https://pujavs-firm-stud.gluu.infoConnected.Informed.Engaged.en-usMon, 11 May 2026 00:52:42 +0000https://pujavs-firm-stud.gluu.info/how-do-i-file-an-llc-in-virginia.htmlhttps://pujavs-firm-stud.gluu.info/how-do-i-file-an-llc-in-virginia.htmlHow to Form an LLC in Virginia Choose a Name for Your LLC. Appoint a Registered Agent. File Articles of Organization. Prepare an Operating Agreement. Obtain an EIN. Pay Annual Registration Fees. What taxes does an LLC pay in Virginia? Unlike the default pass-through tax situation, when an LLC e...Mon, 11 May 2026 00:52:31 +0000https://pujavs-firm-stud.gluu.info/can-someone-with-a-disability-become-a-nurse.htmlhttps://pujavs-firm-stud.gluu.info/can-someone-with-a-disability-become-a-nurse.htmlIn addition, both ethnic minority nurses and nurses with disabilities can be powerful role models to show other people like themselves that they, too, can achieve success in the nursing profession. “People with disabilities have virtually no opportunity to see role models,” says Marks. What does a D...Mon, 11 May 2026 00:50:00 +0000https://pujavs-firm-stud.gluu.info/can-i-work-for-fedex-with-my-own-truck.htmlhttps://pujavs-firm-stud.gluu.info/can-i-work-for-fedex-with-my-own-truck.htmlYes, the drivers have to buy their own trucks, but the trucks have to be exactly as required by FedEx. Yes, the drivers have to buy their own uniforms, but it has to be, well, a FedEx uniform. And FedEx says the employees have freedom to determine how to do their job, but really, they don’t. How muc...Mon, 11 May 2026 00:44:36 +0000https://pujavs-firm-stud.gluu.info/how-much-is-an-age-discrimination-lawsuit-worth.htmlhttps://pujavs-firm-stud.gluu.info/how-much-is-an-age-discrimination-lawsuit-worth.htmlFrom our experience, the majority of age discrimination cases settle for under $50,000. But these types of cases often have significant value because the discriminated employee may never find another job again. How much are discrimination settlements? According to EEOC data, the average out-of-court...Mon, 11 May 2026 00:36:50 +0000https://pujavs-firm-stud.gluu.info/how-many-years-do-you-have-to-work-to-get-citizenship.htmlhttps://pujavs-firm-stud.gluu.info/how-many-years-do-you-have-to-work-to-get-citizenship.html5 years In general, you may qualify for naturalization if you are at least 18 years old and have been a permanent resident for at least 5 years (or 3 years if you are married to a U.S. citizen) and meet all other eligibility requirements. five years The most common path to U.S. citizenship through n...Mon, 11 May 2026 00:36:37 +0000https://pujavs-firm-stud.gluu.info/can-i-negotiate-a-settlement-claim.htmlhttps://pujavs-firm-stud.gluu.info/can-i-negotiate-a-settlement-claim.htmlNegotiating a Personal Injury Settlement Without a Lawyer Alllaw.com reports that it is certainly possible to handle a personal injury claim without hiring a lawyer. When it’s clear who is at fault and the injuries are minor, it’s usually more cost-effective to handle the negotiations on your own. H...Mon, 11 May 2026 00:27:12 +0000https://pujavs-firm-stud.gluu.info/what-does-it-mean-when-a-loan-is-reversed.htmlhttps://pujavs-firm-stud.gluu.info/what-does-it-mean-when-a-loan-is-reversed.htmlreverse mortgage In a reverse mortgage, you get a loan in which the lender pays you. Reverse mortgages take part of the equity in your home and convert it into payments to you – a kind of advance payment on your home equity. The money you get usually is tax-free. Can a lender rescind after closing? ...Mon, 11 May 2026 00:22:33 +0000https://pujavs-firm-stud.gluu.info/can-the-owner-of-a-life-insurance-policy-be-the-beneficiary.htmlhttps://pujavs-firm-stud.gluu.info/can-the-owner-of-a-life-insurance-policy-be-the-beneficiary.htmlJust as a life insurance policy always has an owner, it also always has a beneficiary. The beneficiary is the person or entity named to receive the death proceeds when you die. Just as a life insurance policy always has an owner, it also always has a beneficiary. The beneficiary is the person or ent...Mon, 11 May 2026 00:19:50 +0000https://pujavs-firm-stud.gluu.info/what-does-amount-carried-forward-mean.htmlhttps://pujavs-firm-stud.gluu.info/what-does-amount-carried-forward-mean.htmlverb. (Accounting: Basic) If you carry forward a balance, you transfer it to the next page or column of an account, or to another ledger or book, so that it will be the starting figure there. This balance is carried forward from the previous page. What is a tax credit carry forward? A Credit Carryfo...Mon, 11 May 2026 00:19:25 +0000https://pujavs-firm-stud.gluu.info/how-does-moving-frequently-affect-a-child.htmlhttps://pujavs-firm-stud.gluu.info/how-does-moving-frequently-affect-a-child.htmlFrequent moves take a toll on children’s social-emotional well-being. At all ages, each additional move is associated with small declines in social skills and emotional and behav- ioral problems. Although the effects are small, these deficits can accumulate, leaving multiple movers at greater risk. ...Mon, 11 May 2026 00:15:48 +0000https://pujavs-firm-stud.gluu.info/what-is-a-sole-mbr-llc.htmlhttps://pujavs-firm-stud.gluu.info/what-is-a-sole-mbr-llc.htmlAlso known as a single-member limited liability company, or an SMLLC, is a limited liability company (LLC) that only has one owner. … What does MBR mean on EIN letter? At this time, on the EIN Confirmation Letter (CP 575), the IRS prints “SOLE MBR” for a Single-Member LLC and “MBR” for Multi-Member ...Mon, 11 May 2026 00:11:57 +0000https://pujavs-firm-stud.gluu.info/what-is-the-2020-standard-deduction-for-a-50-year-old-married-couple-f.htmlhttps://pujavs-firm-stud.gluu.info/what-is-the-2020-standard-deduction-for-a-50-year-old-married-couple-f.html$24,800 The standard deduction for 2020 is $12,400 for singles and $24,800 for married joint filers. Can you file jointly the year your spouse dies? Married filing jointly: You can usually file a joint return for the year your spouse died. Generally, you’ll have to file in cooperation with the execu...Mon, 11 May 2026 00:09:00 +0000https://pujavs-firm-stud.gluu.info/can-i-sell-my-mobile-home-if-i-still-owe-on-it.htmlhttps://pujavs-firm-stud.gluu.info/can-i-sell-my-mobile-home-if-i-still-owe-on-it.htmlSo, can you sell a mobile home while it still has a mortgage? The answer is yes! However, just because it’s possible to sell a mobile home with a mortgage doesn’t mean it’s always easy, and all liens, loans or mortgages must be paid off before the title is transferred over to the next owner. Is it h...Mon, 11 May 2026 00:07:25 +0000https://pujavs-firm-stud.gluu.info/how-long-does-it-take-to-get-permanent-residency-in-canada.htmlhttps://pujavs-firm-stud.gluu.info/how-long-does-it-take-to-get-permanent-residency-in-canada.htmlGenerally, it takes about 45 days to process PR cards for new permanent residents once IRCC receives a complete application package from individuals who have fulfilled their residency requirements. Applications for renewed PR Cards generally take 104 days. How do you get a green card to live in Cana...Sun, 10 May 2026 23:50:33 +0000https://pujavs-firm-stud.gluu.info/do-i-owe-taxes-on-paypal.htmlhttps://pujavs-firm-stud.gluu.info/do-i-owe-taxes-on-paypal.htmlCan I use PayPal Credit to pay my federal income taxes over time? Yes, qualifying U.S. customers can use PayPal Credit to pay federal income taxes over time to the IRS through payUSAtax.com, on tax payments of $99 or more. If you use this option, the IRS will receive your tax payment right away. Can...Sun, 10 May 2026 23:50:03 +0000https://pujavs-firm-stud.gluu.info/does-washington-recognize-s-corporations.htmlhttps://pujavs-firm-stud.gluu.info/does-washington-recognize-s-corporations.htmlWashington does not recognize the federal S corporation election and does not require a state-level S corporation election. You can still have an S corporation in Washington. The S corporation will only be an S corporation for federal tax purposes and not for state tax purposes. How do I form an S C...Sun, 10 May 2026 23:49:26 +0000https://pujavs-firm-stud.gluu.info/what-does-the-law-say-about-spousal-support.htmlhttps://pujavs-firm-stud.gluu.info/what-does-the-law-say-about-spousal-support.htmlUnder the federal Divorce Act, spousal support is most likely to be paid when there is a big difference between the spouses’ incomes after they separate. However, this is not always the case. A court may decide that the spouse with the lower income is not entitled to support. Can someone get out of ...Sun, 10 May 2026 23:44:41 +0000https://pujavs-firm-stud.gluu.info/how-do-i-know-if-i-am-withholding-enough.htmlhttps://pujavs-firm-stud.gluu.info/how-do-i-know-if-i-am-withholding-enough.htmlTo figure out if you are withholding enough federal taxes, follow these steps to estimate your tax liability for 2019: Review last year’s tax return. Estimate tax liability. Determine how much has been withheld so far. Subtract the withheld taxes from your projected tax bill. What does withheld e...Sun, 10 May 2026 23:26:44 +0000https://pujavs-firm-stud.gluu.info/how-does-delaware-make-money-with-no-sales-tax.htmlhttps://pujavs-firm-stud.gluu.info/how-does-delaware-make-money-with-no-sales-tax.htmlDelaware The state’s 8.7% flat corporate income tax rate leads to tax collections that are the fourth highest in the country, and combined with a personal income tax, they help allow Delaware to charge no sales tax. Is there no sales tax in Delaware? Most states have sales tax to help generate reven...Sun, 10 May 2026 23:22:48 +0000https://pujavs-firm-stud.gluu.info/does-disability-income-count-as-earned-income.htmlhttps://pujavs-firm-stud.gluu.info/does-disability-income-count-as-earned-income.htmlIf you get disability payments, your payments may qualify as earned income when you claim the Earned Income Tax Credit (EITC). Disability payments qualify as earned income depending on: The type of disability payments you get: Disability retirement benefits. Disability Benefits and Earned Income Rul...Sun, 10 May 2026 23:14:10 +0000https://pujavs-firm-stud.gluu.info/where-do-i-deduct-my-solo-401k-contributions-schedule-c.htmlhttps://pujavs-firm-stud.gluu.info/where-do-i-deduct-my-solo-401k-contributions-schedule-c.htmlThe purpose of Schedule C is calculating your business expenses before determining your earned income from the business. For pass-through businesses, the employee and employer portion of the Solo 401k contribution is reported on line 15 of Schedule 1. Can Schedule C do solo 401k? Bottom line, when w...Sun, 10 May 2026 23:11:41 +0000https://pujavs-firm-stud.gluu.info/what-happens-if-my-s-corp-has-a-loss.htmlhttps://pujavs-firm-stud.gluu.info/what-happens-if-my-s-corp-has-a-loss.htmlIf a shareholder has S corporation loss and deduction items in excess of stock basis and those losses and deductions are claimed based on debt basis, the debt basis of the shareholder will be reduced by the claimed losses and deductions. How can an S-Corp reduce taxable income? Slash S-Corp Taxes fo...Sun, 10 May 2026 23:09:57 +0000https://pujavs-firm-stud.gluu.info/how-do-i-pay-state-taxes-in-kansas.htmlhttps://pujavs-firm-stud.gluu.info/how-do-i-pay-state-taxes-in-kansas.htmlGo to the Kansas Department of Revenue Customer Service Center and create your account. Contact Electronic Services for your Access Code assignment. Connect your tax account to your login and begin filing. Submit a Form EF-101, Authorization for Electronic Funds Transfer (ACH Credit* payers only.) D...Sun, 10 May 2026 23:07:14 +0000https://pujavs-firm-stud.gluu.info/can-renting-out-houses-make-you-rich.htmlhttps://pujavs-firm-stud.gluu.info/can-renting-out-houses-make-you-rich.htmlSuccessful real estate investors can definitely make money with rental properties, but it takes time to become rich through rental properties. While it may not happen overnight, you have to be patient and not get frustrated in order to start making money with rental properties. What is the highest r...Sun, 10 May 2026 23:04:42 +0000https://pujavs-firm-stud.gluu.info/are-there-any-rebates-on-air-conditioners.htmlhttps://pujavs-firm-stud.gluu.info/are-there-any-rebates-on-air-conditioners.htmlThe NSW Government is offering discounts of up to $1,000 on a range of energy efficient air conditioners. TC Air can keep you cool (and warm) while helping home owners and small businesses to take advantage of these savings. The installation discount offered depends on the size of your air condition...Sun, 10 May 2026 23:03:39 +0000https://pujavs-firm-stud.gluu.info/how-do-you-prepare-for-marital-life.htmlhttps://pujavs-firm-stud.gluu.info/how-do-you-prepare-for-marital-life.htmlTry these tips to help you prepare for life after the wedding day. First, attend a premarital education class or premarital counseling. Find a mentor couple. Start thinking “We” instead of “Me.” Marriage is a partnership. Talk about your expectations for marriage. Be committed. Talk about money...Sun, 10 May 2026 22:57:39 +0000https://pujavs-firm-stud.gluu.info/how-do-you-calculate-sales-tax-on-a-website.htmlhttps://pujavs-firm-stud.gluu.info/how-do-you-calculate-sales-tax-on-a-website.htmlCalculating Sales Tax (Cost of the Item) * (Sales Tax Rate) = Total Sales Tax. 50 [Cost of the Item] * .101 [Sales Tax Rate] = $5.05 [Total Sales Tax] (Cost of the Item) * (1 + Sales Tax Rate) = Total Transaction Cost. 50 [Cost of the Item] * 1.101 [1 + Sales Tax Rate] = $55.05 [Total Transaction Co...Sun, 10 May 2026 22:50:17 +0000https://pujavs-firm-stud.gluu.info/what-is-equalization-payment-in-a-divorce.htmlhttps://pujavs-firm-stud.gluu.info/what-is-equalization-payment-in-a-divorce.htmlEqualization Payment: Is an amount paid from one spouse to another to equalize the net worth of the two individuals. The equalization payment is equal to one-half of the difference in net worth between the husband and wife. How are equalization payments calculated? Subtract the lower NFP from the hi...Sun, 10 May 2026 22:46:42 +0000https://pujavs-firm-stud.gluu.info/can-you-offset-stock-losses-against-gains.htmlhttps://pujavs-firm-stud.gluu.info/can-you-offset-stock-losses-against-gains.htmlYes, but there are limits. Losses on your investments are first used to offset capital gains of the same type. So, short-term losses are first deducted against short-term gains, and long-term losses are deducted against long-term gains. Net losses of either type can then be deducted against the othe...Sun, 10 May 2026 22:44:33 +0000https://pujavs-firm-stud.gluu.info/can-employers-deduct-vacation-pay.htmlhttps://pujavs-firm-stud.gluu.info/can-employers-deduct-vacation-pay.htmlA. No, your employer cannot deduct “advanced” vacation (i.e., vacation that is taken before it is earned or accrued) from your final paycheck. Because of work schedules and the wishes of employees, many employers allow employees to take their vacation before it is actually earned. How do salary empl...Sun, 10 May 2026 22:43:42 +0000https://pujavs-firm-stud.gluu.info/how-long-can-a-us-resident-stay-in-dominican-republic.htmlhttps://pujavs-firm-stud.gluu.info/how-long-can-a-us-resident-stay-in-dominican-republic.html30 days REQUIREMENTS FOR U.S. CITIZENS TO OBTAIN VISA TO ENTER DOMINICAN REPUBLIC. * No visa required for stay up to 30 days. ADDITIONAL INFORMATION: U.S. citizens do not need a visa for tourist or business travel to this country. How many US citizens live in Dominican Republic? There are around 200...Sun, 10 May 2026 22:43:27 +0000https://pujavs-firm-stud.gluu.info/what-are-the-expenses-of-running-a-website.htmlhttps://pujavs-firm-stud.gluu.info/what-are-the-expenses-of-running-a-website.htmlHow much you’ll pay: SEO costs vary per agency, but it is one of the more pricier expenses of anything related running a website. You can expect to pay an upfront cost (likely between $3,000 and $9,000), in addition to a monthly maintenance fee (approximately $200 to $500 per month, on average). Wha...Sun, 10 May 2026 22:38:16 +0000https://pujavs-firm-stud.gluu.info/how-much-can-an-llc-contribute-to-a-sep-ira.htmlhttps://pujavs-firm-stud.gluu.info/how-much-can-an-llc-contribute-to-a-sep-ira.htmlYou are able to fund up to 20% of your company earnings. So if your company makes $200,000, you can defer $40,000 into the plan. Does a SEP need to file Form 5500? Simplified employee pensions allow employers to help provide significant retirement income for their employees without many of the costs...Sun, 10 May 2026 22:34:03 +0000https://pujavs-firm-stud.gluu.info/what-percentage-of-farm-workers-are-mexican.htmlhttps://pujavs-firm-stud.gluu.info/what-percentage-of-farm-workers-are-mexican.html​Demographic Characteristics of Hired Farmworkers Item Farm laborers, graders and sorters All U.S. private wage and salary workers Percent Hispanic: Mexican origin 57 12 Percent Hispanic: Other 7 7 Percent born in U.S. (includes Puerto Rico) 45 80 Percent U.S. citizens 54 90 How many employees does ...Sun, 10 May 2026 22:33:11 +0000https://pujavs-firm-stud.gluu.info/why-would-federal-and-state-taxes-not-be-taken-out.htmlhttps://pujavs-firm-stud.gluu.info/why-would-federal-and-state-taxes-not-be-taken-out.htmlIf you see that your paycheck has no federal tax withheld, it could be because you are exempt. If you claimed tax exempt on your W-4 form, no federal income tax is withheld from your wages. How much can you make and not pay federal income tax? The amount that you have to make to not pay federal inco...Sun, 10 May 2026 22:31:48 +0000https://pujavs-firm-stud.gluu.info/is-ira-income-taxable-in-georgia.htmlhttps://pujavs-firm-stud.gluu.info/is-ira-income-taxable-in-georgia.htmlMost forms of retirement income are exempt from Georgia’s state income tax if taxpayers file the proper paperwork. Under this exclusion, income from annuities, pensions, IRAs, dividend interest, capital gains, royalties, and rental properties can be deducted from a taxpayer’s state income tax. … Do ...Sun, 10 May 2026 22:26:51 +0000https://pujavs-firm-stud.gluu.info/what-is-deferred-benefit-pension.htmlhttps://pujavs-firm-stud.gluu.info/what-is-deferred-benefit-pension.htmlA deferred pension is a pension that you delay taking until later in life. The longer you wait before accessing your savings, the higher your potential retirement income could be. Delaying taking a pension is a great way to boost your savings and can help ensure a comfortable retirement. How do I ca...Sun, 10 May 2026 22:24:36 +0000https://pujavs-firm-stud.gluu.info/can-the-public-invest-in-hedge-funds.htmlhttps://pujavs-firm-stud.gluu.info/can-the-public-invest-in-hedge-funds.htmlIt is possible to invest in hedge funds, but there are some restrictions on the types of investors who comprise a hedge fund’s investor pool. In general, it is extremely difficult for individual investors to gain access to a quality hedge fund. Can hedge fund managers buy stocks? A hedge fund’s inve...Sun, 10 May 2026 22:12:55 +0000https://pujavs-firm-stud.gluu.info/who-works-in-a-foreign-embassy.htmlhttps://pujavs-firm-stud.gluu.info/who-works-in-a-foreign-embassy.htmlForeign Service Specialists, like diplomats, spend most of their careers overseas working in embassies, but the hiring process is different and they only work in one of the following 19 categories: administration, construction engineering, English language programs, facility management, information ...Sun, 10 May 2026 21:59:30 +0000https://pujavs-firm-stud.gluu.info/is-a-business-liable-for-damage-to-my-car.htmlhttps://pujavs-firm-stud.gluu.info/is-a-business-liable-for-damage-to-my-car.htmlYes, most likely your employer is liable for actions caused by an employee using his or her personal vehicle for business purposes. If you are really on the job when a serious accident occurs, your employer will likely be liable for injuries and damages you caused under a theory of vicarious liabili...Sun, 10 May 2026 21:55:55 +0000https://pujavs-firm-stud.gluu.info/do-sole-proprietors-need-an-ein-number.htmlhttps://pujavs-firm-stud.gluu.info/do-sole-proprietors-need-an-ein-number.htmlThe IRS uses the EIN to identify the taxpayer. EINs must be used by business entities–corporations, partnerships, and limited liability companies. However, most sole proprietors don’t need to obtain an EIN and can use their Social Security numbers instead. Even so, you may want to obtain an EIN anyw...Sun, 10 May 2026 21:53:13 +0000https://pujavs-firm-stud.gluu.info/can-my-us-wife-live-in-the-uk.htmlhttps://pujavs-firm-stud.gluu.info/can-my-us-wife-live-in-the-uk.htmlIf you’re a US Citizen married to an EU Citizen and coming to the UK to live, you do have options for your residency. There are student visas and work visas in addition to the spouse visa. If you do obtain UK residency through marriage, you’ll be granted the right to work immediately. What is the pe...Sun, 10 May 2026 21:52:58 +0000https://pujavs-firm-stud.gluu.info/how-much-can-you-gift-internationally.htmlhttps://pujavs-firm-stud.gluu.info/how-much-can-you-gift-internationally.htmlYou can receive a gift of as much as $100,000 from a foreigner without reporting it, as long as it is not paid out through a trust and it does not get deposited in a foreign bank account owned by you. Can you gift someone millions of dollars? That means that in 2019 you can bequeath up to $5 million...Sun, 10 May 2026 21:49:11 +0000https://pujavs-firm-stud.gluu.info/what-is-employer-contribution-to-eps.htmlhttps://pujavs-firm-stud.gluu.info/what-is-employer-contribution-to-eps.htmlAll contributions made in the Employees’ Pension Scheme (EPS) account are to be done by the employer. The employer makes a contribution of 8.33% of the employee’s pay for EPS. The employee’s pay consists of basic wages with dearness allowance, retaining allowance and admissible cash value of food co...Sun, 10 May 2026 21:41:39 +0000https://pujavs-firm-stud.gluu.info/can-i-use-1031.htmlhttps://pujavs-firm-stud.gluu.info/can-i-use-1031.htmlNormally the IRS does not allow you to conduct a 1031 exchange with your primary residence. That’s because the home that you live in isn’t being used as an investment property or being held for business purposes. Instead, your primary residence is used to provide shelter for your family. How long do...Sun, 10 May 2026 21:40:59 +0000https://pujavs-firm-stud.gluu.info/is-a-child-care-provider-considered-self-employed.htmlhttps://pujavs-firm-stud.gluu.info/is-a-child-care-provider-considered-self-employed.htmlWhether you are self-employed and can deduct daycare expenses from your daycare income depends on the amount of control a parent has over your work. Generally, you are a self-employed individual if you control all of the following: the number of hours you work. the places you work and the materials ...Sun, 10 May 2026 21:37:22 +0000https://pujavs-firm-stud.gluu.info/how-do-you-handle-errors-in-accounting.htmlhttps://pujavs-firm-stud.gluu.info/how-do-you-handle-errors-in-accounting.htmlThe best way to correct errors in accounting is to add a correcting entry. A correcting entry is a journal entry used to correct a previous mistake. The type of correcting entry depends on: GAAP (generally accepted accounting practices) guidelines. How do accountants correct errors found immediately...Sun, 10 May 2026 21:28:15 +0000https://pujavs-firm-stud.gluu.info/is-kiddie-tax-unearned-income.htmlhttps://pujavs-firm-stud.gluu.info/is-kiddie-tax-unearned-income.htmlThe “kiddie tax” is tax on a child’s unearned income. The child’s investment and other unearned income over $2,200 is subject to the kiddie tax rules and taxed at the parents’ rate. The kiddie tax does not apply to any salary or wages from working, which is taxed at the child’s own rate. What is une...Sun, 10 May 2026 21:26:11 +0000https://pujavs-firm-stud.gluu.info/can-schools-accept-charitable-donations.htmlhttps://pujavs-firm-stud.gluu.info/can-schools-accept-charitable-donations.htmlIntroduction. The IRS allows you to claim a deduction for the donations you make to qualified organizations. These organizations include more than just charities and will include any school district program that does not operate for profit and is solely supported by state and local governments. Is g...Sun, 10 May 2026 21:22:03 +0000https://pujavs-firm-stud.gluu.info/can-you-give-back-a-car-you-just-bought-on-finance.htmlhttps://pujavs-firm-stud.gluu.info/can-you-give-back-a-car-you-just-bought-on-finance.htmlThe standard California car contract only allows the dealer 10 days to find financing. The only thing the dealer can do is take the car back, refund you 100% of your money, and return your trade-in vehicle, if you had one. The dealer cannot charge you for mileage. Can I put my granddaughter on my in...Sun, 10 May 2026 21:18:34 +0000https://pujavs-firm-stud.gluu.info/what-happens-if-employer-does-not-issue-1099.htmlhttps://pujavs-firm-stud.gluu.info/what-happens-if-employer-does-not-issue-1099.htmlIf an employer did not send a 1099-misc, or other 1099 form, by the end of February, the IRS says you must contact it to let it know. As of 2020, you can call the IRS at 800-829-1040. After providing this information, the IRS will contact your employer for you and remind it to send you a 1099. A com...Sun, 10 May 2026 21:07:47 +0000https://pujavs-firm-stud.gluu.info/why-are-people-moving-to-colorado-from-california.htmlhttps://pujavs-firm-stud.gluu.info/why-are-people-moving-to-colorado-from-california.htmlWith its breathtaking Rocky Mountain beauty and high quality of life, Colorado has attracted many new residents. The combination of job opportunities, beautiful weather, scenic views and a culture of wellness has proved irresistible to those who have flocked to the state. Are people leaving Californ...Sun, 10 May 2026 21:07:23 +0000https://pujavs-firm-stud.gluu.info/can-anyone-drive-a-car-with-hand-controls.htmlhttps://pujavs-firm-stud.gluu.info/can-anyone-drive-a-car-with-hand-controls.htmlCan someone else drive the vehicle with their feet when the hand controls have been fitted? Yes, we do not remove any of the original controls. However we recommend that you make the driver aware that the adaptations have been fitted. Does Medicare pay for automobile hand controls? Does Medicare Pay...Sun, 10 May 2026 21:05:43 +0000https://pujavs-firm-stud.gluu.info/what-is-the-date-of-sale-for-cgt-purposes.htmlhttps://pujavs-firm-stud.gluu.info/what-is-the-date-of-sale-for-cgt-purposes.htmlIf you dispose of a CGT asset, the CGT event usually happens when you enter into the contract for disposal. For example, in the case of real estate, the CGT event generally occurs when you enter in to the contract. That is, the date on the contract, not when you settle. Is sale of rental property lo...Sun, 10 May 2026 21:04:23 +0000https://pujavs-firm-stud.gluu.info/what-happens-if-you-take-money-out-of-a-401k-early.htmlhttps://pujavs-firm-stud.gluu.info/what-happens-if-you-take-money-out-of-a-401k-early.htmlIf you withdraw funds early from a 401(k), you will be charged a 10% penalty tax plus your income tax rate on the amount you withdraw. In short, if you withdraw retirement funds early, the money will be treated as income. Can you withdraw your 401k early without penalty? The IRS dictates you can wit...Sun, 10 May 2026 21:03:50 +0000https://pujavs-firm-stud.gluu.info/is-balance-sheet-prepared-for-a-time-period-in-question.htmlhttps://pujavs-firm-stud.gluu.info/is-balance-sheet-prepared-for-a-time-period-in-question.htmlA balance sheet provides a snapshot of a business’ health at a point in time. It is a summary of what the business owns (assets) and owes (liabilities). Balance sheets are usually prepared at the close of an accounting period such as month-end, quarter-end, or year-end. How do you find Beginning bal...Sun, 10 May 2026 21:01:51 +0000https://pujavs-firm-stud.gluu.info/do-federal-employees-pay-into-fers.htmlhttps://pujavs-firm-stud.gluu.info/do-federal-employees-pay-into-fers.htmlMost FERS employees pay 0.8% of basic pay for FERS basic benefits. The agency contributes 10.7% or more to FERS. Generally, the FERS basic benefit is 1% of your high-3 average pay times your years of creditable service. FERS employees can currently contribute up to 11% of basic pay to the Thrift Sav...Sun, 10 May 2026 20:54:51 +0000https://pujavs-firm-stud.gluu.info/how-do-i-transfer-401k-to-new-401k.htmlhttps://pujavs-firm-stud.gluu.info/how-do-i-transfer-401k-to-new-401k.htmlIf you decide to roll over an old account, contact the 401(k) administrator at your new company for a new account address, such as “ABC 401(k) Plan FBO (for the benefit of) Your Name,” provide this to your old employer, and the money will be transferred directly from your old plan to the new or sent...Sun, 10 May 2026 20:52:18 +0000https://pujavs-firm-stud.gluu.info/do-i-get-paid-for-accrued-annual-leave.htmlhttps://pujavs-firm-stud.gluu.info/do-i-get-paid-for-accrued-annual-leave.htmlEmployers are legally required to pay an employee for any accrued statutory holiday that has not been taken by the time they leave. If the contract is silent on this issue, and unless otherwise agreed, you are only required to pay the employee payment in lieu for any unused statutory annual leave. H...Sun, 10 May 2026 20:49:09 +0000https://pujavs-firm-stud.gluu.info/where-do-i-put-my-ira-on-my-tax-return.htmlhttps://pujavs-firm-stud.gluu.info/where-do-i-put-my-ira-on-my-tax-return.htmlIRA contributions will be reported on Form 5498: IRA contribution information is reported for each person for whom any IRA was maintained, including SEP or SIMPLE IRAs. An IRA includes all investments under one IRA plan. How are proceeds from an IRA taxed? Contributions to traditional IRAs are tax-d...Sun, 10 May 2026 20:48:30 +0000https://pujavs-firm-stud.gluu.info/do-new-york-state-teachers-get-a-pension.htmlhttps://pujavs-firm-stud.gluu.info/do-new-york-state-teachers-get-a-pension.htmlRetiring in New York Once you are hired as a public school teacher in New York, you are automatically enrolled in the New York State Teachers’ Retirement System (NYSTRS). Through the NYSTRS, you qualify for a defined benefit plan that will give you monthly pension payments upon retirement. Do retire...Sun, 10 May 2026 20:47:11 +0000https://pujavs-firm-stud.gluu.info/do-retired-military-spouses-get-free-healthcare.htmlhttps://pujavs-firm-stud.gluu.info/do-retired-military-spouses-get-free-healthcare.htmlTricare Health Plans All retirees have to pay a deductible amount of $150 per individual (no more than $300 per family). Tricare Retired Reserve – Retired Guard or Reservists and their family members can purchase Tricare Retired Reserve until they reach age 60, there is an enrollment fee, and copays...Sun, 10 May 2026 20:45:24 +0000https://pujavs-firm-stud.gluu.info/how-do-you-end-a-partnership-gracefully.htmlhttps://pujavs-firm-stud.gluu.info/how-do-you-end-a-partnership-gracefully.htmlHow to Break Up Your Business Partnership Without Ruining Your Friendship Spot the signs before it’s too late. It’s unlikely that the desire to end a business comes overnight. Make a fast, clear and decisive break. Keep the dialogue going. Be reasonable. Call in the experts. Question: What’s one...Sun, 10 May 2026 20:34:07 +0000https://pujavs-firm-stud.gluu.info/what-is-included-in-the-purchase-and-sales.htmlhttps://pujavs-firm-stud.gluu.info/what-is-included-in-the-purchase-and-sales.htmlWhat’s Included In A Purchase And Sale Agreement Amount of the deposit and handling of cancellations. Personal property included in the transaction. Escrow and occupancy dates and handling of cancellations. Contract default provisions if one or both parties do not meet the agreement. What is a vendo...Sun, 10 May 2026 20:31:38 +0000https://pujavs-firm-stud.gluu.info/what-to-consider-when-self-employed.htmlhttps://pujavs-firm-stud.gluu.info/what-to-consider-when-self-employed.htmlBelow, we’ve listed the most important hoops you’ll need to jump through to make your entry into self-employment official. Let HMRC know you’re self employed. Decide on a business structure. Set up a business bank account. Begin bookkeeping. Alert your landlord or mortgage lender. Get self-empl...Sun, 10 May 2026 20:28:18 +0000https://pujavs-firm-stud.gluu.info/do-you-get-taxed-less-if-you-get-paid-biweekly.htmlhttps://pujavs-firm-stud.gluu.info/do-you-get-taxed-less-if-you-get-paid-biweekly.htmlA biweekly-paid employee might appear to pay more income taxes than if she were paid weekly. That’s only because a biweekly payroll happens less frequently than a weekly payroll. In the end, it balances out. For example, an employee claims married filing status and three allowances on the W-4 and ea...Sun, 10 May 2026 20:27:19 +0000https://pujavs-firm-stud.gluu.info/how-long-does-a-partnership-business-last.htmlhttps://pujavs-firm-stud.gluu.info/how-long-does-a-partnership-business-last.html2. How long the partnership will last – this can be a determinate amount of time, like 10 years, or simply a statement that the partnership will continue indefinitely, until dissolved. How is a business partner paid? Each partner may draw funds from the partnership at any time up to the amount of th...Sun, 10 May 2026 20:24:13 +0000https://pujavs-firm-stud.gluu.info/when-can-my-spouse-collect-half-of-my-social-security-disability.htmlhttps://pujavs-firm-stud.gluu.info/when-can-my-spouse-collect-half-of-my-social-security-disability.htmlSpouses can receive up to 50 percent of the amount of their mate’s disability benefit if they claim benefits at their full retirement age (now 66 and 2 months and gradually rising to 67 over the next several years) or on the basis of caring for the disabled person’s child. Can you draw disability of...Sun, 10 May 2026 20:13:36 +0000https://pujavs-firm-stud.gluu.info/how-much-do-electricians-make-overseas.htmlhttps://pujavs-firm-stud.gluu.info/how-much-do-electricians-make-overseas.htmlWhile ZipRecruiter is seeing annual salaries as high as $144,500 and as low as $23,500, the majority of Overseas Electrician salaries currently range between $38,500 (25th percentile) to $72,000 (75th percentile) with top earners (90th percentile) making $111,000 annually across the United States. W...Sun, 10 May 2026 20:08:38 +0000https://pujavs-firm-stud.gluu.info/does-everyone-pay-the-same-amount-of-fica-taxes.htmlhttps://pujavs-firm-stud.gluu.info/does-everyone-pay-the-same-amount-of-fica-taxes.htmlEmployers and employees split the tax. For both of them, the current Social Security and Medicare tax rates are 6.2% and 1.45%, respectively. So each party pays 7.65% of their income, for a total FICA contribution of 15.3%. For these individuals, there’s a 12.4% Social Security tax, plus a 2.9% Medi...Sun, 10 May 2026 20:07:11 +0000https://pujavs-firm-stud.gluu.info/are-you-more-likely-to-get-audited-if-you-file-your-own-taxes.htmlhttps://pujavs-firm-stud.gluu.info/are-you-more-likely-to-get-audited-if-you-file-your-own-taxes.htmlTaxpayers filing Schedule C are more likely to be questioned. If you don’t own a house or have children and you make a modest income, there is virtually no chance you will be audited, unless you’ve made a mistake on your tax return or your deductions are abnormal. How will I know if I am being audit...Sun, 10 May 2026 20:04:51 +0000https://pujavs-firm-stud.gluu.info/how-does-health-care-affect-taxes.htmlhttps://pujavs-firm-stud.gluu.info/how-does-health-care-affect-taxes.htmlA self-employed health insurance deduction is available for the costs of medical insurance, dental insurance, and long-term care policies. You can deduct these costs up to the total of your self-employment gross income. What are the effects of not having health care? The uninsured live sicker and di...Sun, 10 May 2026 19:59:53 +0000https://pujavs-firm-stud.gluu.info/can-you-deduct-expenses-for-buying-a-house.htmlhttps://pujavs-firm-stud.gluu.info/can-you-deduct-expenses-for-buying-a-house.htmlUnfortunately, most of the expenses you paid when buying your home are not deductible in the year of purchase. The only tax deductions on a home purchase you may qualify for is the prepaid mortgage interest (points). This means you report income in the year you receive it and deduct expenses in the ...Sun, 10 May 2026 19:57:16 +0000https://pujavs-firm-stud.gluu.info/how-do-i-stop-constant-throat-clearing.htmlhttps://pujavs-firm-stud.gluu.info/how-do-i-stop-constant-throat-clearing.htmlHere are some things you can try at home: Elevate the head of your bed 30 degree or more. Avoid eating or drinking within three hours of lying down. Avoid caffeine and alcohol. Avoid spicy, fatty, and acidic foods. Follow a Mediterranean diet, which may be as effective as medication to resolve LPR s...Sun, 10 May 2026 19:53:57 +0000https://pujavs-firm-stud.gluu.info/can-you-get-your-tax-refund-directly-deposited.htmlhttps://pujavs-firm-stud.gluu.info/can-you-get-your-tax-refund-directly-deposited.htmlThe IRS program is called direct deposit. You can use it to deposit your refund into one, two or even three accounts. Eight out of 10 taxpayers get their refunds by using Direct Deposit. Just select it as your refund method through your tax software and type in the account number and routing number....Sun, 10 May 2026 19:48:33 +0000https://pujavs-firm-stud.gluu.info/how-do-you-declare-pro-in-golf.htmlhttps://pujavs-firm-stud.gluu.info/how-do-you-declare-pro-in-golf.htmlHow to Become a PGA Golf Pro Get a Job in the Golf Industry. Pass a Background Check. Pass the Entry Exam. Prove Your Golf Abilities. Register and Begin Your Course Work. Complete All Course Work. Pay Your Fees and Get Elected In. Alternative Ways of Completing the PGM. Are pro golfers indepe...Sun, 10 May 2026 19:47:25 +0000https://pujavs-firm-stud.gluu.info/can-both-spouses-deduct-529-contributions.htmlhttps://pujavs-firm-stud.gluu.info/can-both-spouses-deduct-529-contributions.htmlCalifornia does not allow families to deduct their contributions to qualifying 529 plans. Connecticut allows single filers to deduct up to $5,000 and joint filers to deduct up to $10,000 for contributions to the state’s plan. Do 529 distributions have to go directly to college? 3. Have the college p...Sun, 10 May 2026 19:46:47 +0000https://pujavs-firm-stud.gluu.info/will-i-be-notified-if-my-tax-code-changes.htmlhttps://pujavs-firm-stud.gluu.info/will-i-be-notified-if-my-tax-code-changes.htmlUsually someone’s tax code changes if their tax-free income (Personal Allowance) goes up or down, for example they start or stop receiving a taxable benefit like a company car. HM Revenue and Customs (HMRC) will send you an email alert if one of your employees’ tax codes changes. Why did my tax code...Sun, 10 May 2026 19:45:27 +0000https://pujavs-firm-stud.gluu.info/can-i-deduct-college-tuition-i-paid-for-my-child.htmlhttps://pujavs-firm-stud.gluu.info/can-i-deduct-college-tuition-i-paid-for-my-child.htmlYes, you can reduce your taxable income by up to $4,000. Some college tuition and fees are deductible on your 2020 tax return. The deduction is worth either $4,000 or $2,000, depending on your income and filing status. Yes, paying for your son’s College tuition is deductible. He should also receive ...Sun, 10 May 2026 19:42:57 +0000https://pujavs-firm-stud.gluu.info/is-north-carolina-a-tax-lien-or-tax-deed-state.htmlhttps://pujavs-firm-stud.gluu.info/is-north-carolina-a-tax-lien-or-tax-deed-state.htmlBy law, tax deed sales must be announced to the public, and are usually sold to the highest bidder. North Carolina: Deed – North Carolina is classified as a tax deed state. Tax Liens When someone doesn’t;t pay their property taxes–the local government municipality (usually a county) will foreclose o...Sun, 10 May 2026 19:11:13 +0000https://pujavs-firm-stud.gluu.info/what-happens-if-one-of-my-beneficiaries-dies.htmlhttps://pujavs-firm-stud.gluu.info/what-happens-if-one-of-my-beneficiaries-dies.htmlWhen a beneficiary dies after the person making the will, their share is part of their estate and will pass to their beneficiaries, even if they haven’t received the funds from the first estate. Do you get money if a loved one dies? Receive all the benefits you may be entitled to, as quickly as poss...Sun, 10 May 2026 18:57:02 +0000https://pujavs-firm-stud.gluu.info/how-is-capital-account-of-the-owner-be-given-a-title.htmlhttps://pujavs-firm-stud.gluu.info/how-is-capital-account-of-the-owner-be-given-a-title.htmlThe owner’s capital account is shown in the business balance sheet as “[owner name], capital account.” Partnerships/LLCs: Partners in a partnership and members of a limited liability company (LLC) have capital accounts. The person makes a capital contribution to the business when they join, investin...Sun, 10 May 2026 18:54:36 +0000https://pujavs-firm-stud.gluu.info/what-can-i-say-about-interest-in-working-here.htmlhttps://pujavs-firm-stud.gluu.info/what-can-i-say-about-interest-in-working-here.htmlSome examples include: “Honestly, I just need a job and this one looked interesting.” This is a candid response, to be sure. “I’ve heard this company offers good pay and benefits.” “I see this as a step to bigger and better things.” How do you answer an interest question? How to answer “What are y...Sun, 10 May 2026 18:52:51 +0000https://pujavs-firm-stud.gluu.info/do-resident-aliens-have-to-report-foreign-bank-accounts.htmlhttps://pujavs-firm-stud.gluu.info/do-resident-aliens-have-to-report-foreign-bank-accounts.htmlGenerally, U.S. citizens and resident aliens report all worldwide income, including income from foreign trusts and foreign bank and securities accounts, such as interest income. To do this you’ll need to complete and attach Schedule B (Form 1040) to their tax returns. How do I file my FBAR? You must...Sun, 10 May 2026 18:40:46 +0000https://pujavs-firm-stud.gluu.info/is-it-bad-to-transfer-money-between-accounts.htmlhttps://pujavs-firm-stud.gluu.info/is-it-bad-to-transfer-money-between-accounts.htmlNo. It is not a bad thing to transfer funds from checking to savings then back again. But you may want to think of why this is occurring. You may want to start using a budget in order to try and avoid this back and forth. Can you transfer money between two savings accounts? Log in to the first bank’...Sun, 10 May 2026 18:37:25 +0000https://pujavs-firm-stud.gluu.info/can-a-business-write-off-used-equipment.htmlhttps://pujavs-firm-stud.gluu.info/can-a-business-write-off-used-equipment.htmlRoutine Maintenance: IRS regulations allow a deduction for expenditures used to keep a unit of property in operating condition where a business expects to perform the maintenance twice during the class life of the property. Can I write-off tractor on taxes? Farmers can deduct tractors from their tax...Sun, 10 May 2026 18:32:22 +0000https://pujavs-firm-stud.gluu.info/is-trust-income-taxable-income.htmlhttps://pujavs-firm-stud.gluu.info/is-trust-income-taxable-income.htmlTrust beneficiaries must pay taxes on income and other distributions that they receive from the trust, but not on returned principal. IRS forms K-1 and 1041 are required for filing tax returns that receive trust disbursements. Do I have to file a tax return on a trust? A: Trusts must file a Form 104...Sun, 10 May 2026 18:24:53 +0000https://pujavs-firm-stud.gluu.info/how-do-i-start-a-nonprofit-ministry.htmlhttps://pujavs-firm-stud.gluu.info/how-do-i-start-a-nonprofit-ministry.htmlCreate a Mission Statement Create a Mission Statement. Create a ministry mission statement. Make your mission statement brief and concise. Establish a Board of Directors. Establish a board of directors. File Articles of Incorporation. File Articles of Incorporation. Create Your Ministry Bylaws. C...Sun, 10 May 2026 18:08:10 +0000https://pujavs-firm-stud.gluu.info/is-july-a-good-time-to-sell-a-house.htmlhttps://pujavs-firm-stud.gluu.info/is-july-a-good-time-to-sell-a-house.htmlNationally, the best time to sell a house is March if you’re trying to sell quickly, while the best time to maximize profit is July. Zillow recommends listing your home for sale in March, but no later than Labor Day, based on historical market trends. Is this a good time to sell a house in Texas? Th...Sun, 10 May 2026 18:07:50 +0000https://pujavs-firm-stud.gluu.info/can-you-write-off-hoa-fees-on-a-rental.htmlhttps://pujavs-firm-stud.gluu.info/can-you-write-off-hoa-fees-on-a-rental.htmlYes, you can deduct your HOA fees from your taxes if you use your home as a rental property. The IRS considers HOA fees as a rental expense, which means you can write them off from your taxes. Therefore, if you use the home exclusively as a rental property, you can deduct 100 percent of your HOA fee...Sun, 10 May 2026 17:58:39 +0000https://pujavs-firm-stud.gluu.info/do-credit-card-companies-give-out-loans.htmlhttps://pujavs-firm-stud.gluu.info/do-credit-card-companies-give-out-loans.htmlBanks like Citi and Chase allow eligible cardholders to borrow cash based on their card’s existing credit line. A credit card loan works like a personal loan from a bank, with money deposited directly into your bank account and repaid in monthly installments. Is it illegal to pay a loan with a credi...Sun, 10 May 2026 17:53:59 +0000https://pujavs-firm-stud.gluu.info/what-qualifies-you-as-separated.htmlhttps://pujavs-firm-stud.gluu.info/what-qualifies-you-as-separated.htmlSeparation means that you are living apart from your spouse, but you’re still legally married until you get a judgment of divorce from a court (even if you already have a judgment of separation). Can you be separated but still live in the same house? In-house separation can serve as a trial separati...Sun, 10 May 2026 17:53:15 +0000https://pujavs-firm-stud.gluu.info/what-is-a-gcp-service-account.htmlhttps://pujavs-firm-stud.gluu.info/what-is-a-gcp-service-account.htmlA service account is an identity that an instance or an application can use to run API requests on your behalf. This identity is used to identify apps running on your virtual machine instances to other Google Cloud services. Then update your app to pass the service account credentials to the Cloud S...Sun, 10 May 2026 17:45:21 +0000https://pujavs-firm-stud.gluu.info/can-you-refinance-an-existing-sba-504-loan.htmlhttps://pujavs-firm-stud.gluu.info/can-you-refinance-an-existing-sba-504-loan.htmlExisting 504 projects and government-guaranteed loans are not eligible to be refinanced. Traditional 504 Loan Program regulations apply to the 504 Debt Refinance Program. Can a business loan be refinanced? Business loans, like most other loans, can often be refinanced – meaning you get a new and ide...Sun, 10 May 2026 17:43:24 +0000https://pujavs-firm-stud.gluu.info/does-denmark-tax-on-worldwide-income.htmlhttps://pujavs-firm-stud.gluu.info/does-denmark-tax-on-worldwide-income.htmlIf Denmark does not have a Double Taxation Agreement (DTA) with the other country, Denmark is entitled to tax the individual’s worldwide income. This means that all income, regardless of country of origin, may be taxed in Denmark. How much tax do you pay on a car in Denmark? The registration tax app...Sun, 10 May 2026 17:40:16 +0000https://pujavs-firm-stud.gluu.info/how-do-you-realize-a-capital-loss.htmlhttps://pujavs-firm-stud.gluu.info/how-do-you-realize-a-capital-loss.htmlWhen a security or investment is sold for less than its original purchase price, then the dollar amount of difference is considered a capital loss. For tax purposes, capital losses are only reported on items that are intended to increase in value. What does it mean to realize a loss? A realized loss...Sun, 10 May 2026 17:38:18 +0000https://pujavs-firm-stud.gluu.info/do-you-need-a-professional-engineering-license-to-own-your-own-enginee.htmlhttps://pujavs-firm-stud.gluu.info/do-you-need-a-professional-engineering-license-to-own-your-own-enginee.htmlIf you do not have a PE license, you cannot officially call yourself an engineer — and your company cannot identify you as an engineer — in official documents, such as business cards, letterheads and resumes. Additionally, you will need to register as a PE if you decide to work for yourself as a con...Sun, 10 May 2026 17:32:36 +0000https://pujavs-firm-stud.gluu.info/is-temporary-disability-income-taxable-federally.htmlhttps://pujavs-firm-stud.gluu.info/is-temporary-disability-income-taxable-federally.htmlThe federal government doesn’t tax short-term disability benefits in California (unless the SDI payments are a substitute for unemployment insurance) nor in Rhode Island. Do I have to pay taxes on California State disability income? State Disability Insurance (SDI) SDI benefits are taxable only if p...Sun, 10 May 2026 17:31:06 +0000https://pujavs-firm-stud.gluu.info/what-is-educational-admistration.htmlhttps://pujavs-firm-stud.gluu.info/what-is-educational-admistration.htmlEducational administration is a discipline within the study of education that examines the administrative theory and practice of education in general and educational institutions and educators in particular activities. What is an educational administration degree? An education administration degree ...Sun, 10 May 2026 17:27:44 +0000https://pujavs-firm-stud.gluu.info/can-married-filing-separately-both-claim-head-of-household.htmlhttps://pujavs-firm-stud.gluu.info/can-married-filing-separately-both-claim-head-of-household.htmlAs a general rule, if you are legally married, you must file as either married filing jointly with your spouse or married filing separately. However, in some cases when you are living apart from your spouse and with a dependent, you can file as head of household instead. No, you may not file as head...Sun, 10 May 2026 17:27:38 +0000