https://pujavs-firm-stud.gluu.infoConnected.Informed.Engaged.en-usTue, 12 May 2026 10:44:57 +0000https://pujavs-firm-stud.gluu.info/where-do-i-get-my-1099g-indiana.htmlhttps://pujavs-firm-stud.gluu.info/where-do-i-get-my-1099g-indiana.htmlA: You will find the 1099G in Uplink on your Correspondence page. You may need Adobe Acrobat Reader software to open the 1099, and that can be downloaded for free at NOTE: if you were a phone filer, it will be mailed to you. Do you pay taxes on Indiana unemployment? Your unemployment compensation i...Tue, 12 May 2026 10:43:55 +0000https://pujavs-firm-stud.gluu.info/should-i-put-my-elderly-parents-home-in-my-name.htmlhttps://pujavs-firm-stud.gluu.info/should-i-put-my-elderly-parents-home-in-my-name.htmlThink about it, if your parents’ house is in your name, it is safe from the nursing home because it is not their asset. However, it is your asset, and, as such, is subject to any creditors or legal issues you may have. LOSS OF CONTROL: If your parents put your name on their house, they lose all cont...Tue, 12 May 2026 10:39:10 +0000https://pujavs-firm-stud.gluu.info/can-a-corporation-own-an-interest-in-an-llc.htmlhttps://pujavs-firm-stud.gluu.info/can-a-corporation-own-an-interest-in-an-llc.htmlBecause neither a partnership nor a corporation can own an interest in an S corporation, a multi-member LLC that is viewed from a tax perspective as a partnership or a corporation would also be prohibited from owning an S corporation. Can an LLC have private investors? Your LLC may be able to attrac...Tue, 12 May 2026 10:32:22 +0000https://pujavs-firm-stud.gluu.info/what-is-a-specific-time-frame.htmlhttps://pujavs-firm-stud.gluu.info/what-is-a-specific-time-frame.htmla particular period of time in which something must be done: within a time frame The company may not meet its targets within the time frame. a 120-day/24-month/10-year time frame. a limited/short/long time frame. What do you mean by time frame under history? Answer: The time frame in history is defi...Tue, 12 May 2026 10:31:21 +0000https://pujavs-firm-stud.gluu.info/how-does-health-insurance-benefit-employees.htmlhttps://pujavs-firm-stud.gluu.info/how-does-health-insurance-benefit-employees.htmlOffering health insurance as an employee benefit is generally one of the simplest but most effective steps you can take to reward and attract talent. Health benefits can also deliver a range of benefits, such as increasing productivity, boosting morale, and helping shape a positive company culture. ...Tue, 12 May 2026 10:29:22 +0000https://pujavs-firm-stud.gluu.info/what-are-the-most-damaging-things-to-say-to-a-child.htmlhttps://pujavs-firm-stud.gluu.info/what-are-the-most-damaging-things-to-say-to-a-child.htmlHere are some of the things that we should never say to our children: 1. “ “I do everything for you” “You did well but you could do better” “Don’t eat that or else you’re going to get fat” “It’s not that big of a deal” or “Stop being such a baby” “Do I have to tell you this 100 times?” “Big gi...Tue, 12 May 2026 10:25:32 +0000https://pujavs-firm-stud.gluu.info/what-is-the-maximum-deduction-for-traditional-ira.htmlhttps://pujavs-firm-stud.gluu.info/what-is-the-maximum-deduction-for-traditional-ira.html2020 and 2021 traditional & Roth IRA contribution limits Total annual contributions to your traditional and Roth IRAs combined cannot exceed: 2020: $6,000, 2021: $6,000 (under age 50) 2020: $7,000, 2021: $7,000 (age 50 or older) What are traditional IRA withdrawal rules? You can take distributio...Tue, 12 May 2026 10:24:48 +0000https://pujavs-firm-stud.gluu.info/what-age-do-many-mental-disorders-begin.htmlhttps://pujavs-firm-stud.gluu.info/what-age-do-many-mental-disorders-begin.htmlRoughly half of all lifetime mental disorders in most studies start by the mid‐teens and three‐fourths by the mid‐20s. Later onsets are mostly secondary conditions. Severe disorders are typically preceded by less severe disorders that seldom are brought to clinical attention. What is considered a me...Tue, 12 May 2026 10:24:13 +0000https://pujavs-firm-stud.gluu.info/are-capitol-police-civil-servants.htmlhttps://pujavs-firm-stud.gluu.info/are-capitol-police-civil-servants.htmlIt answers to the Capitol Police Board and is the only full-service federal law enforcement agency appointed by the legislative branch of the federal government of the United States. The Capitol Police has primary jurisdiction within buildings and grounds of the United States Capitol Complex. Is Cap...Tue, 12 May 2026 10:21:54 +0000https://pujavs-firm-stud.gluu.info/can-you-reinvest-profits-in-an-llc.htmlhttps://pujavs-firm-stud.gluu.info/can-you-reinvest-profits-in-an-llc.htmlLLCs can be C corporations, S Corporations, single-member or other permutations. It’s often preferable to have your multi-owner LLC treated as a C corporation for tax purposes. It can save you big bucks, which means you can use more of your profits to reinvest in your company and its growth. Do you ...Tue, 12 May 2026 10:18:58 +0000https://pujavs-firm-stud.gluu.info/what-is-the-amount-of-special-bonus-depreciation-for-2019.htmlhttps://pujavs-firm-stud.gluu.info/what-is-the-amount-of-special-bonus-depreciation-for-2019.htmlFor tax years 2015 through 2017, first-year bonus depreciation was set at 50%. It was scheduled to go down to 40% in 2018 and 30% in 2019, and then not be available in 2020 and beyond. The Tax Cuts and Jobs Act, enacted at the end of 2018, increases first-year bonus depreciation to 100%. What is spe...Tue, 12 May 2026 10:16:09 +0000https://pujavs-firm-stud.gluu.info/how-does-working-part-time-affect-ssdi.htmlhttps://pujavs-firm-stud.gluu.info/how-does-working-part-time-affect-ssdi.htmlSocial Security Disability Insurance (SSDI) payments will stop if you are engaged in what Social Security calls “substantial gainful activity.” SGA, as it’s known, is defined in 2021 as earning more than $1,310 a month (or $2,190 if you are blind). If you get a job through the program, you go off di...Tue, 12 May 2026 10:12:22 +0000https://pujavs-firm-stud.gluu.info/who-is-the-seller-in-a-short-sale.htmlhttps://pujavs-firm-stud.gluu.info/who-is-the-seller-in-a-short-sale.htmlA short sale is when a home owner sells his or her property for less than the amount owed on their mortgage. In other words, the seller is “short” the cash needed to fully repay the mortgage lender. Typically, the bank or lender agrees to a short sale in order to recoup a portion of the mortgage loa...Tue, 12 May 2026 10:11:16 +0000https://pujavs-firm-stud.gluu.info/is-kuwait-eligible-for-green-card-lottery.htmlhttps://pujavs-firm-stud.gluu.info/is-kuwait-eligible-for-green-card-lottery.htmlThe American Government allows the Kuwait born people to participate in the DV lottery program every year regardless of where they are living or what county passport they are holding. All those who want to participate in this American Green Card draw should have their Valid International Passports. ...Tue, 12 May 2026 10:04:15 +0000https://pujavs-firm-stud.gluu.info/what-expenses-can-a-driving-instructor-claim.htmlhttps://pujavs-firm-stud.gluu.info/what-expenses-can-a-driving-instructor-claim.htmlThe following list is not exhaustive but gives an indication of the general expenses that can be claimed by a driving instructor: Motor fuel. Parking and tolls. Car cleaning. Franchise fee. Postage & stationary. Computer consumables. Continuing professional education (not initial training costs*...Tue, 12 May 2026 09:56:50 +0000https://pujavs-firm-stud.gluu.info/what-is-the-difference-between-a-tax-warrant-and-a-tax-lien.htmlhttps://pujavs-firm-stud.gluu.info/what-is-the-difference-between-a-tax-warrant-and-a-tax-lien.htmlA tax warrant is a document that the department uses to establish the debt of a taxpayer. When a tax warrant is filed with the Superior Court in the county where the taxpayer owns real or personal property, a lien is created. What is the difference between a lien and levy? Levies are different from ...Tue, 12 May 2026 09:51:58 +0000https://pujavs-firm-stud.gluu.info/which-is-not-a-definition-of-total-disability.htmlhttps://pujavs-firm-stud.gluu.info/which-is-not-a-definition-of-total-disability.htmlLoss of Income Loss of income definitions of disability do not define total disability in terms of your ability to perform a job. Instead, they pay benefits based on your loss of income due to illness or injury. What conditions qualify for total disability? Conditions that qualify for SSDI and SSI i...Tue, 12 May 2026 09:46:49 +0000https://pujavs-firm-stud.gluu.info/how-do-you-do-closing-entries-in-quickbooks-online.htmlhttps://pujavs-firm-stud.gluu.info/how-do-you-do-closing-entries-in-quickbooks-online.htmlQuickBooks Online: How-to Close Year-End Books You need to click the Company name (gear icon), in the upper-right-corner. Select Account and Settings. Go to Advanced tab. Under Accounting, put a checkmark in the Close the books box. Enter the Closing date. Set whether or not a password is needed to ...Tue, 12 May 2026 09:46:34 +0000https://pujavs-firm-stud.gluu.info/can-a-company-pension-be-passed-on-to-a-child.htmlhttps://pujavs-firm-stud.gluu.info/can-a-company-pension-be-passed-on-to-a-child.htmlThe new pension rules have made it possible to leave your fund to any beneficiary, including a child, without paying a 55% ‘death tax’. If you die before the age of 75 your beneficiaries will inherit your fund completely tax-free. What happens to pension after death? If the deceased hadn’t yet retir...Tue, 12 May 2026 09:44:30 +0000https://pujavs-firm-stud.gluu.info/can-a-bank-refund-money-that-was-spent-fraudulently.htmlhttps://pujavs-firm-stud.gluu.info/can-a-bank-refund-money-that-was-spent-fraudulently.htmlIf you’ve done nothing to compromise the security of your account, you should get your money back. But this isn’t guaranteed. Banks can also refuse to give a refund if you tell them about an unauthorised payment 13 months or more after it left your account. What are the most common types of consumer...Tue, 12 May 2026 09:35:21 +0000https://pujavs-firm-stud.gluu.info/is-there-sales-tax-on-a-leased-car-in-texas.htmlhttps://pujavs-firm-stud.gluu.info/is-there-sales-tax-on-a-leased-car-in-texas.htmlLease payments are not taxed in Texas. The lessor pays 6.25 percent motor vehicle sales tax when the vehicle is purchased and titled in Texas. The taxable value of private-party purchases of leased (used) motor vehicles may be based on 80 percent of the SPV. Are leases subject to sales tax in Texas?...Tue, 12 May 2026 09:34:16 +0000https://pujavs-firm-stud.gluu.info/can-s-corp-distributions-be-unequal.htmlhttps://pujavs-firm-stud.gluu.info/can-s-corp-distributions-be-unequal.htmlAs to the question of whether a S-Corporation can make distributions to select shareholders that are disproportionate to the shareholders ownership interest, the simple answer is that it is not allowed. However, there is an exception known as the “timing difference.” What are the effects of unequal ...Tue, 12 May 2026 09:25:43 +0000https://pujavs-firm-stud.gluu.info/how-much-does-a-couple-need-to-make-to-buy-a-300k-house.htmlhttps://pujavs-firm-stud.gluu.info/how-much-does-a-couple-need-to-make-to-buy-a-300k-house.htmlTo afford a house that costs $300,000 with a down payment of $60,000, you’d need to earn $44,764 per year before tax. The monthly mortgage payment would be $1,044. Salary needed for 300,000 dollar mortgage. How much do I need to earn to get a 200k mortgage UK? So, based on a lender cap of 4.5x your ...Tue, 12 May 2026 09:18:58 +0000https://pujavs-firm-stud.gluu.info/do-i-pay-sales-tax-when-i-buy-out-my-lease.htmlhttps://pujavs-firm-stud.gluu.info/do-i-pay-sales-tax-when-i-buy-out-my-lease.htmlMost of the time, leasing companies will overestimate the residual value, so when it comes time to turn it in, the buyout price is higher than what the car is selling for in the marketplace. (The buyer is still responsible for paying sales tax, but at least both of you won’t have to pay). Do I have ...Tue, 12 May 2026 09:14:22 +0000https://pujavs-firm-stud.gluu.info/does-va-disability-vary-by-state.htmlhttps://pujavs-firm-stud.gluu.info/does-va-disability-vary-by-state.htmlFind veterans benefits offered by each state. Did you know that state, city, and community programs also offer a range of veteran benefits and programs for qualifying vets and their families? Does VA disability pay a month behind? If you have just been approved for VA benefits then you will get your...Tue, 12 May 2026 09:05:04 +0000https://pujavs-firm-stud.gluu.info/what-is-earned-income-credit-on-w2.htmlhttps://pujavs-firm-stud.gluu.info/what-is-earned-income-credit-on-w2.htmlEarned Income Tax Credit (EITC) The Federal and California Earned Income Tax Credits (EITCs) are special tax breaks for people who work part time or full time. This means extra cash in your pocket. If you have work income, you can file and claim your EITC refunds, even if you don’t owe any income ta...Tue, 12 May 2026 09:02:58 +0000https://pujavs-firm-stud.gluu.info/can-s-corp-change-to-c-corp.htmlhttps://pujavs-firm-stud.gluu.info/can-s-corp-change-to-c-corp.htmlIn General: A corporation can convert from an S corporation to a C corporation by revoking the S election voluntarily, or the IRS can terminate it. Consult a tax professional to ensure the conversion will not result in unforeseen and undesirable tax consequences. You can voluntarily change from an S...Tue, 12 May 2026 09:01:48 +0000https://pujavs-firm-stud.gluu.info/when-can-i-move-my-403b-to-an-ira.htmlhttps://pujavs-firm-stud.gluu.info/when-can-i-move-my-403b-to-an-ira.htmlYou can open an IRA account at any financial institution offering this type of account. Generally, speaking, you will need to complete the 403(b) rollover by the 60th day following the day distribution is received. The IRS does allow for two exceptions to the 60-day rollover rule, however. 59 1/2 Th...Tue, 12 May 2026 08:58:54 +0000https://pujavs-firm-stud.gluu.info/what-constitutes-a-farm-in-wisconsin.htmlhttps://pujavs-firm-stud.gluu.info/what-constitutes-a-farm-in-wisconsin.htmlAgricultural (Class 4) consists of all unimproved property devoted to agricultural use, which includes land that produces a crop or supports livestock . State law defines this to include any activity listed under the North American Industry Classification System (NAICS) Subsectors 111 and 112 . How ...Tue, 12 May 2026 08:45:24 +0000https://pujavs-firm-stud.gluu.info/do-you-have-to-include-1098-e-on-taxes.htmlhttps://pujavs-firm-stud.gluu.info/do-you-have-to-include-1098-e-on-taxes.htmlIf you’re currently paying off a student loan, you may get Form 1098-E in the mail from each of your lenders. Your lenders have to report how much interest you pay annually. Student loan interest can be deductible on federal tax returns, but receiving a 1098-E doesn’t always mean you’re eligible to ...Tue, 12 May 2026 08:44:10 +0000https://pujavs-firm-stud.gluu.info/why-is-pension-accounting-important.htmlhttps://pujavs-firm-stud.gluu.info/why-is-pension-accounting-important.htmlIn addition, earnings are a short-term leading indicator, providing early insights into the economy’s position in a business cycle. Thus, pension accounting is an important component of our understanding of the health of firms and of the economy. What is accounting for pension fund? The accumulated ...Tue, 12 May 2026 08:38:06 +0000https://pujavs-firm-stud.gluu.info/who-is-exempt-from-filing-form-990-ez.htmlhttps://pujavs-firm-stud.gluu.info/who-is-exempt-from-filing-form-990-ez.htmlForm 990 (not 990-EZ or 990-N) must be filed by an organization exempt from income tax under section 501(a) (including an organization that hasn’t applied for recognition of exemption or whose application for recognition of exemption is pending) if it has either gross receipts greater than or equal ...Tue, 12 May 2026 08:30:23 +0000https://pujavs-firm-stud.gluu.info/are-driving-instructors-self-employed.htmlhttps://pujavs-firm-stud.gluu.info/are-driving-instructors-self-employed.htmlMost driving instructors are self-employed and as such are normally sole traders. Driving instructors can earn a good living, the more hours you do the more money you can earn. What can I claim as a driving instructor? The following list is not exhaustive but gives an indication of the general expen...Tue, 12 May 2026 08:29:31 +0000https://pujavs-firm-stud.gluu.info/can-i-use-my-hsa-for-my-spouse-fidelity.htmlhttps://pujavs-firm-stud.gluu.info/can-i-use-my-hsa-for-my-spouse-fidelity.htmlYes. You, your spouse, and your eligible dependents can all use your HSA money to pay for qualified medical expenses as long as everyone meets eligibility requirements and you, the account owner, have authorized each of them by requesting an additional HSA debit card in their name. When did Fidelity...Tue, 12 May 2026 08:27:40 +0000https://pujavs-firm-stud.gluu.info/can-you-quit-freedom-debt-relief.htmlhttps://pujavs-firm-stud.gluu.info/can-you-quit-freedom-debt-relief.htmlCan I cancel anytime? Canceling the debt negotiation process can be difficult, since Freedom Debt Relief may be in the midst of working with your creditors to pay off your debt. If you would like to cancel, please call the Client toll-free number at 1-800-655-6303 to determine the best option for en...Tue, 12 May 2026 08:26:59 +0000https://pujavs-firm-stud.gluu.info/can-landlords-live-in-your-bedroom.htmlhttps://pujavs-firm-stud.gluu.info/can-landlords-live-in-your-bedroom.htmlYou have exclusive possession of the area that you pay rent for. For example, if you rent a room in the same house as your landlord, they cannot enter your room without your permission. In these circumstances, there may be a lock on your room door, but even if there’s not, no-one can enter it withou...Tue, 12 May 2026 08:26:38 +0000https://pujavs-firm-stud.gluu.info/is-futa-a-state-or-federal-tax.htmlhttps://pujavs-firm-stud.gluu.info/is-futa-a-state-or-federal-tax.htmlThe Federal Unemployment Tax Act (or FUTA, I.R.C. ch. 23) is a United States federal law that imposes a federal employer tax used to help fund state workforce agencies. Employers report this tax by filing an annual Form 940 with the Internal Revenue Service. How is FUTA calculated in Florida? Since ...Tue, 12 May 2026 08:25:48 +0000https://pujavs-firm-stud.gluu.info/how-do-i-get-my-michigan-property-tax-statement.htmlhttps://pujavs-firm-stud.gluu.info/how-do-i-get-my-michigan-property-tax-statement.htmlYou can request copies of property tax statements from your city/township/village/county assessor’s office or their web site. Who has the highest property taxes in Michigan? Washtenaw County collects the highest property tax in Michigan, levying an average of $3,913.00 (1.81% of median home value) y...Tue, 12 May 2026 08:24:05 +0000https://pujavs-firm-stud.gluu.info/how-can-i-send-money-from-russia-to-usa.htmlhttps://pujavs-firm-stud.gluu.info/how-can-i-send-money-from-russia-to-usa.htmlMoneygram. Moneygram is one of the oldest and largest money transfer companies in the world. Like Western Union, they also have lots of different ways you can send money from Russia to the United States. You can also send money online, using their app or in-person at one of their locations around Ru...Tue, 12 May 2026 08:17:52 +0000https://pujavs-firm-stud.gluu.info/what-was-the-self-employment-tax-rate-for-2013.htmlhttps://pujavs-firm-stud.gluu.info/what-was-the-self-employment-tax-rate-for-2013.html15.3% For 2013, the self-employment rate reverts back to its pre-2011 rate, 15.3%, made up of: Social security rate: 12.4% plus. Medicare rate: 2.9%. How do you calculate gross income from bank statements? For example, if you transfer $12,000 into your personal bank account from your business accoun...Tue, 12 May 2026 08:08:47 +0000https://pujavs-firm-stud.gluu.info/can-you-pay-off-someone-elses-loan.htmlhttps://pujavs-firm-stud.gluu.info/can-you-pay-off-someone-elses-loan.htmlIn the USA you can but you will need that person( to whom you are paying off the loan for) to give you the details such as the balance due, loan number and where to send the payment to. For privacy and security reasons banks will not divulge that information to anyone but the borrowers of the money....Tue, 12 May 2026 07:55:44 +0000https://pujavs-firm-stud.gluu.info/is-dear-mam-correct.htmlhttps://pujavs-firm-stud.gluu.info/is-dear-mam-correct.htmlBoth are correct, but there are nuances. In the US, “ma’am” is the polite form of address in conversation — the exact equivalent of “sir.” By contrast, “madam” is hyper-polite and used only in formal situations (“Madam Secretary”) or in the salutations of business letters (“Dear Madam”). Which is be...Tue, 12 May 2026 07:52:24 +0000https://pujavs-firm-stud.gluu.info/can-i-sell-a-stock-i-just-bought.htmlhttps://pujavs-firm-stud.gluu.info/can-i-sell-a-stock-i-just-bought.htmlYou can sell a stock right after you buy it, but there are limitations. In a regular retail brokerage account, you can not execute more than three same-day trades within five business days. What happens if you accidentally buy a stock? Sell the stock of the company you accidentally bought (assuming ...Tue, 12 May 2026 07:47:04 +0000https://pujavs-firm-stud.gluu.info/is-washington-state-considering-a-state-income-tax.htmlhttps://pujavs-firm-stud.gluu.info/is-washington-state-considering-a-state-income-tax.htmlOne of eight with no state income tax, Washington moves forward on plan for new tax on big capital gains. Endlessly challenged by the mix of its relatively progressive politics and a relatively paltry tax base, any shift in the mood around a statewide change in taxation is notable in Washington. Do ...Tue, 12 May 2026 07:37:41 +0000https://pujavs-firm-stud.gluu.info/what-is-middleman-transaction.htmlhttps://pujavs-firm-stud.gluu.info/what-is-middleman-transaction.htmlThe term middleman is an informal word for an intermediary in a transaction or process chain. A middleman, or intermediary, will facilitate interaction between parties, typically for a commission or fee. Intermediaries also make money by selling the product for more than its purchase price. How much...Tue, 12 May 2026 07:33:39 +0000https://pujavs-firm-stud.gluu.info/where-are-loans-from-shareholders-reported-on-form-1120.htmlhttps://pujavs-firm-stud.gluu.info/where-are-loans-from-shareholders-reported-on-form-1120.htmlLoan repayments to shareholders are reported on Schedule K, Line 16e, and on each individual shareholder’s Schedule K-1, line 16, with “E” as the reference code. Dividend distributions paid to shareholders of an S corporation are reported on Form 1099-DIV, and on Schedule K, Line 17c. Loan repayment...Tue, 12 May 2026 07:33:13 +0000https://pujavs-firm-stud.gluu.info/what-fees-can-an-ria-charge.htmlhttps://pujavs-firm-stud.gluu.info/what-fees-can-an-ria-charge.htmlFor instance, an RIA might charge a 1.5% management fee for the equities portion of the portfolio, but 0.75% for bonds or other fixed-income investments. RIAs may also charge an hourly fee for their advice, typically for investors without enough capital to warrant management of their assets. What is...Tue, 12 May 2026 07:29:54 +0000https://pujavs-firm-stud.gluu.info/what-happens-if-you-file-form-941-late.htmlhttps://pujavs-firm-stud.gluu.info/what-happens-if-you-file-form-941-late.htmlFor each month or partial month you are late filing Form 941, the IRS imposes a 5 percent penalty, with a maximum penalty of 25 percent. This penalty is a percentage of the unpaid tax due with the return. The IRS also tacks on a 0.5 percent tax for each month or partial month you pay the tax late. W...Tue, 12 May 2026 07:29:40 +0000https://pujavs-firm-stud.gluu.info/can-you-open-a-irrevocable-trust.htmlhttps://pujavs-firm-stud.gluu.info/can-you-open-a-irrevocable-trust.htmlIf this is how you feel, then you should set up a living irrevocable trust fund. This type of trust can be set up to begin dispersing funds when certain conditions are met. There is no stipulation that you cannot be alive when that happens. You can place cash, stock, real estate, or other valuable a...Tue, 12 May 2026 07:28:59 +0000https://pujavs-firm-stud.gluu.info/is-a-farmer-considered-a-sole-proprietor.htmlhttps://pujavs-firm-stud.gluu.info/is-a-farmer-considered-a-sole-proprietor.html¹ In a sole proprietorship, the farmer maintains complete control of the business, including assets and profits. The farmer is personally responsible for debts and liabilities the business incurs. Business income is reported on the farmer’s personal return. How do sole proprietors pay self employmen...Tue, 12 May 2026 07:17:59 +0000https://pujavs-firm-stud.gluu.info/can-you-get-an-ssi-check-for-a-dog.htmlhttps://pujavs-firm-stud.gluu.info/can-you-get-an-ssi-check-for-a-dog.htmlIndividuals who qualify for SSI often are eligible for additional programs and services provided by their local county health or human services office. These other services or benefits may include: A special allowance for assistance dogs for people who are blind or who have a disability. What medica...Tue, 12 May 2026 07:15:39 +0000https://pujavs-firm-stud.gluu.info/what-happens-to-a-rental-lease-if-the-property-is-sold.htmlhttps://pujavs-firm-stud.gluu.info/what-happens-to-a-rental-lease-if-the-property-is-sold.htmlYour lease is still valid And it remains so after the sale, which means you don’t have to move out of the property if it changes hands. “A landlord cannot terminate a fixed-term agreement for the sale of the property,” Sanderson says. Does rent go down in December? Winter Months Are Best for Rental ...Tue, 12 May 2026 07:05:19 +0000https://pujavs-firm-stud.gluu.info/what-are-the-benefits-of-an-llc-in-ny.htmlhttps://pujavs-firm-stud.gluu.info/what-are-the-benefits-of-an-llc-in-ny.html5 Pros of Choosing an LLC in NYC For Your Start-Up Easy Set Up. Creating a LLC requires upfront costs, as does any business, but the upkeep is cheap and will require far less from owners in the beginning. Personal Protection. Pass Through Taxes. Fewer Rules and Restrictions. Business Identity. H...Tue, 12 May 2026 06:51:12 +0000https://pujavs-firm-stud.gluu.info/how-can-i-motivate-my-wife-to-clean-my-house.htmlhttps://pujavs-firm-stud.gluu.info/how-can-i-motivate-my-wife-to-clean-my-house.htmlThink of ways to motivate your spouse by “rewarding” them for their help. Consider offering them a weekend off after a full-month of doing household chores, a new TV with the money you save from not having to hire a cleaner, or an intimate evening together once a week. How much does it cost to start...Tue, 12 May 2026 06:44:41 +0000https://pujavs-firm-stud.gluu.info/how-long-after-you-e-file-taxes-do-you-get-your-refund.htmlhttps://pujavs-firm-stud.gluu.info/how-long-after-you-e-file-taxes-do-you-get-your-refund.htmlIf you file a complete and accurate paper tax return, your refund should be issued in about six to eight weeks from the date IRS receives your return. If you file your return electronically, your refund should be issued in less than three weeks, even faster when you choose direct deposit. How do I f...Tue, 12 May 2026 06:42:57 +0000https://pujavs-firm-stud.gluu.info/how-do-i-find-out-what-kind-of-travel-trailer-i-have.htmlhttps://pujavs-firm-stud.gluu.info/how-do-i-find-out-what-kind-of-travel-trailer-i-have.htmlThere are several locations where you should be able to find your RV model number. The invoice and dealer receipt. The invoice usually includes the make and model number of your RV. Your owner’s manual and operating instructions. The manufacturer’s website. Search your vehicle. How are travel trai...Tue, 12 May 2026 06:39:08 +0000https://pujavs-firm-stud.gluu.info/can-salary-account-and-savings-account-be-same.htmlhttps://pujavs-firm-stud.gluu.info/can-salary-account-and-savings-account-be-same.htmlIt depends on the bank and you can apply to convert your Savings Account to your Salary Account. This is possible when you change your job, and you’re the organization happens to have a banking relationship with the same bank for its employees’ Salary Accounts. Anyone can open a Savings Account. Can...Tue, 12 May 2026 06:36:55 +0000https://pujavs-firm-stud.gluu.info/what-is-the-accounting-entry-posted-when-invoice-is-generated.htmlhttps://pujavs-firm-stud.gluu.info/what-is-the-accounting-entry-posted-when-invoice-is-generated.htmlWhen an invoice is generated and sent to the client/customer, the JE to be passed is debit customer account and credit revenue/accounts receivable account. When payment is received from customer, then debit bank account and credit the customer account concerned. Filed Under: Accounts Receivable – Ac...Tue, 12 May 2026 06:35:29 +0000https://pujavs-firm-stud.gluu.info/what-will-happen-to-the-estate-tax-in-2021.htmlhttps://pujavs-firm-stud.gluu.info/what-will-happen-to-the-estate-tax-in-2021.htmlThis could include cash, real estate, retirement accounts or a range of other assets. For 2021, the threshold for federal estate taxes is $11.7 million, which is up slightly from $11.58 million in 2020. For married couples, this threshold is doubled, meaning they can protect up to $23.4 million in 2...Tue, 12 May 2026 06:33:28 +0000https://pujavs-firm-stud.gluu.info/can-you-deduct-building-cost.htmlhttps://pujavs-firm-stud.gluu.info/can-you-deduct-building-cost.htmlBecause the costs that are associated with the of building a new home are considered personal expenses (as versus business expenses that pertain to owners of rental real estate), you can claim any federal income tax credits and / or tax deductions on IRS Form 1040 as well. … Can contractors deduct e...Tue, 12 May 2026 06:29:12 +0000https://pujavs-firm-stud.gluu.info/when-did-ocwen-take-over-gmac.htmlhttps://pujavs-firm-stud.gluu.info/when-did-ocwen-take-over-gmac.htmlIn February 2013, as part of the bankruptcy proceedings involving GMAC Mortgage and its parent company Residential Capital, LLC, Ocwen Loan Servicing, LLC (“Ocwen”) purchased GMAC Mortgage’s loan servicing business at auction. Who bought out GMAC Mortgage? Residential Capital Corporation In 1990, th...Tue, 12 May 2026 06:23:03 +0000https://pujavs-firm-stud.gluu.info/how-do-you-bookmark-a-team-conversation.htmlhttps://pujavs-firm-stud.gluu.info/how-do-you-bookmark-a-team-conversation.htmlMicrosoft Teams – Saving and Viewing Important Chats Find the message you want to save. Hover over the message and click the bookmark icon to save the message. Once the message is saved, the bookmark icon will appear red and a message will pop up indicating that the message was saved. How do I save ...Tue, 12 May 2026 06:21:32 +0000https://pujavs-firm-stud.gluu.info/is-it-legal-for-parents-to-sell-your-stuff.htmlhttps://pujavs-firm-stud.gluu.info/is-it-legal-for-parents-to-sell-your-stuff.htmlDo the parents own the belongings? If yes, they can sell them without reimbursing the child. If no, then they are not legally allowed to sell them unless the child agrees. What can I say to my dad to get money? When asking parents (or anyone, really) for money it pays to be up front and speak plainl...Tue, 12 May 2026 06:19:15 +0000https://pujavs-firm-stud.gluu.info/can-a-us-resident-have-dual-citizenship.htmlhttps://pujavs-firm-stud.gluu.info/can-a-us-resident-have-dual-citizenship.htmlU.S. law does not mention dual nationality or require a person to choose one nationality or another. A U.S. citizen may naturalize in a foreign state without any risk to his or her U.S. citizenship. They are required to obey the laws of both countries, and either country has the right to enforce its...Tue, 12 May 2026 06:06:53 +0000https://pujavs-firm-stud.gluu.info/can-quickbooks-do-a-k1.htmlhttps://pujavs-firm-stud.gluu.info/can-quickbooks-do-a-k1.htmlQuickBooks Online does not support processing of Schedule K-1 at the moment. Though, you can download the form directly from the IRS website. Then, run the financial reports in your account and use the information in manually processing the form. Can QuickBooks Self Employed track multiple businesse...Tue, 12 May 2026 06:00:50 +0000https://pujavs-firm-stud.gluu.info/can-you-claim-from-a-drunk-driver.htmlhttps://pujavs-firm-stud.gluu.info/can-you-claim-from-a-drunk-driver.htmlWhen a road traffic accident is caused by a drunk driver, it is possible for those who have experienced harm to their health or suffered financial loss to make a claim against a drunk driver. You could claim for compensation for your injuries if you can prove that you were injured by a drunk driver....Tue, 12 May 2026 05:56:16 +0000https://pujavs-firm-stud.gluu.info/what-jobs-pay-close-to-100k-a-year.htmlhttps://pujavs-firm-stud.gluu.info/what-jobs-pay-close-to-100k-a-year.htmlJobs Paying Over $100K, On Average, With Only 2 to 4 Years of College Computer and Information Systems Manager. Marketing Manager. Sales Manager. Human Resources Manager. Purchasing Manager. Air Traffic Controller. Medical or Health Services Manager. Computer Network Architect. What is the ea...Tue, 12 May 2026 05:55:26 +0000https://pujavs-firm-stud.gluu.info/when-can-i-claim-my-wife-as-a-dependent.htmlhttps://pujavs-firm-stud.gluu.info/when-can-i-claim-my-wife-as-a-dependent.htmlYou do not claim a spouse as a dependent. When you are married and living together, you can only file a tax return as either Married Filing Jointly or Married Filing Separately. You would want to file as MFJ even if one spouse has little or no income. How long can you claim someone as a dependent? Y...Tue, 12 May 2026 05:51:25 +0000https://pujavs-firm-stud.gluu.info/is-it-normal-to-struggle-freshman-year-of-college.htmlhttps://pujavs-firm-stud.gluu.info/is-it-normal-to-struggle-freshman-year-of-college.htmlIt is not uncommon for new college students to struggle with adjusting to college life. In fact, academic, financial, and personal difficulties cause 30% of college freshmen in the United States to drop out before sophomore year. What do you do when a freshman in college fails? Your Child Failing Co...Tue, 12 May 2026 05:49:58 +0000https://pujavs-firm-stud.gluu.info/what-to-do-if-a-store-sells-you-expired-food.htmlhttps://pujavs-firm-stud.gluu.info/what-to-do-if-a-store-sells-you-expired-food.htmlYes, you can sue a grocery store for selling expired food. But, unless it led to injury or illness & significant expenses, or losses, it may be hard to find a lawyer willing to take the case. You can file yourself in small claims court, but in most cases, you’ll be better off just returning the ...Tue, 12 May 2026 05:48:08 +0000https://pujavs-firm-stud.gluu.info/what-is-it-called-when-a-company-pays-for-your-gas.htmlhttps://pujavs-firm-stud.gluu.info/what-is-it-called-when-a-company-pays-for-your-gas.htmlMileage reimbursement is when employers offer employees reimbursement for expenses associated with driving on behalf of the business. These expenses can include fuel costs, maintenance and vehicle depreciation. Is a fuel card worth it? Company fuel cards can reduce the costs of filling up your busin...Tue, 12 May 2026 05:37:12 +0000https://pujavs-firm-stud.gluu.info/how-do-you-address-a-letter-to-an-entity.htmlhttps://pujavs-firm-stud.gluu.info/how-do-you-address-a-letter-to-an-entity.htmlA traditional choice for a salutation to an entity would be Dear Sirs, but it suggests you’re writing to a group of individuals, it’s old-fashioned, and it’s gender-specific (see 17.10). Dear Sirs and Madams (or Mesdames) and Ladies and Gentlemen exhibit the first two of those problems. Is Dear Sir ...Tue, 12 May 2026 05:34:46 +0000https://pujavs-firm-stud.gluu.info/does-a-freelancer-need-an-ein.htmlhttps://pujavs-firm-stud.gluu.info/does-a-freelancer-need-an-ein.htmlFreelancers Need an EIN to Minimize Business Risk Because federal tax law requires businesses and individuals who hire freelancers to file tax form 1099 on annual earnings over $600. To meet this requirement, employers request that freelancers submit and certify their taxpayer information via form W...Tue, 12 May 2026 05:30:51 +0000https://pujavs-firm-stud.gluu.info/can-you-retroactively-contribute-to-an-ira.htmlhttps://pujavs-firm-stud.gluu.info/can-you-retroactively-contribute-to-an-ira.htmlAnswer: No. Generally speaking, the IRS allows you to make your IRA contribution for a particular tax year up until April 15 of the following year. This rule applies to both traditional IRAs and Roth IRAs, giving you some flexibility in terms of the timing of your annual IRA contribution. Can you un...Tue, 12 May 2026 05:20:48 +0000https://pujavs-firm-stud.gluu.info/how-do-i-enter-past-payroll-on-gusto.htmlhttps://pujavs-firm-stud.gluu.info/how-do-i-enter-past-payroll-on-gusto.htmlRecord past payrolls Process an off-cycle payroll with the payment amount. Click the Check Date, and select the date in the past. Update the Payment Method to Check. Finish running the off-cycle payroll. What is a payroll history report? The Employee Pay History report provides, for an employee, p...Tue, 12 May 2026 04:55:44 +0000https://pujavs-firm-stud.gluu.info/how-much-do-i-need-to-save-to-live-abroad-for-a-year.htmlhttps://pujavs-firm-stud.gluu.info/how-much-do-i-need-to-save-to-live-abroad-for-a-year.htmlFor coming between Europe and the United States, I would budget between $1,000 and $1,500 depending on the time of year, where exactly you’re flying from, and how much luggage you want to bring. How can I stay connected when living abroad? Here are a few simple and effective tips to stay close when ...Tue, 12 May 2026 04:54:17 +0000https://pujavs-firm-stud.gluu.info/what-happens-if-a-spouse-dies-in-middle-of-divorce-in-california.htmlhttps://pujavs-firm-stud.gluu.info/what-happens-if-a-spouse-dies-in-middle-of-divorce-in-california.htmlWhen one spouse dies, their death dissolves their marriage as a matter of law. If one spouse dies after the filing of divorce but before there is an entry of judgment, the California Family court will lose jurisdiction to continue with the divorce or any other issues raised in the pleadings. Is CA A...Tue, 12 May 2026 04:50:00 +0000https://pujavs-firm-stud.gluu.info/how-do-i-ask-for-a-flexible-work-arrangement.htmlhttps://pujavs-firm-stud.gluu.info/how-do-i-ask-for-a-flexible-work-arrangement.htmlHow to Ask for (and Get) a Flexible Work Arrangement 1) Craft Your Proposal and Expectations. The first step to getting a more flexible work schedule is asking for it. 2) Explain How It Will Benefit You and the Company. 3) Be Sure You’re Prepared. 4) Suggest a Trial Period. 5) Be Flexible in You...Tue, 12 May 2026 04:49:33 +0000https://pujavs-firm-stud.gluu.info/what-does-covered-by-a-plan-at-work-mean.htmlhttps://pujavs-firm-stud.gluu.info/what-does-covered-by-a-plan-at-work-mean.htmlMore In Retirement Plans You’re covered by an employer retirement plan for a tax year if your employer (or your spouse’s employer) has a: Defined benefit plan (pension plan that pays a retirement benefit spelled out in the plan) and you are eligible to participate for the plan year ending with or wi...Tue, 12 May 2026 04:48:40 +0000https://pujavs-firm-stud.gluu.info/how-does-inheritance-work-in-korea.htmlhttps://pujavs-firm-stud.gluu.info/how-does-inheritance-work-in-korea.htmlThe basic rule of the Korean inheritance law is that the property of the deceased is distributed according to his or her will. So, a person who is not categorized as an inheritor by law can become a beneficiary of the estate by the decedent’s will. The Korean inheritance law sets forth the rule of i...Tue, 12 May 2026 04:41:50 +0000https://pujavs-firm-stud.gluu.info/is-the-afghanistan-war-still-going-on-2021.htmlhttps://pujavs-firm-stud.gluu.info/is-the-afghanistan-war-still-going-on-2021.htmlOngoing, set to end on August 31, 2021; Territorial control broadly contested between the US-backed Kabul government and the Taliban insurgency. … When did the Afghanistan war start and end? The United States invasion of Afghanistan occurred after the September 11 attacks in late 2001 and was suppor...Tue, 12 May 2026 04:40:00 +0000https://pujavs-firm-stud.gluu.info/how-can-i-legally-sell-my-product-in-canada.htmlhttps://pujavs-firm-stud.gluu.info/how-can-i-legally-sell-my-product-in-canada.html10 Legal Considerations for Marketing & Selling Products in… Register your Trademarks and Copyrights. Secure <. Decide if you will Market and Sell to Consumers in Quebec. Prepare Labels and Packaging to Meet Canadian Requirements. Review Advertisements for Compliance. Prepare your Websit...Tue, 12 May 2026 04:35:51 +0000https://pujavs-firm-stud.gluu.info/how-do-pipeline-easements-work.htmlhttps://pujavs-firm-stud.gluu.info/how-do-pipeline-easements-work.htmlA pipeline easement specifically gives the easement holder the right to build and maintain a pipeline on a landowner’s property. It doesn’t grant the easement holder actual ownership of the land, just a right to use the land for pipeline purposes. As shale development for pipelines that transport sh...Tue, 12 May 2026 04:35:33 +0000https://pujavs-firm-stud.gluu.info/does-age-determine-disability.htmlhttps://pujavs-firm-stud.gluu.info/does-age-determine-disability.htmlWhile people of all ages can suffer from disabilities and might apply for Social Security Disability benefits, age can play a factor when the Social Security Administration (SSA) is looking over an application. To help with the Disability Determination process, the SSA has set up several age categor...Tue, 12 May 2026 04:26:21 +0000https://pujavs-firm-stud.gluu.info/what-is-considered-early-retirement-age.htmlhttps://pujavs-firm-stud.gluu.info/what-is-considered-early-retirement-age.htmlThe common definition of early retirement is any age before 65—that’s when you qualify for Medicare benefits. Currently, men retire at an average age of 64, while for women the average retirement age is 62. What is early retirement age in South Africa? 60 Taking early retirement – what to do: A memb...Tue, 12 May 2026 04:15:19 +0000https://pujavs-firm-stud.gluu.info/what-is-the-difference-between-capital-cost-allowance-and-depreciation.htmlhttps://pujavs-firm-stud.gluu.info/what-is-the-difference-between-capital-cost-allowance-and-depreciation.htmlCapital cost allowance (CCA) is the tax system’s recognition that certain assets acquired to earn income from business or property have enduring value but depreciate over time (CCA is similar to the concept of depreciation expenses for accounting purposes). How does capital cost allowance affect the...Tue, 12 May 2026 04:07:38 +0000https://pujavs-firm-stud.gluu.info/are-gifts-included-in-magi.htmlhttps://pujavs-firm-stud.gluu.info/are-gifts-included-in-magi.htmlSpecifically, it includes money, property, services, or any other form of compensation. It also includes investment income and gifts, although gifts and bequests are rarely taxed since there is a large tax exemption for both, and it is taxed to the donor of the property rather than the donee. Are he...Tue, 12 May 2026 04:06:15 +0000https://pujavs-firm-stud.gluu.info/can-i-setup-my-own-special-needs-trust.htmlhttps://pujavs-firm-stud.gluu.info/can-i-setup-my-own-special-needs-trust.htmlPeople with Disabilities Can Now Create Their Own Special Needs Trusts. The Special Needs Trust Fairness Act, federal legislation that allows people with disabilities to create their own special needs trusts instead of having to rely on others, is now law. How much does it cost to set up a special n...Tue, 12 May 2026 04:02:03 +0000https://pujavs-firm-stud.gluu.info/how-do-employers-determine-severance-pay.htmlhttps://pujavs-firm-stud.gluu.info/how-do-employers-determine-severance-pay.htmlSeverance is most often calculated according to the length you have been with the company. For example, it is common for hourly-wage employees to be offered one week’s pay for each year that they have been with the company. Is severance pay taxable income? Is severance pay taxable? Yes, severance pa...Tue, 12 May 2026 03:49:12 +0000https://pujavs-firm-stud.gluu.info/how-do-i-sponsor-my-child-in-honduras.htmlhttps://pujavs-firm-stud.gluu.info/how-do-i-sponsor-my-child-in-honduras.htmlYou can sponsor a child in Honduras in one of two ways – call our office and speak with one of our sponsorship specialists at 1-800-538-5381, or go online to our donation portal, create an account, and search for a child in Honduras that is available for sponsorship. What are the child labor laws in...Tue, 12 May 2026 03:45:14 +0000https://pujavs-firm-stud.gluu.info/can-international-students-take-a-semester-off-for-an-internship.htmlhttps://pujavs-firm-stud.gluu.info/can-international-students-take-a-semester-off-for-an-internship.htmlYes, students are allowed to do CPT internships in the fall and spring semesters, but they can only be part-time, less than 20 hours per week. Can international students do externship? A: No. International students must have the work authorization before they begin actual employment, but not before ...Tue, 12 May 2026 03:37:40 +0000https://pujavs-firm-stud.gluu.info/do-you-pay-tax-on-horse-racing-winnings.htmlhttps://pujavs-firm-stud.gluu.info/do-you-pay-tax-on-horse-racing-winnings.html“Gambling winnings are fully taxable and you must report the income on your tax return,” according to the IRS. “Gambling income includes but isn’t limited to winnings from lotteries, raffles, horse races, and casinos.” Do you have to pay taxes on tournament winnings? Yes, it’s true. Generally, the U...Tue, 12 May 2026 03:36:24 +0000https://pujavs-firm-stud.gluu.info/what-to-say-when-inquiring-about-renting-a-house.htmlhttps://pujavs-firm-stud.gluu.info/what-to-say-when-inquiring-about-renting-a-house.htmlState who you are and why you need a rental. Mention where you found their ad and how you can afford the rental. Offer to provide references (work/volunteer/housing office) Include some highlighting feature from the original ad so that when you receive a response you can remember which rental you ar...Tue, 12 May 2026 03:29:31 +0000https://pujavs-firm-stud.gluu.info/are-property-management-businesses-profitable.htmlhttps://pujavs-firm-stud.gluu.info/are-property-management-businesses-profitable.htmlIn the United States, most of a management company’s revenue is coming from management fees and tenant fees, but not anywhere else. It’s an interesting breakdown, and sets you up to easily double your profit margin. NARPM did a survey that said 20 percent of the average property management company’s...Tue, 12 May 2026 03:26:39 +0000https://pujavs-firm-stud.gluu.info/did-people-used-to-get-married-on-christmas-day.htmlhttps://pujavs-firm-stud.gluu.info/did-people-used-to-get-married-on-christmas-day.htmlYou may have discovered the odd Christmas Day wedding during the course of your family research. During the 18th and 19th centuries, getting married on Christmas Day itself was a popular tradition, with churches across the country holding festive nuptials every 25 December. What is the unluckiest da...Tue, 12 May 2026 03:25:25 +0000https://pujavs-firm-stud.gluu.info/what-does-the-final-accounts-of-non-profit-organization-comprise-of.htmlhttps://pujavs-firm-stud.gluu.info/what-does-the-final-accounts-of-non-profit-organization-comprise-of.htmlThe NPOs prepare final accounts every year which comprises of Receipt and Payment Account, Income and Expenditure Account and Balance Sheet. What are the objectives of non profit Organisation? Nonprofit organizations exist mainly to provide help or resources to a target audience with a specific need...Tue, 12 May 2026 03:22:25 +0000https://pujavs-firm-stud.gluu.info/what-are-symptoms-of-adhd-in-14-years.htmlhttps://pujavs-firm-stud.gluu.info/what-are-symptoms-of-adhd-in-14-years.htmlADHD Symptoms in Teens Distractibility and lack of focus. Disorganization and forgetfulness. Self-focused behavior. Hyperactivity and fidgeting. Heightened emotionality and rejection sensitive dysphoria. Impulsivity and poor decision making. Poor concentration and trouble finishing tasks. Can you de...Tue, 12 May 2026 03:16:27 +0000https://pujavs-firm-stud.gluu.info/how-much-do-starting-insurance-agents-make.htmlhttps://pujavs-firm-stud.gluu.info/how-much-do-starting-insurance-agents-make.htmlInsurance agents and brokers Wages* Low (5th percentile) Average Starting $16.83 $25.82 Overall $19.38 $35.55 Top $23.74 $50.13 How much do insurance company workers make? What are Top 5 Best Paying Related Insurance Agent Jobs in the U.S. Job Title Annual Salary Weekly Pay Entry Level Life Insuranc...Tue, 12 May 2026 03:15:04 +0000https://pujavs-firm-stud.gluu.info/what-happens-if-a-foreigner-gives-birth-in-the-philippines.htmlhttps://pujavs-firm-stud.gluu.info/what-happens-if-a-foreigner-gives-birth-in-the-philippines.htmlIf a child is born in the Philippines to foreign parents, they are not automatically a Filipino citizen. This is contrasted with the legal principle of jus soli where being born on the soil of a country, even to foreign parents, grants one citizenship (such as in the United States). What happens if ...Tue, 12 May 2026 03:12:57 +0000https://pujavs-firm-stud.gluu.info/is-transportation-to-work-tax-deductible.htmlhttps://pujavs-firm-stud.gluu.info/is-transportation-to-work-tax-deductible.htmlUnfortunately, commuting costs are not tax deductible. Commuting expenses incurred between your home and your main place of work, no matter how far are not an allowable deduction. Costs of driving a car from home to work and back again are personal commuting expenses. Is transportation a fixed expen...Tue, 12 May 2026 03:08:03 +0000