info/what-went-wrong-with-avon-what-went-right.htmlhttps://pujavs-firm-stud.gluu.info/what-went-wrong-with-avon-what-went-right.htmla) The things that went right /and wrong with Avon Despite these, the things that went wrong with Avon include the increased price of raw materials, operational inefficiencies and inability to execute its appropriate strategies. What has happened to Avon? Avon Products, Inc. or simply known as Avon,...Wed, 27 May 2026 19:12:58 +0000https://pujavs-firm-stud.gluu.info/how-do-barter-companies-work.htmlhttps://pujavs-firm-stud.gluu.info/how-do-barter-companies-work.htmlBarter Exchange If you buy products or services from exchange members, your Trade Account is debited; if you sell products or services to other members, your account is credited. Barter exchanges allow you to trade with more businesses. Many of these barters are not one-to-one. Is online barter ille...Wed, 27 May 2026 19:02:32 +0000https://pujavs-firm-stud.gluu.info/how-much-did-milk-cost-in-2002.htmlhttps://pujavs-firm-stud.gluu.info/how-much-did-milk-cost-in-2002.html“The average price of a gallon of milk was $2.89 in 2001 and dropped to $2.72 in 2002,” Thomas said. However, the prices of other dairy products, like cheese, have increased over the past year. How much did a loaf of bread cost in 2002? Bread priced at $5 in 2002 → $8.33 in 2021. How much did a loaf...Wed, 27 May 2026 19:01:43 +0000https://pujavs-firm-stud.gluu.info/what-is-the-best-investment-for-1-million-dollars.htmlhttps://pujavs-firm-stud.gluu.info/what-is-the-best-investment-for-1-million-dollars.html10 Ways to Invest $1 Million Dollars Stock Market. Stocks can generate returns through dividends and growth in share prices. Bonds. Rental Properties. ETFs. Buy a Business. CDs and Money Market Accounts. Fixed Rate Annuities. Private Lending. What is cost of capital formula? Cost of Capital F...Wed, 27 May 2026 18:57:19 +0000https://pujavs-firm-stud.gluu.info/what-company-has-the-slogan-when-it-absolutely-positively-has-to-be-th.htmlhttps://pujavs-firm-stud.gluu.info/what-company-has-the-slogan-when-it-absolutely-positively-has-to-be-th.htmlFedEx “When it absolutely, positively has to be there overnight.” This clever FedEx slogan debuted back in the late 1970’s and after several decades, still holds true today. Sip and Ship ships FedEx whenever we need to help you meet a deadline or move something fragile. What is FedEx slogan? The Wor...Wed, 27 May 2026 18:50:32 +0000https://pujavs-firm-stud.gluu.info/how-management-has-evolved-over-the-years.htmlhttps://pujavs-firm-stud.gluu.info/how-management-has-evolved-over-the-years.htmlManagement as Science was developed in the early 20th century and focused on increasing productivity and efficiency through standardisation, division of labour, centralisation and hierarchy. A very “top down” management with strict control over people and processes dominated across industries. What ...Wed, 27 May 2026 18:46:23 +0000https://pujavs-firm-stud.gluu.info/what-does-nos-mean-for-quantity.htmlhttps://pujavs-firm-stud.gluu.info/what-does-nos-mean-for-quantity.htmlNew old stock From Wikipedia, the free encyclopedia. New old stock (NOS), or old stock for short, refers to aged stock of merchandise that was never sold to a customer, but still new in original packaging. What is NOS in electrical? NOS. is an abbreviation for numbers. This symbol also means number ...Wed, 27 May 2026 18:31:41 +0000https://pujavs-firm-stud.gluu.info/how-do-you-get-free-stuff-to-promote-on-instagram.htmlhttps://pujavs-firm-stud.gluu.info/how-do-you-get-free-stuff-to-promote-on-instagram.htmlYou can get free stuff, too, with a few social media tips. Find a niche. Instagram. Provide value. Post regularly. Do your hashtag or keyword research. Create great visuals. Focus on engagement. Be authentic. Join influencer apps and networks. How do you ask to promote a product on Instagram?...Wed, 27 May 2026 18:18:23 +0000https://pujavs-firm-stud.gluu.info/how-does-simulation-help-students.htmlhttps://pujavs-firm-stud.gluu.info/how-does-simulation-help-students.htmlSimulations promote concept attainment through experiential practice. They help students understand the nuances of a concept. Students often find them more deeply engaging than other activities, as they experience the activity first-hand, rather than hearing about it or seeing it. How does a simulat...Wed, 27 May 2026 18:17:55 +0000https://pujavs-firm-stud.gluu.info/did-the-pilgrims-have-animals.htmlhttps://pujavs-firm-stud.gluu.info/did-the-pilgrims-have-animals.htmlThe Pilgrims did not bring any large livestock animals with them on the Mayflower. In fact, the only animals known with certainty to have come on the Mayflower were two dogs, an English mastiff and an English spaniel, who are mentioned on a couple of occasions in the Pilgrims’ journals. Did Plymouth...Wed, 27 May 2026 18:03:28 +0000https://pujavs-firm-stud.gluu.info/who-are-the-stakeholders-involved-and-what-are-their-objectives.htmlhttps://pujavs-firm-stud.gluu.info/who-are-the-stakeholders-involved-and-what-are-their-objectives.htmlThe major stakeholders in a company include shareholders, government, employees, customers and creditors/bondholders. They have different objectives and goals based on their diverse interests in the firm. Objectives are what the stakeholders seek to achieve. How are government considered stakeholder...Wed, 27 May 2026 18:03:18 +0000https://pujavs-firm-stud.gluu.info/what-is-product-cost-with-example.htmlhttps://pujavs-firm-stud.gluu.info/what-is-product-cost-with-example.htmlExamples of Product Costs and Period Costs Examples of product costs are direct materials, direct labor, and allocated factory overhead. Examples of period costs are general and administrative expenses, such as rent, office depreciation, office supplies, and utilities. How do you calculate productio...Wed, 27 May 2026 18:02:22 +0000https://pujavs-firm-stud.gluu.info/what-are-the-most-common-job-in-texas.htmlhttps://pujavs-firm-stud.gluu.info/what-are-the-most-common-job-in-texas.htmlTable 1. 200 most popular jobs in Texas (2020 survey) Rank Job Description % of Empl. i 1 All Occupations 100.00% 2 Fast Food and Counter Workers 3.14% 3 Retail Salespersons 2.79% 4 Home Health and Personal Care Aides 2.56% What type of jobs do people have in Texas? The 10 Fastest Growing Jobs In Te...Wed, 27 May 2026 18:00:33 +0000https://pujavs-firm-stud.gluu.info/what-are-your-administrative-strengths.htmlhttps://pujavs-firm-stud.gluu.info/what-are-your-administrative-strengths.htmlA highly regarded strength of an administrative assistant is organization. In some cases, administrative assistants work on tight deadlines, making the need for organizational skills more critical. Organizational skills also include your ability to effectively manage your time and prioritize your ta...Wed, 27 May 2026 17:58:23 +0000https://pujavs-firm-stud.gluu.info/can-i-buy-things-online-internationally.htmlhttps://pujavs-firm-stud.gluu.info/can-i-buy-things-online-internationally.htmlYes, if you buy an item from a website in another country, your credit card company can charge you a foreign transaction fee. Those fees even apply to foreign sellers on U.S. websites like Amazon and eBay — that is, if your card company doesn’t decline the transaction, mistaking it for potential fra...Wed, 27 May 2026 17:53:54 +0000https://pujavs-firm-stud.gluu.info/what-is-meant-by-e-marketing.htmlhttps://pujavs-firm-stud.gluu.info/what-is-meant-by-e-marketing.htmlE-marketing is a process of planning and executing the conception, distribution, promotion, and pricing of products and services in a computerized, networked environment, such as the Internet and the World Wide Web, to facilitate exchanges and satisfy customer demands. What are e-marketing services?...Wed, 27 May 2026 17:49:21 +0000https://pujavs-firm-stud.gluu.info/what-does-the-cme-group-do.htmlhttps://pujavs-firm-stud.gluu.info/what-does-the-cme-group-do.htmlCME Group provides electronic trading globally on its CME Globex platform. The company also offers clearing and settlement services across asset classes for exchange-traded and over-the-counter derivatives through its clearinghouse, CME Clearing. What are the six main categories of futures contracts...Wed, 27 May 2026 17:48:56 +0000https://pujavs-firm-stud.gluu.info/what-is-a-perpetual-phrase.htmlhttps://pujavs-firm-stud.gluu.info/what-is-a-perpetual-phrase.htmlcontinuing forever, constant, never-ending. Examples of Perpetual in a sentence. 1. The country is in a perpetual war, with no end in sight. 2. Whats a sentence for perpetual? We require further investigation and perpetual study of how these people are being treated when in the sanatoria. The system...Wed, 27 May 2026 17:45:08 +0000https://pujavs-firm-stud.gluu.info/what-is-the-slope-of-the-ppf.htmlhttps://pujavs-firm-stud.gluu.info/what-is-the-slope-of-the-ppf.htmlThe slope of the PPF indicates the opportunity cost of producing one good versus the other good, and the opportunity cost can be compared to the opportunity costs of another producer to determine comparative advantage. What does the slope of PPC indicate? The slope of production possibility curve is...Wed, 27 May 2026 17:32:43 +0000https://pujavs-firm-stud.gluu.info/what-is-the-best-website-to-download-books-for-free.htmlhttps://pujavs-firm-stud.gluu.info/what-is-the-best-website-to-download-books-for-free.htmlTop 20 sites to download Free eBooks Open Library. The Open Library has more than 1 million free e-books available. Internet Archive. The Internet Archive is a non-profit digital library. Project Gutenberg. Google eBookstore. ManyBooks.net. BookBoon. What sites can I download free PDF and e-boo...Wed, 27 May 2026 17:24:01 +0000https://pujavs-firm-stud.gluu.info/is-new-york-times-owned-by-murdoch.htmlhttps://pujavs-firm-stud.gluu.info/is-new-york-times-owned-by-murdoch.htmlIn 1981, Murdoch bought The Times, his first British broadsheet, and, in 1985, became a naturalized U.S. citizen, giving up his Australian citizenship, to satisfy the legal requirement for U.S. television network ownership. Is the New York Times a publication? The New York Times, morning daily newsp...Wed, 27 May 2026 17:21:08 +0000https://pujavs-firm-stud.gluu.info/what-is-primary-secondary-and-tertiary-industry.htmlhttps://pujavs-firm-stud.gluu.info/what-is-primary-secondary-and-tertiary-industry.htmlPrimary industry involves getting raw materials e.g. mining, farming and fishing. Secondary industry involves manufacturing e.g. making cars and steel. Tertiary industries provide a service e.g. teaching and nursing. Quaternary industry involves research and development industries e.g. IT. What are ...Wed, 27 May 2026 17:20:40 +0000https://pujavs-firm-stud.gluu.info/how-long-does-a-company-keep-your-employment-records.htmlhttps://pujavs-firm-stud.gluu.info/how-long-does-a-company-keep-your-employment-records.htmlEEOC Regulations require that employers keep all personnel or employment records for one year. If an employee is involuntarily terminated, his/her personnel records must be retained for one year from the date of termination. How long does an employer have to keep a w2? According to the Social Securi...Wed, 27 May 2026 17:17:43 +0000https://pujavs-firm-stud.gluu.info/what-are-the-best-movies-for-12-year-olds.htmlhttps://pujavs-firm-stud.gluu.info/what-are-the-best-movies-for-12-year-olds.htmlBest movies for tweens Harry Potter and the Sorcerer’s Stone (2001) The Baby-sitters Club (1995) The Princess Diaries (2001) Freaky Friday (2003) The Parent Trap (1998) To All The Boys I’ve Loved Before (2018) The Goonies (1985) Back to the Future (1985) What movie should I watch with my 13 y...Wed, 27 May 2026 17:10:12 +0000https://pujavs-firm-stud.gluu.info/what-is-the-difference-between-operating-cycle-and-cash-conversion-cyc.htmlhttps://pujavs-firm-stud.gluu.info/what-is-the-difference-between-operating-cycle-and-cash-conversion-cyc.htmlThe operating cycle is the number of days between when you buy inventory and when customers pay for the inventory. The cash conversion cycle is the number of days between when you pay for inventory and when you get paid by your customers for the inventory. What is the meaning of operating cycle and ...Wed, 27 May 2026 16:51:57 +0000https://pujavs-firm-stud.gluu.info/is-not-tied-meaning.htmlhttps://pujavs-firm-stud.gluu.info/is-not-tied-meaning.htmladjectivenot busy; unoccupied. at leisure. available. clear. What is another word for not tied? What is another word for not tied down? free unoccupied disengaged inactive unengaged contactable off duty off work at ease at liberty What does Tied mean? slang. : to get drunk. tie the knot. : to perfor...Wed, 27 May 2026 16:38:03 +0000https://pujavs-firm-stud.gluu.info/how-is-auditing-different-from-investigation.htmlhttps://pujavs-firm-stud.gluu.info/how-is-auditing-different-from-investigation.htmlIn general, Auditing is conducted to verify the extent of truthfulness and fairness of the financial records of an entity, but Investigation is performed to prove a certain fact. Unlike investigation is a severe examination of specific records so as to highlight a fact. … What are the different type...Wed, 27 May 2026 16:33:58 +0000https://pujavs-firm-stud.gluu.info/how-much-do-executive-team-leaders-make-at-target.htmlhttps://pujavs-firm-stud.gluu.info/how-much-do-executive-team-leaders-make-at-target.htmlTarget Salary FAQs The average salary for an Executive Team Leader is $67,374 per year in United States, which is 1% lower than the average Target salary of $68,348 per year for this job. How much do Target executives make? Key Executives The average Target executive compensation is $239,704 a year....Wed, 27 May 2026 16:23:23 +0000https://pujavs-firm-stud.gluu.info/why-is-wine-sacred-in-judaism.htmlhttps://pujavs-firm-stud.gluu.info/why-is-wine-sacred-in-judaism.htmlWhile it is said that the righteous is to abstain from excess and overindulgence, wine is definitely considered a beverage of spiritual significance, reserved for holy and special occasions. Early rabbis recognized wine’s unique qualities, thus incorporated it into Jewish ceremonies, such as Passove...Wed, 27 May 2026 16:22:55 +0000https://pujavs-firm-stud.gluu.info/are-happy-meals-banned-in-san-francisco.htmlhttps://pujavs-firm-stud.gluu.info/are-happy-meals-banned-in-san-francisco.htmlSan Francisco’s so-called “Happy Meal ban” goes into effect Thursday, but McDonald’s has already found a way around it. The ordinance prohibits fast-food restaurants from including free toys with children’s meals that don’t comply with nutritional standards. Are Happy Meal toys illegal? A newly rele...Wed, 27 May 2026 16:20:54 +0000https://pujavs-firm-stud.gluu.info/how-do-employers-do-background-checks.htmlhttps://pujavs-firm-stud.gluu.info/how-do-employers-do-background-checks.htmlAccording to HR.com, 96% of employers conduct one or more types of employment background screening. To run a pre-employment background check, the employer needs the candidate’s full name, date of birth, Social Security number (SSN), and current or past address, as well as the candidate’s consent to ...Wed, 27 May 2026 16:12:59 +0000https://pujavs-firm-stud.gluu.info/how-long-does-new-york-state-hold-unclaimed-funds.htmlhttps://pujavs-firm-stud.gluu.info/how-long-does-new-york-state-hold-unclaimed-funds.htmlNo, there is no time limit and no fee for this service. New York State holds these funds in trust, acting as a custodian, until the funds are claimed by the owner or heir. The State never takes ownership of the money. It is held for you until you claim it. Is there a federal unclaimed property? The ...Wed, 27 May 2026 16:09:41 +0000https://pujavs-firm-stud.gluu.info/is-sony-popular.htmlhttps://pujavs-firm-stud.gluu.info/is-sony-popular.htmlAs a global leader in consumer electronics, Sony is well known for manufacturing an array of products including televisions, digital cameras, smartphones, and headphones. However, the company is most commonly associated with the widely popular line of home video game consoles under the gaming brand ...Wed, 27 May 2026 16:06:10 +0000https://pujavs-firm-stud.gluu.info/what-is-the-expenditure-of-greece.htmlhttps://pujavs-firm-stud.gluu.info/what-is-the-expenditure-of-greece.htmlIn 2019, the government revenue in Greece amounted to around 88.01 billion euros, while government spending came to around 86.9 billion euros. What does the Greek government spend money on? Over the last 10 years, Greece borrowed lots of money from European banks and from other countries’ government...Wed, 27 May 2026 16:00:14 +0000https://pujavs-firm-stud.gluu.info/what-is-the-meaning-of-urgent-and-important.htmlhttps://pujavs-firm-stud.gluu.info/what-is-the-meaning-of-urgent-and-important.htmlAccording to Covey, urgency can be defined as requiring immediate attention, and importance has to do with an outcome that contributes to an individual’s mission, values, and high priority goals. What can be urgent but not important? Urgent but Not Important activities are things that sap your time ...Wed, 27 May 2026 15:58:21 +0000https://pujavs-firm-stud.gluu.info/are-hamburgers-from-hamburg.htmlhttps://pujavs-firm-stud.gluu.info/are-hamburgers-from-hamburg.htmlThe term hamburger originally derives from Hamburg, Germany’s second-largest city. Hamburger in German is the demonym of Hamburg, similar to frankfurter and wiener, names for other meat-based foods and demonyms of the cities of Frankfurt and Vienna (in German Wien) respectively. What is the differen...Wed, 27 May 2026 15:50:21 +0000https://pujavs-firm-stud.gluu.info/how-is-information-systems-used-in-business.htmlhttps://pujavs-firm-stud.gluu.info/how-is-information-systems-used-in-business.htmlIn business, management information systems (or information management systems) are tools used to support processes, operations, intelligence, and IT. MIS tools move data and manage information. MIS produce data-driven reports that help businesses make the right decisions at the right time. How info...Wed, 27 May 2026 15:48:43 +0000https://pujavs-firm-stud.gluu.info/how-do-you-know-if-a-company-is-profitable.htmlhttps://pujavs-firm-stud.gluu.info/how-do-you-know-if-a-company-is-profitable.htmlMargin or profitability ratios Gross Profit = Net Sales – Cost of Goods Sold. Operating Profit = Gross Profit – (Operating Costs, Including Selling and Administrative Expenses) Net Profit = (Operating Profit + Any Other Income) – (Additional Expenses) – (Taxes) How do you know if a small business is...Wed, 27 May 2026 15:44:28 +0000https://pujavs-firm-stud.gluu.info/what-happens-to-equilibrium-price-when-demand-decreases.htmlhttps://pujavs-firm-stud.gluu.info/what-happens-to-equilibrium-price-when-demand-decreases.htmlIf demand decreases and supply remains unchanged, a surplus occurs, leading to a lower equilibrium price. If demand remains unchanged and supply increases, a surplus occurs, leading to a lower equilibrium price. If demand remains unchanged and supply decreases, a shortage occurs, leading to a higher...Wed, 27 May 2026 15:40:40 +0000https://pujavs-firm-stud.gluu.info/how-do-you-find-your-passion-and-turn-it-into-a-successful-career.htmlhttps://pujavs-firm-stud.gluu.info/how-do-you-find-your-passion-and-turn-it-into-a-successful-career.html6 Steps to Turn Your Passion Into a Career Discover your passion. Your passion should be the thing you enjoy and for which you are naturally wired to excel. Determine the demand. Do your research. Make a plan. Become qualified. Be flexible. How do I turn my passion into a career? 6 Tips On How ...Wed, 27 May 2026 15:21:28 +0000https://pujavs-firm-stud.gluu.info/how-do-i-make-my-powerpoint-look-professional.htmlhttps://pujavs-firm-stud.gluu.info/how-do-i-make-my-powerpoint-look-professional.html10 PowerPoint hacks to make your presentations look more… Write before you design. Start with a title slide that piques interest. Stick to simple designs. Emphasize one point per slide. Use text sparingly. Select images for impact. Practice your verbal presentation. Run it by a colleague. Wha...Wed, 27 May 2026 15:20:22 +0000https://pujavs-firm-stud.gluu.info/what-are-the-four-types-of-government-monopolies.htmlhttps://pujavs-firm-stud.gluu.info/what-are-the-four-types-of-government-monopolies.htmlTerms in this set (4) Natural monopoly. A market situation where it is most efficient for one business to make the product. Geographic monopoly. Monopoly because of location (absence of other sellers). Technological monopoly. Government monopoly. What types of monopolies are allowed to exist in the...Wed, 27 May 2026 15:17:53 +0000https://pujavs-firm-stud.gluu.info/what-is-article-284-of-the-labor-code.htmlhttps://pujavs-firm-stud.gluu.info/what-is-article-284-of-the-labor-code.htmlUnder Article 284 of the Labor Code, among the grounds for termination of employment are when an employee is found to be suffering form any disease and whose continued employment is prohibited by law or is prejudicial to his health as well as the health of his co-employees. What is Article 288 of th...Wed, 27 May 2026 15:17:29 +0000https://pujavs-firm-stud.gluu.info/why-is-competition-a-good-thing-for-both-businesses-and-consumers.htmlhttps://pujavs-firm-stud.gluu.info/why-is-competition-a-good-thing-for-both-businesses-and-consumers.htmlCompetition in America is about price, selection, and service. it benefits consumers by keeping prices low and the quality and choice of goods and services high. Competition makes our economy work. By enforcing antitrust laws, the Federal trade Commission helps to ensure that our markets are open an...Wed, 27 May 2026 15:11:25 +0000https://pujavs-firm-stud.gluu.info/why-are-you-interested-in-a-career.htmlhttps://pujavs-firm-stud.gluu.info/why-are-you-interested-in-a-career.htmlExample: “I’m interested in this job because I can see that, in this role, my skills could help solve this problem within your company. I also see an opportunity for me to learn and grow these skills, so we both would benefit personally, professionally, and financially. Why are you interested in thi...Wed, 27 May 2026 15:07:43 +0000https://pujavs-firm-stud.gluu.info/how-much-time-does-the-average-american-spend-grocery-shopping.htmlhttps://pujavs-firm-stud.gluu.info/how-much-time-does-the-average-american-spend-grocery-shopping.htmlThe average time spent grocery shopping is 41 minutes per shopping trip or over 53 hours per year. According to the Time Use Institute, each food shopping trip takes about 41 minutes. And the trip per week average is 1.5. How much time do people spend in stores? How long does the average shopper spe...Wed, 27 May 2026 15:07:22 +0000https://pujavs-firm-stud.gluu.info/how-do-you-write-your-date-of-birth-in-mm-dd-yyyy.htmlhttps://pujavs-firm-stud.gluu.info/how-do-you-write-your-date-of-birth-in-mm-dd-yyyy.htmlThe correct format of your date of birth should be in dd/mm/yyyy. For example, if your date of birth is 9th October 1984, then it will be mentioned as 09/10/1984. What is my mm dd yyyy? MM/DD/YYYY Acronym Definition MM/DD/YYYY Two-Digit Month/Two-Digit Day/Four-Digit Year (e.g. 01/01/2000) What is D...Wed, 27 May 2026 15:04:40 +0000https://pujavs-firm-stud.gluu.info/why-would-i-need-pet-insurance.htmlhttps://pujavs-firm-stud.gluu.info/why-would-i-need-pet-insurance.htmlHaving pet insurance allows you to choose treatments for your ailing or injured pet based on the best medical option available and not restricted based on family finances. Most pet insurance policies reimburse up to 80% of costs after deductibles. Provides an easy way to budget pet care costs. Is pe...Wed, 27 May 2026 15:03:19 +0000https://pujavs-firm-stud.gluu.info/what-is-chanel-best-known-for.htmlhttps://pujavs-firm-stud.gluu.info/what-is-chanel-best-known-for.htmlFashion designer Coco Chanel is famous for her timeless designs, trademark suits and little black dresses. In the 1920s, she launched her first perfume and eventually introduced the Chanel suit and the little black dress, with an emphasis on making clothes that were more comfortable for women. What ...Wed, 27 May 2026 14:45:30 +0000https://pujavs-firm-stud.gluu.info/what-qualities-make-a-good-basketball-player.htmlhttps://pujavs-firm-stud.gluu.info/what-qualities-make-a-good-basketball-player.htmlAll great players have this quality in a big way! Work Ethic. If being great was easy everyone would be a star. Attitude. Sure there are examples of excellent players with bad attitudes, but they are few and far between and more importantly, they never win championships. Motor. Body Language. Co...Wed, 27 May 2026 14:45:02 +0000https://pujavs-firm-stud.gluu.info/how-do-you-convert-24k-gold-to-22k-gold.htmlhttps://pujavs-firm-stud.gluu.info/how-do-you-convert-24k-gold-to-22k-gold.htmlTo convert karats into the per centage, you need to divide the karat number by 24 and multiply the result by 100. So, for example, to find out the gold per centage in your 22 karat ring, divide 22 by 24, the result is 0.9166, multiply it with 100, so it equals to 91.66 per cent – that’s the purity o...Wed, 27 May 2026 14:36:42 +0000https://pujavs-firm-stud.gluu.info/what-is-the-first-step-in-preparing-to-write-a-research-question.htmlhttps://pujavs-firm-stud.gluu.info/what-is-the-first-step-in-preparing-to-write-a-research-question.htmlDeveloping a Research Question STEP 1: NAMING THE TOPIC. The first step is naming your topic. STEP 2: WHY. The next step is identifying the “why” of your topic. STEP 3: PURPOSE. The final step in developing a research question is to identify the purpose. STEP 4: FINALIZED RESEARCH QUESTION. How d...Wed, 27 May 2026 14:33:58 +0000https://pujavs-firm-stud.gluu.info/what-did-walt-disney-do-that-was-important.htmlhttps://pujavs-firm-stud.gluu.info/what-did-walt-disney-do-that-was-important.htmlWalt Disney, in full Walter Elias Disney, (born December 5, 1901, Chicago, Illinois, U.S.—died December 15, 1966, Los Angeles, California), American motion-picture and television producer and showman, famous as a pioneer of animated cartoon films and as the creator of such cartoon characters as Mick...Wed, 27 May 2026 14:33:13 +0000https://pujavs-firm-stud.gluu.info/how-do-you-calculate-a-25-markup.htmlhttps://pujavs-firm-stud.gluu.info/how-do-you-calculate-a-25-markup.htmlThe Difference Between Markup and Gross Margin Markup is the difference between a product’s selling price and cost as a percentage of the cost. For example, if a product sells for $125 and costs $100, the additional price increase is ($125 – $100) / $100) x 100 = 25%. How do you calculate mark up on...Wed, 27 May 2026 14:30:20 +0000https://pujavs-firm-stud.gluu.info/what-are-the-3-steps-in-control-process.htmlhttps://pujavs-firm-stud.gluu.info/what-are-the-3-steps-in-control-process.htmlThere are three basic steps in a control process: Establishing standards. Measuring and comparing actual results against standards. Taking corrective action. What are the steps in a formal control process? Controlling involves ensuring that performance does not deviate from standards. Controlling co...Wed, 27 May 2026 14:27:22 +0000https://pujavs-firm-stud.gluu.info/what-are-the-three-main-functions-of-corporate-finance.htmlhttps://pujavs-firm-stud.gluu.info/what-are-the-three-main-functions-of-corporate-finance.htmlBroad functions of corporate finance tend to be: Budgeting of Capital, Financial Management, Raising of Capital or Financing, Risk Management, Corporate Governance and more. What are the major finance functions? Finance Functions – Investment Decision, Financial Decision, Dividend Decision and Liqui...Wed, 27 May 2026 14:27:03 +0000https://pujavs-firm-stud.gluu.info/what-are-the-key-considerations-for-successful-investing.htmlhttps://pujavs-firm-stud.gluu.info/what-are-the-key-considerations-for-successful-investing.htmlLearn more about these 6 keys to better investing: Leverage the power of compound interest. Use dollar-cost averaging. Invest for the long term. Take your risk tolerance level into account. Benefit from diversification and strategic asset allocation. Review and rebalance your portfolio regularly. Wh...Wed, 27 May 2026 14:22:22 +0000https://pujavs-firm-stud.gluu.info/what-is-supply-risk.htmlhttps://pujavs-firm-stud.gluu.info/what-is-supply-risk.htmlSupply risk is defined as the probability of an incident associated with inbound supply from individual supplier failures or the supply market occurring, in which its outcomes result in the inability of the purchasing firm to meet customer demand or cause threats to customer life and safety. What ar...Wed, 27 May 2026 14:18:31 +0000https://pujavs-firm-stud.gluu.info/how-old-is-john-boehner.htmlhttps://pujavs-firm-stud.gluu.info/how-old-is-john-boehner.html71 წელი (17 ნოემბერი, 1949) ჯონ ბეინერი/ასაკი Has Speaker of the House been president? To date, James K. Polk is the only speaker of the House who was later elected president of the United States. Who was speaker of the House when Obama was in office? John Boehner Official portrait, 2009 53rd S...Wed, 27 May 2026 14:18:21 +0000https://pujavs-firm-stud.gluu.info/how-do-you-determine-the-value-of-an-asset.htmlhttps://pujavs-firm-stud.gluu.info/how-do-you-determine-the-value-of-an-asset.htmlThe net asset value – also known as net tangible assets – is the book value of tangible assets on the balance sheet (their historical cost minus the accumulated depreciation) less intangible assets and liabilities – or the money that would be left over if the company was liquidated. How do you calcu...Wed, 27 May 2026 14:18:07 +0000https://pujavs-firm-stud.gluu.info/what-are-examples-of-intangible-products.htmlhttps://pujavs-firm-stud.gluu.info/what-are-examples-of-intangible-products.htmlAn intangible good is claimed to be a type of good that does not have a physical nature, as opposed to a physical good (an object). Digital goods such as downloadable music, mobile apps or virtual goods used in virtual economies are proposed to be examples of intangible goods. What are intangible pr...Wed, 27 May 2026 14:12:33 +0000https://pujavs-firm-stud.gluu.info/what-sales-revenue-include.htmlhttps://pujavs-firm-stud.gluu.info/what-sales-revenue-include.htmlSales revenue is the amount realized by a business from the sale of goods or services. The two words can be used interchangeably, since they mean the same thing. Includes all receipts and billings from the sale of goods or services; does not include any subtractions for sales returns and allowances....Wed, 27 May 2026 14:06:56 +0000https://pujavs-firm-stud.gluu.info/is-a-photo-studio-profitable.htmlhttps://pujavs-firm-stud.gluu.info/is-a-photo-studio-profitable.htmlThe top-earning home-based studio, according to the study, grossed $200,097 in sales, and kept 40.7 percent, while the best-performing retail-based studio grossed $278,159 and kept 37 percent. Studios that projected photo previews, for example, were found to be more profitable than those that printe...Wed, 27 May 2026 13:57:28 +0000https://pujavs-firm-stud.gluu.info/what-day-of-the-week-is-the-best-time-to-buy-airline-tickets.htmlhttps://pujavs-firm-stud.gluu.info/what-day-of-the-week-is-the-best-time-to-buy-airline-tickets.htmlAccording to the CheapAir study, the cheapest days to fly are Tuesday and Wednesday, when you’ll save an average of $73 per ticket. Sunday is the most expensive. The Expedia/ARC study found that the cheapest day to travel domestically depends on the airport, but internationally, Thursday and Friday ...Wed, 27 May 2026 13:51:27 +0000https://pujavs-firm-stud.gluu.info/how-is-accounting-used-in-everyday-life.htmlhttps://pujavs-firm-stud.gluu.info/how-is-accounting-used-in-everyday-life.htmlFor example, accounting skills can be used to analyze the grades you received from assignments and exams. By recording and summarizing that data in a spreadsheet, you can analyze it and pinpoint the subject areas that you need the most help with; then you can easily focus on ways to improve your gra...Wed, 27 May 2026 13:49:25 +0000https://pujavs-firm-stud.gluu.info/how-can-i-get-paid-for-my-videos.htmlhttps://pujavs-firm-stud.gluu.info/how-can-i-get-paid-for-my-videos.html8 Sites to Make Money for Video Creators Dailymotion. Profit share: 70% | Minimum payout: $100 | Sign up | More details. Vimeo On Demand. Profit share: 90% | Minimum payout: Not available | Sign up | More details. Twitter Amplify. 4. Facebook Ad Breaks. Amazon Video Direct. The Vault. Envul. ...Wed, 27 May 2026 13:39:46 +0000https://pujavs-firm-stud.gluu.info/what-are-the-obligations-of-seller-and-buyer.htmlhttps://pujavs-firm-stud.gluu.info/what-are-the-obligations-of-seller-and-buyer.htmlObligation to preserve the thing. In addition to bearing expenses, both the buyer and the seller should preserve the thing which has been sold. After delivery of the thing, the ownership transfers to the buyer. In cases of constructive delivery, the thing belonging to the buyer may remain in possess...Wed, 27 May 2026 13:35:11 +0000https://pujavs-firm-stud.gluu.info/do-instagram-pay-it-users.htmlhttps://pujavs-firm-stud.gluu.info/do-instagram-pay-it-users.htmlWhile some brands pay anything from $5 to $10 per thousand followers, others offer $100 for every 100 followers you have. According to USA Today, an influencer with 10,000 to 50,000 active fans can make a few thousand per post. Instagram influencers with up to 1 million followers can see $10,000 per...Wed, 27 May 2026 13:32:16 +0000https://pujavs-firm-stud.gluu.info/how-do-you-post-an-ad-on-instagram.htmlhttps://pujavs-firm-stud.gluu.info/how-do-you-post-an-ad-on-instagram.htmlTo select Instagram as a placement for your ads: Go to Ads Manager. Select Create. Choose an objective that supports Instagram as an ad placement. Select Continue. Fill in the details for your ad set. At the placements section, you can select Manual placements and select Instagram to have your ads a...Wed, 27 May 2026 13:25:57 +0000https://pujavs-firm-stud.gluu.info/what-type-of-business-is-a-deli.htmlhttps://pujavs-firm-stud.gluu.info/what-type-of-business-is-a-deli.htmlA deli is a business model based on providing convenient, affordable salads and sandwiches. A deli environment tends to be more informal than a sit-down restaurant. In addition, a deli store business also offers take-out items either for immediate consumption or to reheat later as meals. How can a d...Wed, 27 May 2026 13:19:41 +0000https://pujavs-firm-stud.gluu.info/what-happens-when-price-of-inferior-good-decreases.htmlhttps://pujavs-firm-stud.gluu.info/what-happens-when-price-of-inferior-good-decreases.htmlWhen price of an inferior good falls, its negative income effect will tend to reduce the quantity purchased, while the substitution effect will tend to increase the quantity purchased. Thus even in most cases of inferior goods the net result of the fall in price will be increase in its quantity dema...Wed, 27 May 2026 13:17:28 +0000https://pujavs-firm-stud.gluu.info/what-is-a-comet-in-one-sentence.htmlhttps://pujavs-firm-stud.gluu.info/what-is-a-comet-in-one-sentence.html(astronomy) a relatively small extraterrestrial body consisting of a frozen mass that travels around the sun in a highly elliptical orbit. (1) Recently they have discovered a comet. (2) The orbit of this comet intersects the orbit of the Earth. (3) Did you ever see a comet? What is a comet and examp...Wed, 27 May 2026 13:13:26 +0000https://pujavs-firm-stud.gluu.info/what-does-re-invention-mean.htmlhttps://pujavs-firm-stud.gluu.info/what-does-re-invention-mean.htmlverb (used with object) to invent again or anew, especially without knowing that the invention already exists. to remake or make over, as in a different form: At 60, he reinvented himself as a volunteer. We have an opportunity to reinvent government. What is another word for reinvent? What is anothe...Wed, 27 May 2026 13:11:43 +0000https://pujavs-firm-stud.gluu.info/how-did-yahoo-get-popular.htmlhttps://pujavs-firm-stud.gluu.info/how-did-yahoo-get-popular.htmlYahoo grew rapidly throughout the 1990s. Yahoo became a public company via an initial public offering in April 1996 and its stock price rose 600% within two years. Like many search engines and web directories, Yahoo added a web portal, putting it in competition with services including Excite, Lycos,...Wed, 27 May 2026 13:08:25 +0000https://pujavs-firm-stud.gluu.info/which-fast-food-chain-is-the-oldest.htmlhttps://pujavs-firm-stud.gluu.info/which-fast-food-chain-is-the-oldest.htmlWhite Castle was founded in 1921 by Billy Ingram and Walter Anderson in Wichita, Kansas. From the start White Castle sold burgers, so it is definitely the oldest fast food burger chain in the world. Which is older KFC or Mcdonalds? In the UK, the first McDonald’s opened in Woolwich in southeast Lond...Wed, 27 May 2026 13:07:49 +0000https://pujavs-firm-stud.gluu.info/which-is-better-a-manager-or-a-leader.htmlhttps://pujavs-firm-stud.gluu.info/which-is-better-a-manager-or-a-leader.htmlLeaders help organizations and people to grow, while a manager’s greatest accomplishment comes from making work processes more effective. Both are important but naturally, leadership is ahead of management. A well-balanced organization has leadership at its base. Is a lead higher than a manager? A “...Wed, 27 May 2026 13:04:51 +0000https://pujavs-firm-stud.gluu.info/what-is-the-main-impact-of-an-operational-innovation.htmlhttps://pujavs-firm-stud.gluu.info/what-is-the-main-impact-of-an-operational-innovation.htmlOperational innovation can help a business transform their processes and help launch it forward. It’s important to have an innovative culture in the workplace that encourages idea-sharing. There also needs to be an awareness of existing barriers to successful integration. How is product and service ...Wed, 27 May 2026 13:04:01 +0000https://pujavs-firm-stud.gluu.info/what-affects-the-labour-market.htmlhttps://pujavs-firm-stud.gluu.info/what-affects-the-labour-market.htmlAt the macroeconomic level, supply and demand are influenced by domestic and international market dynamics, as well as factors such as immigration, the age of the population, and education levels. Relevant measures include unemployment, productivity, participation rates, total income, and gross dome...Wed, 27 May 2026 12:53:06 +0000https://pujavs-firm-stud.gluu.info/who-is-the-minister-of-finance-in-south-africa-now-2021.htmlhttps://pujavs-firm-stud.gluu.info/who-is-the-minister-of-finance-in-south-africa-now-2021.htmlTito Titus Mboweni Minister: Tito Titus Mboweni, Mr Private Bag X115, PRETORIA, 0001. PO Box 29, CAPE TOWN, 8000. On which date and by whom was the 2020 2021 Budget speech delivered in Parliament? On 24 February, our Finance Minister, Mr Tito Mboweni, delivered the National Budget Speech, outlining ...Wed, 27 May 2026 12:50:32 +0000https://pujavs-firm-stud.gluu.info/who-are-banks-competitors.htmlhttps://pujavs-firm-stud.gluu.info/who-are-banks-competitors.htmlNon-financial companies are increasingly offering consumer-friendly payment options. It took computer company Apple only five years to become America’s largest music retailer, and just seven to become the world’s largest. Are Indian banks monopolistic competition? They found that the Indian banking ...Wed, 27 May 2026 12:41:30 +0000https://pujavs-firm-stud.gluu.info/where-is-the-oldest-zoo-in-the-united-states.htmlhttps://pujavs-firm-stud.gluu.info/where-is-the-oldest-zoo-in-the-united-states.htmlThe Philadelphia Zoo The Philadelphia Zoo is located in Philadelphia, Pennsylvania, and is believed to have been the first true zoo found in the United States. The Philadelphia Zoo was authorized on March 21, 1859, by Pennsylvania’s Commonwealth, however due to the American Civil War the opening was...Wed, 27 May 2026 12:32:57 +0000https://pujavs-firm-stud.gluu.info/what-are-the-qualities-of-jesus.htmlhttps://pujavs-firm-stud.gluu.info/what-are-the-qualities-of-jesus.htmlHere are six ways Jesus is different from the leaders of today, and what those differences teach us. Jesus always speaks the truth. Jesus asks for more and offers more. Jesus values us more. Jesus values all of us. Jesus is motivated by compassion. Jesus forgives. What are God’s character trait...Wed, 27 May 2026 12:32:42 +0000https://pujavs-firm-stud.gluu.info/how-the-computers-are-used-in-education.htmlhttps://pujavs-firm-stud.gluu.info/how-the-computers-are-used-in-education.htmlComputers have revolutionized the teaching profession in multiple ways. Teachers use computers to record grades, calculate averages, manage attendance and access data on student performance in online programs and assessments. Computers have also made it easier for teachers to vary their instructiona...Wed, 27 May 2026 12:32:00 +0000https://pujavs-firm-stud.gluu.info/who-is-the-majority-owner-of-the-new-york-times.htmlhttps://pujavs-firm-stud.gluu.info/who-is-the-majority-owner-of-the-new-york-times.htmlSulzberger family The New York Times Company Type Public Owner Sulzberger family (13%) Number of employees 4,500 (2019) Website Footnotes / referencesi Who owns the New York Times and the Washington Post? Daily broadsheet editions are printed for D.C., Maryland, and Virginia. The newspaper has won ...Wed, 27 May 2026 12:26:45 +0000https://pujavs-firm-stud.gluu.info/how-much-money-does-pepsi-make.htmlhttps://pujavs-firm-stud.gluu.info/how-much-money-does-pepsi-make.htmlFinances. For the fiscal year 2017, PepsiCo reported earnings of US$4.857 billion, with an annual revenue of US$62.525 billion, an increase of 1.2% over the previous fiscal cycle. PepsiCo’s shares traded at over $109 per share, and its market capitalization was valued at over US$155.9 billion in Sep...Wed, 27 May 2026 12:26:05 +0000https://pujavs-firm-stud.gluu.info/which-branch-of-government-determines-constitutionality.htmlhttps://pujavs-firm-stud.gluu.info/which-branch-of-government-determines-constitutionality.htmlThe judicial branch The judicial branch interprets laws and determines if a law is unconstitutional. The judicial branch includes the U.S. Supreme Court and lower federal courts. Can the legislative branch determine constitutionality? The legislative branch makes laws, but the judicial branch can de...Wed, 27 May 2026 12:14:40 +0000https://pujavs-firm-stud.gluu.info/what-type-of-business-is-oxfam.htmlhttps://pujavs-firm-stud.gluu.info/what-type-of-business-is-oxfam.htmlOxfam is a confederation of 20 independent charitable organizations focusing on the alleviation of global poverty, founded in 1942 and led by Oxfam International. It is a major nonprofit group with an extensive collection of operations. Is Oxfam a private limited company? An example of a private lim...Wed, 27 May 2026 12:11:00 +0000https://pujavs-firm-stud.gluu.info/what-are-the-advantages-and-disadvantages-of-bpo-services.htmlhttps://pujavs-firm-stud.gluu.info/what-are-the-advantages-and-disadvantages-of-bpo-services.htmlAdvantages of a BPO Flexibility. Outsourcing non-core activities to a BPO allows a company to be far more flexible. Cost Effective. Outsourcing some of the business processes and activities can be very cost effective for the client company. Speed. Skilled Manpower. Communication Problems. Diffe...Wed, 27 May 2026 12:09:09 +0000