https://pujavs-firm-stud.gluu.infoConnected.Informed.Engaged.en-usThu, 23 Apr 2026 22:16:45 +0000https://pujavs-firm-stud.gluu.info/who-owns-parsonage.htmlhttps://pujavs-firm-stud.gluu.info/who-owns-parsonage.htmlPD Smith Holdings A York-based company has bought its second hotel, the Parsonage country house in Escrick, North Yorkshire. PD Smith Holdings, which owns the Queen’s hotel in York, has bought the Parsonage from Paul and Karan Ridley, who are retiring. Can a pastor own his own church? Also, a pastor...Thu, 23 Apr 2026 22:13:49 +0000https://pujavs-firm-stud.gluu.info/what-do-you-say-to-your-fiance-after-engagement.htmlhttps://pujavs-firm-stud.gluu.info/what-do-you-say-to-your-fiance-after-engagement.html10 Ways to Build Your Relation After Getting Engaged and Before… Discuss things apart from your marriage day. Talk about your future plans: short term and long term. Get to know each other well. Be honest with each other. Try to talk about finances. Be committed to your relationship. Get to know the...Thu, 23 Apr 2026 22:13:48 +0000https://pujavs-firm-stud.gluu.info/do-i-have-to-pay-tax-if-im-gifted-a-house.htmlhttps://pujavs-firm-stud.gluu.info/do-i-have-to-pay-tax-if-im-gifted-a-house.htmlHowever, if capital property (e.g. real estate, investments) is given as a gift, the person who has given the gift will be deemed to have sold the capital property at fair market value (FMV), and will have to pay tax on any resulting capital gain. Do you pay tax on a gifted house UK? Property gifts ...Thu, 23 Apr 2026 22:11:00 +0000https://pujavs-firm-stud.gluu.info/what-is-a-closed-shop-workplace.htmlhttps://pujavs-firm-stud.gluu.info/what-is-a-closed-shop-workplace.htmlClosed shop, in union-management relations, an arrangement whereby an employer agrees to hire—and retain in employment—only persons who are members in good standing of the trade union. Such an agreement is arranged according to the terms of a labour contract. What is the purpose of a closed shop? Th...Thu, 23 Apr 2026 22:06:03 +0000https://pujavs-firm-stud.gluu.info/how-much-does-metlife-long-term-disability-pay.htmlhttps://pujavs-firm-stud.gluu.info/how-much-does-metlife-long-term-disability-pay.htmlLong Term Disability: The Benefit amount is 66.67% of your predisability monthly earnings subject to the plan’s maximum monthly benefit. Can you collect Ltd SSDI? It is possible to receive long-term disability insurance benefits and SSDI at the same time. Some long-term disability insurance policies...Thu, 23 Apr 2026 22:04:54 +0000https://pujavs-firm-stud.gluu.info/is-there-a-limit-on-investment-properties.htmlhttps://pujavs-firm-stud.gluu.info/is-there-a-limit-on-investment-properties.htmlTechnically speaking, there’s no limit on the number of mortgages you can have. However, in the real world of real estate investing, financing multiple properties can be much more of a challenge. In 2009, Fannie Mae increased its maximum conventional financed property limit from four to ten. What is...Thu, 23 Apr 2026 22:04:23 +0000https://pujavs-firm-stud.gluu.info/can-a-canadian-company-have-an-ein.htmlhttps://pujavs-firm-stud.gluu.info/can-a-canadian-company-have-an-ein.htmlA Canadian company may be required to register with the IRS for an EIN even if it does not have a U.S. tax liability. For example, a non-U.S. business, including a Canadian business, must have an EIN to claim a permanent establishment tax exemption under the U.S.- Canada Income Tax Treaty. How do I ...Thu, 23 Apr 2026 21:55:32 +0000https://pujavs-firm-stud.gluu.info/how-do-you-get-a-secured-business-loan.htmlhttps://pujavs-firm-stud.gluu.info/how-do-you-get-a-secured-business-loan.htmlTo secure a business loan, you must be able to offer up business or personal assets that can be converted into cash. When you apply for an unsecured loan, the lender will more heavily weigh your credit score and repayment history than they would if you were applying for a secured loan. Is a small b...Thu, 23 Apr 2026 21:52:00 +0000https://pujavs-firm-stud.gluu.info/can-a-theatre-company-be-an-llc.htmlhttps://pujavs-firm-stud.gluu.info/can-a-theatre-company-be-an-llc.htmlA theatre company has the potential to generate profit, grow steadily, and carry a moderate amount of risk. A limited liability company (LLC) is the right choice for any serious theatre company owner who is looking to: Protect their personal assets. Have tax choices that benefit their bottom line. D...Thu, 23 Apr 2026 21:51:41 +0000https://pujavs-firm-stud.gluu.info/does-a-trustee-have-to-show-accounting-to-beneficiaries.htmlhttps://pujavs-firm-stud.gluu.info/does-a-trustee-have-to-show-accounting-to-beneficiaries.htmlIn the state of California, trustees have a duty to keep the beneficiaries of the trust reasonably informed about the trust and how it is being administered. As part of this duty, trustees must provide all beneficiaries with an accounting of the trust assets and how they have been used. Who can chan...Thu, 23 Apr 2026 21:50:25 +0000https://pujavs-firm-stud.gluu.info/what-month-is-best-for-a-spring-wedding.htmlhttps://pujavs-firm-stud.gluu.info/what-month-is-best-for-a-spring-wedding.htmlSpringtime is an inherently romantic season, and couples certainly prefer May flowers to April showers! May is one of the most popular wedding months (11 percent of couples marry in May) for good reason—warmer weather and the feeling of rebirth and renewal that spring brings, which is so appropriate...Thu, 23 Apr 2026 21:38:29 +0000https://pujavs-firm-stud.gluu.info/does-the-irs-have-a-24-7-number.htmlhttps://pujavs-firm-stud.gluu.info/does-the-irs-have-a-24-7-number.htmlCopies of forms, publications and other helpful information are also available around-the-clock at the IRS Web site at You can call 1-800-829-1040 to get answers to your federal tax questions 24 hours a day. You can also check the status of your 2000 income tax refund using the TeleTax number. Cont...Thu, 23 Apr 2026 21:26:39 +0000https://pujavs-firm-stud.gluu.info/is-a-husband-a-domestic-partner.htmlhttps://pujavs-firm-stud.gluu.info/is-a-husband-a-domestic-partner.htmlDomestic partners, whether the same or opposite sex, live together as a couple but are not formally married. With this relationship, they frequently can qualify for spousal benefits, like health coverage through an employer group plan. Does domestic partnership affect marriage? No. While California ...Thu, 23 Apr 2026 21:18:23 +0000https://pujavs-firm-stud.gluu.info/what-is-shareholder-pro-rata-share.htmlhttps://pujavs-firm-stud.gluu.info/what-is-shareholder-pro-rata-share.htmlPro rata means “in proportion,” according to a calculation. Pro rata refers to the share or portion of the proceeds to be received based on the fractional amount of debts due, the ownership share or the amount of responsibility. Do shareholder distributions need to be equal? The distribution is base...Thu, 23 Apr 2026 21:04:26 +0000https://pujavs-firm-stud.gluu.info/who-is-an-eligible-student-for-the-american-opportunity-tax-credit.htmlhttps://pujavs-firm-stud.gluu.info/who-is-an-eligible-student-for-the-american-opportunity-tax-credit.htmlFor the American opportunity tax credit, an eligible student is a student who: (1) is enrolled in a program leading toward a degree, certificate or other recognized post-secondary educational credential; (2) has not completed the first four years of post-secondary education as of the beginning of th...Thu, 23 Apr 2026 20:50:07 +0000https://pujavs-firm-stud.gluu.info/what-does-claim-exemption-from-federal-taxes-mean.htmlhttps://pujavs-firm-stud.gluu.info/what-does-claim-exemption-from-federal-taxes-mean.htmlWhen you file as exempt from withholding with your employer for federal tax withholding, you don’t make any federal income tax payments during the year. You owed no federal income tax in the prior tax year, and. You expect to owe no federal income tax in the current tax year. If you are shown as exe...Thu, 23 Apr 2026 20:46:23 +0000https://pujavs-firm-stud.gluu.info/does-the-irs-operate-on-saturdays.htmlhttps://pujavs-firm-stud.gluu.info/does-the-irs-operate-on-saturdays.htmlSaturday: 3:30 am to 6:00 am and 9:00 pm to Midnight. Secondly, what day of the week are tax refunds deposited? IRS Refund Schedule for Direct Deposits and Check Refunds The IRS only issued refunds once per week under the old system. They now issue refunds every business day, Monday through Friday (...Thu, 23 Apr 2026 20:44:48 +0000https://pujavs-firm-stud.gluu.info/what-is-not-excluded-from-taxable-income.htmlhttps://pujavs-firm-stud.gluu.info/what-is-not-excluded-from-taxable-income.htmlIncome excluded from the IRS’s calculation of your income tax includes life insurance death benefit proceeds, child support, welfare, and municipal bond income. The exclusion rule is generally, if your “income” cannot be used as or to acquire food or shelter, it’s not taxable. What is excluded untax...Thu, 23 Apr 2026 20:43:32 +0000https://pujavs-firm-stud.gluu.info/can-i-apply-for-opt-after-1-year-of-graduation.htmlhttps://pujavs-firm-stud.gluu.info/can-i-apply-for-opt-after-1-year-of-graduation.htmlStudents may apply for Post-completion (post-graduation) OPT up to 90 days before completion of studies and up to 60 days after. USCIS must receive the application no later than 60 days after graduation or 60 days beyond the Form I-20 end date (whichever is earlier). Can I do internship on OPT after...Thu, 23 Apr 2026 20:32:38 +0000https://pujavs-firm-stud.gluu.info/what-is-a-typical-voluntary-severance-package.htmlhttps://pujavs-firm-stud.gluu.info/what-is-a-typical-voluntary-severance-package.htmlThe severance pay offered is typically one to two weeks for every year worked, but can be more. The general practice is to try to get four weeks of severance pay for each year worked. Middle managers and executives usually receive a higher amount. Some executives, for example, may receive pay for mo...Thu, 23 Apr 2026 20:30:47 +0000https://pujavs-firm-stud.gluu.info/who-can-apply-to-wellesley.htmlhttps://pujavs-firm-stud.gluu.info/who-can-apply-to-wellesley.htmlWellesley’s admission process is need-blind for U.S. citizens and permanent residents, and the College guarantees that it will meet 100 percent of every admitted student’s calculated financial need. What does Wellesley look for? Wellesley College admissions is looking for hardworking and dedicated s...Thu, 23 Apr 2026 20:13:38 +0000https://pujavs-firm-stud.gluu.info/how-do-i-become-a-teacher-consultant.htmlhttps://pujavs-firm-stud.gluu.info/how-do-i-become-a-teacher-consultant.htmlWhat Are the Typical Requirements for Educational Consultant Jobs? A minimum of a bachelor’s degree, but in many cases, a master’s or PhD. Education and/or experience in a specific subject or area of study. Experience working in the educational setting in which you want to consult. How do I become a...Thu, 23 Apr 2026 20:11:33 +0000https://pujavs-firm-stud.gluu.info/what-if-your-parents-were-born-in-another-country.htmlhttps://pujavs-firm-stud.gluu.info/what-if-your-parents-were-born-in-another-country.htmlAdult Children Born Abroad May Claim U.S. Citizenship through Parents. If you were born abroad to two U.S. citizens and at least one of your parents lived in the United States at some point in his or her life, then in most cases you are a U.S. citizen. How much it costs to deliver a baby in USA? Typ...Thu, 23 Apr 2026 20:03:31 +0000https://pujavs-firm-stud.gluu.info/does-a-sole-proprietor-file-a-separate-tax-return.htmlhttps://pujavs-firm-stud.gluu.info/does-a-sole-proprietor-file-a-separate-tax-return.htmlOne of the best parts of being a sole proprietor is that you don’t have to file a separate business tax return. Instead, you’ll report your business income and expenses on a Schedule C (Profit or Loss from Business), and the information gets carried over to Form 1040 — your personal tax form. Can Se...Thu, 23 Apr 2026 20:01:49 +0000https://pujavs-firm-stud.gluu.info/do-kids-have-to-pay-taxes-if-they-start-a-business.htmlhttps://pujavs-firm-stud.gluu.info/do-kids-have-to-pay-taxes-if-they-start-a-business.htmlYes, kids can have businesses. In addition to completing paperwork, such as forms to obtain a permit, you may have to pay taxes on the money the business earns. If your kids earn more than $400 on the venture, they may have to pay some type of tax. How do businesses pass to children? Here’s a broad,...Thu, 23 Apr 2026 19:59:36 +0000https://pujavs-firm-stud.gluu.info/what-if-my-accountant-does-my-taxes-wrong.htmlhttps://pujavs-firm-stud.gluu.info/what-if-my-accountant-does-my-taxes-wrong.htmlRegardless of the mistakes your tax preparer made, it is ultimately up to you to pay what you owe to the IRS. You bear the responsibility of paying penalties and interest, not the preparer. After you pay the penalties, you can then pursue reimbursement from your tax preparer. What are the issues or ...Thu, 23 Apr 2026 19:59:18 +0000https://pujavs-firm-stud.gluu.info/can-a-corporation-carryback-a-nol.htmlhttps://pujavs-firm-stud.gluu.info/can-a-corporation-carryback-a-nol.htmlTo the extent the NOL is a farming loss, the carryback period is 2 years. Any such loss not applied in the 2 preceding years can be carried forward indefinitely (subject to limitations). See the instructions for line 14. The corporation can make an irrevocable election to forgo the 2-year carryback ...Thu, 23 Apr 2026 19:59:09 +0000https://pujavs-firm-stud.gluu.info/how-much-do-lawyers-charge-for-their-services.htmlhttps://pujavs-firm-stud.gluu.info/how-much-do-lawyers-charge-for-their-services.htmlHourly Rate: The lawyer will charge you for each hour (or portion of an hour) that the lawyer works on your case. Thus, for example, if the lawyer’s fee is $100 per hour and the lawyer works 5 hours, the fee will be $500. This is the most typical fee arrangement. What are typical legal fees? Most la...Thu, 23 Apr 2026 19:55:51 +0000https://pujavs-firm-stud.gluu.info/how-do-wildfires-affect-housing-market.htmlhttps://pujavs-firm-stud.gluu.info/how-do-wildfires-affect-housing-market.htmlPrevious research on the effect of wildfires on house prices finds a negative initial impact on house prices. A recent study by Loomis found that house prices in an unburned community 2 miles from a Colorado wildfire decreased by 15% after the fire (Loomis 2004). How does fire affect property value?...Thu, 23 Apr 2026 19:55:33 +0000https://pujavs-firm-stud.gluu.info/how-do-i-reset-my-social-security-account.htmlhttps://pujavs-firm-stud.gluu.info/how-do-i-reset-my-social-security-account.htmlGo to “Forgot Password”; Enter your username, Social Security number, and date of birth; Answer three identity verification questions; and. Create and confirm a new password once we have successfully established your identity. When should you set up a Social Security account? Here’s why you should s...Thu, 23 Apr 2026 19:49:12 +0000https://pujavs-firm-stud.gluu.info/how-much-profit-from-a-stock-is-good.htmlhttps://pujavs-firm-stud.gluu.info/how-much-profit-from-a-stock-is-good.htmlHow long should you hold? Here’s a specific rule to help boost your prospects for long-term stock investing success: Once your stock has broken out, take most of your profits when they reach 20% to 25%. If market conditions are choppy and decent gains are hard to come by, then you could exit the ent...Thu, 23 Apr 2026 19:47:12 +0000https://pujavs-firm-stud.gluu.info/how-long-does-my-employer-have-to-make-my-401k-contribution.htmlhttps://pujavs-firm-stud.gluu.info/how-long-does-my-employer-have-to-make-my-401k-contribution.htmlThe plan expressly provides that the employer must deposit deferrals within five days after each payday. Can you make a lump-sum contribution to a 401k? “Lump-sum contributions are usually allowed by employer plans and usually must come from another qualified account or qualified employer plan,” For...Thu, 23 Apr 2026 19:46:48 +0000https://pujavs-firm-stud.gluu.info/how-are-rsus-taxed-in-singapore.htmlhttps://pujavs-firm-stud.gluu.info/how-are-rsus-taxed-in-singapore.htmlFor both Restricted Stock and RSUs, an employee is generally subject to income tax on vesting. Capital gains tax is not payable on any gain upon the net proceeds of sale of the Stock, unless the employee is regarded as trading or dealing in securities. Are stock options taxable in Singapore? The gai...Thu, 23 Apr 2026 19:46:42 +0000https://pujavs-firm-stud.gluu.info/what-is-at-least-half-time-student-for-tax-purposes.htmlhttps://pujavs-firm-stud.gluu.info/what-is-at-least-half-time-student-for-tax-purposes.htmlPer IRS publication 970, a student who was enrolled at least half-time is considered as part of the requirements to qualify for the education benefit. For example, if you start from September and attended ( enrolled ) as full time, you are considered as at least half-time or full-time student. What ...Thu, 23 Apr 2026 19:44:41 +0000https://pujavs-firm-stud.gluu.info/what-role-did-the-us-have-in-bosnia.htmlhttps://pujavs-firm-stud.gluu.info/what-role-did-the-us-have-in-bosnia.htmlThe 1992-95 war in Bosnia and Herzegovina ended with the crucial participation of the United States in brokering the 1995 Dayton Peace Agreement. The United States supports Bosnia and Herzegovina on its path toward full integration into Western institutions. Does Bosnia allow dual citizenship with u...Thu, 23 Apr 2026 19:41:15 +0000https://pujavs-firm-stud.gluu.info/will-power-companies-pay-for-solar-power.htmlhttps://pujavs-firm-stud.gluu.info/will-power-companies-pay-for-solar-power.htmlAs you can see, by law, California does not reimburse for excess solar energy, but you may get a break on your bill if you consume more energy than your solar panels produce. Can you run a factory on solar power? Factories are known for having large flat roofs with plenty of ample roof space, offeri...Thu, 23 Apr 2026 19:36:24 +0000https://pujavs-firm-stud.gluu.info/how-to-use-categories-in-a-sentence.htmlhttps://pujavs-firm-stud.gluu.info/how-to-use-categories-in-a-sentence.htmlExamples of category in a Sentence The cars belong to the same category. Taxpayers fall into one of several categories. She competed for the award in her age category. What is an example of category? The definition of a category is any sort of division or class. An example of category is food that i...Thu, 23 Apr 2026 19:33:30 +0000https://pujavs-firm-stud.gluu.info/can-foreigners-do-freelance-in-singapore.htmlhttps://pujavs-firm-stud.gluu.info/can-foreigners-do-freelance-in-singapore.htmlNo. It is specifically against the law for foreigner to work unless of working visa(wp, sp, ep). Also then they may only work for their employer. The only legal way to freelance kindof is to a) open a business here yourself b) have your employer take on a contract for services and use you to fulfill...Thu, 23 Apr 2026 19:25:57 +0000https://pujavs-firm-stud.gluu.info/what-information-will-i-need-for-unemployment-in-nh.htmlhttps://pujavs-firm-stud.gluu.info/what-information-will-i-need-for-unemployment-in-nh.htmlEmployer’s telephone number (including area code) Beginning and ending dates of employment (day, month and year) Number of hours worked and pay rate if you worked this week (including Sunday) How do I unlock my NH unemployment? If you have forgotten your password, or are locked out, go to your local...Thu, 23 Apr 2026 19:19:23 +0000https://pujavs-firm-stud.gluu.info/is-affordable-health-care-based-on-income.htmlhttps://pujavs-firm-stud.gluu.info/is-affordable-health-care-based-on-income.htmlIncome, household size and affordable coverage Under the Affordable Care Act, eligibility for subsidized health insurance is calculated using a household’s Modified Adjusted Gross Income (MAGI). You are expected to pay a premium contribution limit (a percentage of your annual income) for heatlhcare ...Thu, 23 Apr 2026 19:14:06 +0000https://pujavs-firm-stud.gluu.info/is-there-a-limit-to-how-much-you-can-withdraw-from-401k.htmlhttps://pujavs-firm-stud.gluu.info/is-there-a-limit-to-how-much-you-can-withdraw-from-401k.htmlThere’s no limit for the number of withdrawals you can make. After you become 59 ½ years old, you can take your money out without needing to pay an early withdrawal penalty. You can choose a traditional or a Roth 401(k) plan. Can I take all of my 401k money out? Special Considerations for Withdrawal...Thu, 23 Apr 2026 19:13:23 +0000https://pujavs-firm-stud.gluu.info/do-colleges-really-look-at-transcripts.htmlhttps://pujavs-firm-stud.gluu.info/do-colleges-really-look-at-transcripts.htmlColleges see any and all grades and information reported on your official transcript (again—you should request a copy!), but they care most about and evaluate your final grades in core academic courses. These are the grades which will be evaluated. Do you request transcript before or after applying?...Thu, 23 Apr 2026 19:12:50 +0000https://pujavs-firm-stud.gluu.info/what-happens-to-your-body-at-the-age-of-60.htmlhttps://pujavs-firm-stud.gluu.info/what-happens-to-your-body-at-the-age-of-60.htmlDuring your 60s, your first two layers of your skin — the epidermis and dermis — thin and flatten out. Your skin turns drier and itchier and may look like crepe paper or tissue. Wrinkles, age spots, creases, and bruises become more noticeable. Your sweat glands also get less active. Is a 60 year old...Thu, 23 Apr 2026 19:09:31 +0000https://pujavs-firm-stud.gluu.info/what-are-some-of-the-benefits-of-owning-a-residence.htmlhttps://pujavs-firm-stud.gluu.info/what-are-some-of-the-benefits-of-owning-a-residence.htmlOwning vs. Renting Own Or Rent Advantages Homeownership Privacy Usually a good investment More stable housing costs from year to year Pride in ownership and strong community ties Tax incentives Equity buildup (savings) Renting Lower housing costs Shorter-term commitment No/minimal maintenance and re...Thu, 23 Apr 2026 19:09:05 +0000https://pujavs-firm-stud.gluu.info/can-a-corporation-hold-stocks.htmlhttps://pujavs-firm-stud.gluu.info/can-a-corporation-hold-stocks.htmlCorporations can own stocks, bonds, mutual funds and rental properties. Thus, the combined net corporate and personal tax on investment income earned by a private holding company and paid out to the shareholder is almost identical to the personal tax that would be paid if the income had been earned ...Thu, 23 Apr 2026 19:03:48 +0000https://pujavs-firm-stud.gluu.info/what-if-there-is-no-qdro.htmlhttps://pujavs-firm-stud.gluu.info/what-if-there-is-no-qdro.htmlIf there is no QDRO in his employee file when he retires and begins collecting benefits, the non-employee spouse will get nothing and may not be able to recover her share retroactively. The Parties May Relocate: The party who applies to the Court for a QDRO is required to provide notice to the other...Thu, 23 Apr 2026 19:03:42 +0000https://pujavs-firm-stud.gluu.info/can-you-rent-a-vacation-home-in-oregon-now.htmlhttps://pujavs-firm-stud.gluu.info/can-you-rent-a-vacation-home-in-oregon-now.htmlRight now, Oregon Coast vacation rentals range between $159 per night and $527 per night. At Expedia, we put the best Oregon Coast vacation rentals in one place. Is Airbnb illegal in Oregon? Portland requires all hosts who host short-term stays (less than 30 nights at a time) to obtain an accessory ...Thu, 23 Apr 2026 19:02:49 +0000https://pujavs-firm-stud.gluu.info/what-are-closing-processes.htmlhttps://pujavs-firm-stud.gluu.info/what-are-closing-processes.htmlClosing process can be defined as: Necessary end-of-period steps to prepare the accounts for recording the transactions of the next period. The closing process will close out temporary accounts, temporary account including income statement accounts and the draws accounts. How long does it take to pr...Thu, 23 Apr 2026 18:57:51 +0000https://pujavs-firm-stud.gluu.info/what-happens-to-debt-when-divorcing.htmlhttps://pujavs-firm-stud.gluu.info/what-happens-to-debt-when-divorcing.htmlIn California, a community property state, creditors can hold both spouses liable for debt incurred individually during a marriage. This means that any debt incurred by both spouses during a marriage, separation, or after the divorce is their responsibility. Are you responsible for debt after divorc...Thu, 23 Apr 2026 18:52:27 +0000https://pujavs-firm-stud.gluu.info/are-shareholders-agreements-confidential.htmlhttps://pujavs-firm-stud.gluu.info/are-shareholders-agreements-confidential.htmlConfidentiality. It is important that the Shareholders Agreement features a confidentiality clause that clearly sets out what constitutes confidential information and states that confidential information must remain confidential, even after the shareholder ceases to be a shareholder of the company. ...Thu, 23 Apr 2026 18:49:41 +0000https://pujavs-firm-stud.gluu.info/can-i-work-after-federal-retirement.htmlhttps://pujavs-firm-stud.gluu.info/can-i-work-after-federal-retirement.htmlIt is important to note that federal retirees can go back to work in the private sector without any impact on their federal annuity. You will continue to receive your full annuity and all benefits if you decide to work in the private sector after you retiree from federal service. Can a FERS employee...Thu, 23 Apr 2026 18:29:15 +0000https://pujavs-firm-stud.gluu.info/how-can-i-move-without-my-rental-history.htmlhttps://pujavs-firm-stud.gluu.info/how-can-i-move-without-my-rental-history.htmlHow to get a rental property with no rental history Find a guarantor. Above all else, landlords want to make sure that you’ll pay your rent on time. Set up a direct debit. Many rental offices will insist on tenants using a direct debit payment system for rent. Show proof of regular payments. Prov...Thu, 23 Apr 2026 18:20:32 +0000https://pujavs-firm-stud.gluu.info/can-a-us-resident-bring-family.htmlhttps://pujavs-firm-stud.gluu.info/can-a-us-resident-bring-family.htmlYou can petition to bring family members to the United States (often called “sponsoring” them) only if you are a U.S. citizen or a permanent resident (green card holder). Who is considered immediate relatives of US citizens? Under U.S. immigration rubric, an immediate relative is the spouse of a U.S...Thu, 23 Apr 2026 18:19:00 +0000https://pujavs-firm-stud.gluu.info/what-is-the-rmd-for-a-72-year-old-female.htmlhttps://pujavs-firm-stud.gluu.info/what-is-the-rmd-for-a-72-year-old-female.htmlIRA required minimum distribution (RMD) table Age of retiree Distribution period (in years) Distribution period (in years) 71 26.5 9.1 72 25.6 8.6 73 24.7 8.1 Can I take my RMD anytime in the year I turn 70 1 2? You can also take 401(k) RMDs anytime during the calendar year that you turn age 70 1/2 ...Thu, 23 Apr 2026 18:17:45 +0000https://pujavs-firm-stud.gluu.info/can-start-taking-401k-money-and-not-claim-social-security.htmlhttps://pujavs-firm-stud.gluu.info/can-start-taking-401k-money-and-not-claim-social-security.htmlThe income you receive from your 401(k) or other qualified retirement plan does not affect the amount of Social Security retirement benefits you receive each month. Do you still get Social Security if you have a 401k? The amount of money you’ve saved in your 401k won’t impact your monthly Social Sec...Thu, 23 Apr 2026 18:16:20 +0000https://pujavs-firm-stud.gluu.info/what-is-the-statute-of-limitations-on-a-trust.htmlhttps://pujavs-firm-stud.gluu.info/what-is-the-statute-of-limitations-on-a-trust.htmlIf you want to sue a Trustee for breach of Trust, then you have three years to do so from the date you knew, or should have known, of the facts giving rise to the breach. Also, you have three years to file a lawsuit on anything disclosed to you by the Trustee in a written accounting or written repor...Thu, 23 Apr 2026 18:05:27 +0000https://pujavs-firm-stud.gluu.info/should-bulleted-lists-be-justified.htmlhttps://pujavs-firm-stud.gluu.info/should-bulleted-lists-be-justified.htmlBullet points are left-wing communists – they only work when they’re left-justified. Can you summarize in bullet form? Many writers use bullet points in executive summaries on the basis that they are short and to the point, and because they believe that most readers prefer to read bullet points rath...Thu, 23 Apr 2026 17:58:06 +0000https://pujavs-firm-stud.gluu.info/how-can-i-get-my-credit-good-enough-to-buy-a-house.htmlhttps://pujavs-firm-stud.gluu.info/how-can-i-get-my-credit-good-enough-to-buy-a-house.htmlThere are three reliable ways to raise credit score fast when you want to buy a home: Reduce your credit card balances. Have friends or relatives with great credit add you to their accounts as an authorized user. Erase credit report errors with a rapid re-scorer (available only through your mortgage...Thu, 23 Apr 2026 17:57:11 +0000https://pujavs-firm-stud.gluu.info/how-do-i-mail-irs-form-83b.htmlhttps://pujavs-firm-stud.gluu.info/how-do-i-mail-irs-form-83b.htmlWhat are the steps to filing an 83(b) election? Mail the completed letter to the IRS within 30 days of your grant date: Mail to the IRS Service Center where you file your tax return — the address for your IRS Service Center can be found here. Preferably send the letter by certified mail and request ...Thu, 23 Apr 2026 17:47:15 +0000https://pujavs-firm-stud.gluu.info/what-is-the-extended-due-date-of-corporate-tax-returns.htmlhttps://pujavs-firm-stud.gluu.info/what-is-the-extended-due-date-of-corporate-tax-returns.htmlApril 15 April 15 is also the deadline to file for an extension to file your corporate tax return. Forms: Form 1120, U.S. Corporation Income Tax Return. Form 7004, Application for an Automatic Extension of Time. Federal income tax return, Form 1120, is due by April 15th for calendar year taxpayers, ...Thu, 23 Apr 2026 17:42:12 +0000https://pujavs-firm-stud.gluu.info/are-capital-gains-taxed-in-idaho.htmlhttps://pujavs-firm-stud.gluu.info/are-capital-gains-taxed-in-idaho.htmlCapital gains are taxable at both the federal and state levels. While the federal government taxes capital gains at a lower rate than regular personal income, states usually tax capital gains at the same rates as regular income. In Idaho, the uppermost capital gains tax rate was 7.4 percent. How doe...Thu, 23 Apr 2026 17:41:17 +0000https://pujavs-firm-stud.gluu.info/do-i-have-to-file-form-8858.htmlhttps://pujavs-firm-stud.gluu.info/do-i-have-to-file-form-8858.htmlWho Needs to File Form 8858? You will need to file Form 8858 if you are the owner of a foreign entity that is considered a disregarded entity of US income tax purposes. To have your business qualify as a disregarded entity, you will want to complete Form 8832 (Entity Classification Election) and fil...Thu, 23 Apr 2026 17:40:31 +0000https://pujavs-firm-stud.gluu.info/how-long-has-guam-been-a-us-territory.htmlhttps://pujavs-firm-stud.gluu.info/how-long-has-guam-been-a-us-territory.htmlAs part of their campaign during the Spanish-American War, the United States captured Guam in a bloodless landing on June 21, 1898. In 1898, the Treaty of Paris formalized the handover, and Guam officially came under U.S. rule. How long did Japan occupy Guam? Control of the island came under the Imp...Thu, 23 Apr 2026 17:35:10 +0000https://pujavs-firm-stud.gluu.info/is-severance-pay-subject-to-federal-income-tax.htmlhttps://pujavs-firm-stud.gluu.info/is-severance-pay-subject-to-federal-income-tax.htmlIs severance pay taxable? Yes, severance pay is taxable in the year that you receive it. Your employer will include this amount on your Form W-2 and will withhold appropriate federal and state taxes. Is severance pay subject to Social Security tax? Unfortunately, severance pay is taxable. In general...Thu, 23 Apr 2026 17:34:09 +0000https://pujavs-firm-stud.gluu.info/does-capital-gains-count-towards-income-tax.htmlhttps://pujavs-firm-stud.gluu.info/does-capital-gains-count-towards-income-tax.htmlCapital gains are generally included in taxable income, but in most cases, are taxed at a lower rate. Short-term capital gains are taxed as ordinary income at rates up to 37 percent; long-term gains are taxed at lower rates, up to 20 percent. Are capital gains taxes included in AGI? While capital ga...Thu, 23 Apr 2026 17:33:45 +0000https://pujavs-firm-stud.gluu.info/which-is-the-age-when-you-begin-to-receive-the-monthly-pension.htmlhttps://pujavs-firm-stud.gluu.info/which-is-the-age-when-you-begin-to-receive-the-monthly-pension.htmlVesting Age This is the age when you begin to receive the monthly pension. For instance, most pension plans keep their minimum vesting age at 45 years or 50 years. It is flexible up to the age of 70 years, though some companies allow the vesting age to be up to 90 years. Is pension given monthly or ...Thu, 23 Apr 2026 17:30:51 +0000https://pujavs-firm-stud.gluu.info/can-i-deduct-expenses-against-guaranteed-payments.htmlhttps://pujavs-firm-stud.gluu.info/can-i-deduct-expenses-against-guaranteed-payments.htmlSimply put, a guaranteed payment can never pay you more than the agreed upon amount. Any guaranteed payments made are treated as business expenses and are tax deductible. This means they will affect your net income number. Is guaranteed payment an expense? Guaranteed payments are payments that an en...Thu, 23 Apr 2026 17:22:22 +0000https://pujavs-firm-stud.gluu.info/what-is-the-first-thing-to-do-when-expanding-a-business-internationall.htmlhttps://pujavs-firm-stud.gluu.info/what-is-the-first-thing-to-do-when-expanding-a-business-internationall.html5 Steps to Take Before Expanding Your Business Internationally Leverage Influencer Relationships in Foreign Markets. Assess Your Capital. Hire a Market-Research Firm. Understand Language Barriers and Cultural Challenges. Get Employees On Board. Start Streaming the Courses on BusinessTown. How d...Thu, 23 Apr 2026 17:19:06 +0000https://pujavs-firm-stud.gluu.info/does-an-llc-need-to-make-an-s-election.htmlhttps://pujavs-firm-stud.gluu.info/does-an-llc-need-to-make-an-s-election.htmlBoth the LLC and S corporation are pass-through entities, meaning that the income of the business passes through to the owners. If you want your LLC to be taxed as an S corporation, you just need to file Form 2553. You don’t need to elect to be taxed as a corporation first. Why Elect S Corporation S...Thu, 23 Apr 2026 17:17:24 +0000https://pujavs-firm-stud.gluu.info/how-do-i-report-canada-pension-income-on-1040.htmlhttps://pujavs-firm-stud.gluu.info/how-do-i-report-canada-pension-income-on-1040.htmlIf you receive Canadian retirement or pension benefits while living in the US, you should report them on form 1040 or a 1040A (depending on which one you’re filing). Enter this income on the line where US social security benefits are reported. Is retirement income taxed in Canada? For example, withh...Thu, 23 Apr 2026 17:13:20 +0000https://pujavs-firm-stud.gluu.info/can-a-foreigner-start-a-business-in-norway.htmlhttps://pujavs-firm-stud.gluu.info/can-a-foreigner-start-a-business-in-norway.htmlYou must be over 18 to start a business in Norway, and if you’re a foreign national you’ll need a ‘D Number’. This is the registration card used for all foreigners in Norway. What kind of business can I start in Norway? More Small Business Investment Opportunities in Norway Oil and Gas Servicing Com...Thu, 23 Apr 2026 17:06:50 +0000https://pujavs-firm-stud.gluu.info/what-knowledge-do-you-need-for-stocks.htmlhttps://pujavs-firm-stud.gluu.info/what-knowledge-do-you-need-for-stocks.htmlHere are five essential skills you need for a job in the stock market: Analytical skills. The ability to do quality market analysis is fundamental to success in trading. Research skills. Capacity to stay calm. Record maintenance. Patience and discipline. Does investing in stocks require knowledg...Thu, 23 Apr 2026 16:59:13 +0000https://pujavs-firm-stud.gluu.info/what-are-4-mutual-fund-objectives.htmlhttps://pujavs-firm-stud.gluu.info/what-are-4-mutual-fund-objectives.htmlWhat are the most common investment objectives of mutual funds? Three words are commonly used to describe the objectives of mutual funds: growth (also known as capital appreciation), income, and preservation of capital. How many mutual funds should I have in my retirement portfolio? The consensus is...Thu, 23 Apr 2026 16:56:00 +0000https://pujavs-firm-stud.gluu.info/are-1099-employees-eligible-for-unemployment-in-nevada.htmlhttps://pujavs-firm-stud.gluu.info/are-1099-employees-eligible-for-unemployment-in-nevada.htmlPUA is available to Nevada workers who are unemployed, partially unemployed, unable to work or unavailable for work due to the COVID-19 pandemic and who are not eligible for unemployment insurance benefits. This includes many different groups of people: Self-employed. 1099 contract workers. Does Nev...Thu, 23 Apr 2026 16:54:29 +0000https://pujavs-firm-stud.gluu.info/are-property-taxes-high-in-co.htmlhttps://pujavs-firm-stud.gluu.info/are-property-taxes-high-in-co.htmlColorado’s commercial property values are taxed at four times the rate of residential properties, which critics say has put a disproportionate burden on businesses to fund local government and could stunt economic growth by making it too expensive to own or lease commercial space. Does Delaware have...Thu, 23 Apr 2026 16:53:36 +0000https://pujavs-firm-stud.gluu.info/why-is-my-tax-refund-being-held-up.htmlhttps://pujavs-firm-stud.gluu.info/why-is-my-tax-refund-being-held-up.htmlYou may get a letter or notice from the IRS saying there’s a problem with your tax return or your refund will be delayed. There are many reasons why the IRS may be holding your refund. You have unfiled or missing tax returns for prior tax years. The check was held or returned due to a problem with t...Thu, 23 Apr 2026 16:49:48 +0000https://pujavs-firm-stud.gluu.info/is-upper-st-clair-pa-a-good-place-to-live.htmlhttps://pujavs-firm-stud.gluu.info/is-upper-st-clair-pa-a-good-place-to-live.htmlUpper St. Clair is in Allegheny County and is one of the best places to live in Pennsylvania. Living in Upper St. Clair offers residents a sparse suburban feel and most residents own their homes. Is Upper saint clair pa safe? The report also recognized Cecil Township (sixth-safest city), Upper St. C...Thu, 23 Apr 2026 16:40:04 +0000https://pujavs-firm-stud.gluu.info/what-is-a-common-carrier-transport.htmlhttps://pujavs-firm-stud.gluu.info/what-is-a-common-carrier-transport.htmlA common carrier is defined by U.S. law as a private or public entity that transports goods or people from one place to another for a fee. A common carrier, such as a bus service, offers its services to the general public, unlike a private carrier that might be available to only specific clients on ...Thu, 23 Apr 2026 16:35:19 +0000https://pujavs-firm-stud.gluu.info/do-i-have-to-accept-ebay-payments.htmlhttps://pujavs-firm-stud.gluu.info/do-i-have-to-accept-ebay-payments.htmlIn most categories, you must accept either PayPal or credit and debit cards. If you’re a managed payments seller, forms of payment will be automatically selected for you. Your buyers will be able to pay with credit or debit card, Apple Pay, Google Pay, and PayPal. Does eBay accept other payment meth...Thu, 23 Apr 2026 16:34:54 +0000https://pujavs-firm-stud.gluu.info/can-international-student-own-a-house-in-us.htmlhttps://pujavs-firm-stud.gluu.info/can-international-student-own-a-house-in-us.htmlStudying in the U.S. has many perks such as getting an education from some of the top schools in the world. Living in the U.S. can, however, be a tough ball game. Rent is often expensive, so some people choose to rather buy an affordable house. No law prohibits an international student from buying a...Thu, 23 Apr 2026 16:26:42 +0000https://pujavs-firm-stud.gluu.info/how-do-you-say-thank-you-for-your-timely-response.htmlhttps://pujavs-firm-stud.gluu.info/how-do-you-say-thank-you-for-your-timely-response.htmlLess formal Thank you so much for the speedy reply. Thank you so much for your speedy reply. Thank you for the/your quick reply. Thank you for the/your quick response. Thanks so much for…. How do you say thank you for treats? For example, thank the person for treating you to the meal as part of your...Thu, 23 Apr 2026 16:21:58 +0000https://pujavs-firm-stud.gluu.info/can-the-irs-get-1099-transcripts.htmlhttps://pujavs-firm-stud.gluu.info/can-the-irs-get-1099-transcripts.html8 Form W-2, Form 1099 series, Form 1098 series, or Form 5498 series transcript. The IRS can provide a transcript that includes data from these information returns. What is included in an IRS transcript? Tax Account Transcript – shows basic data such as return type, marital status, adjusted gross inc...Thu, 23 Apr 2026 16:20:29 +0000https://pujavs-firm-stud.gluu.info/how-are-special-trusts-taxed.htmlhttps://pujavs-firm-stud.gluu.info/how-are-special-trusts-taxed.htmlSpecial trusts are taxed at a sliding scale from 18% to 45% (same as natural persons). Top Tip: In order to claim the benefits applicable to a Special Trust Type A (for example relief from Capital Gains Tax under certain circumstances), the trustees should apply at a SARS branch for classification. ...Thu, 23 Apr 2026 16:15:52 +0000https://pujavs-firm-stud.gluu.info/can-you-incorporate-in-district-of-columbia.htmlhttps://pujavs-firm-stud.gluu.info/can-you-incorporate-in-district-of-columbia.htmlSubmitting DC Articles of Incorporation You can file your Washington DC Articles of Incorporation online, by mail, or in person. Is the District of Columbia owned by a corporation? DC has its own flag and own independent constitution. The Act of 1871 passed by Congress created a separate “corporatio...Thu, 23 Apr 2026 16:14:21 +0000https://pujavs-firm-stud.gluu.info/what-is-tenant-improvement-reimbursement.htmlhttps://pujavs-firm-stud.gluu.info/what-is-tenant-improvement-reimbursement.htmlThe tenant improvement allowance is usually paid as a reimbursement towards the cost incurred by the tenant, in making the necessary changes/renovations of the rented space. The reimbursement can be given as a lump sum, immediately after the renovation is carried out, or spread over the term of the ...Thu, 23 Apr 2026 16:06:02 +0000https://pujavs-firm-stud.gluu.info/is-it-legal-to-sell-coins-on-ebay.htmlhttps://pujavs-firm-stud.gluu.info/is-it-legal-to-sell-coins-on-ebay.htmlThe concern and rumors derived from ongoing changes to managed payment systems at eBay. The official statement said, “eBay will continue to allow sales of coins, paper money and bullion now and in the future.” Until then, there is no action required and sellers can continue to sell on eBay as they d...Thu, 23 Apr 2026 16:04:13 +0000https://pujavs-firm-stud.gluu.info/does-giving-to-charity-reduce-tax.htmlhttps://pujavs-firm-stud.gluu.info/does-giving-to-charity-reduce-tax.htmlCharitable contributions can only reduce your tax bill if you choose to itemize your taxes. Generally you’d itemize when the combined total of your anticipated deductions—including charitable gifts—add up to more than the standard deduction. Do charitable contributions reduce AGI? You may deduct cha...Thu, 23 Apr 2026 15:56:21 +0000https://pujavs-firm-stud.gluu.info/can-l1-visa-holder-invest-in-stocks.htmlhttps://pujavs-firm-stud.gluu.info/can-l1-visa-holder-invest-in-stocks.htmlVisa Interchange flexibility- Having a H1B Visa sponsorship, L1 Visa holders can change their visa status from L1 to H1B. Investment- L1 and L2 visa holder can buy or sell real estate, any other property or lottery in U.S. and/or can invest in the stock market or can start a business as their own as...Thu, 23 Apr 2026 15:53:16 +0000https://pujavs-firm-stud.gluu.info/how-do-i-keep-people-from-stealing-my-solar-panels.htmlhttps://pujavs-firm-stud.gluu.info/how-do-i-keep-people-from-stealing-my-solar-panels.html5 Ways to Guard against Commercial Solar Panel Theft No. 1: Install Motion-Detecting Lights. No. 2: Connect Commercial Solar Panels to an Alarm. No. 3: Link the Solar Panel Racks Together. No. 4: Fence Your Commercial Solar Panel Array. No. 5: Add Locking Fasteners to Solar Panels. Do you get mo...Thu, 23 Apr 2026 15:37:32 +0000https://pujavs-firm-stud.gluu.info/what-are-hra-requirements.htmlhttps://pujavs-firm-stud.gluu.info/what-are-hra-requirements.htmlThe primary requirements for an HRA are that (1) the plan must be funded solely by the employer and cannot be funded by salary reduction, and (2) the plan may provide benefits for substantiated medical expenses only. HRAs may be designed in many fashions to suit the specific needs of employer and em...Thu, 23 Apr 2026 15:37:21 +0000https://pujavs-firm-stud.gluu.info/what-happens-if-your-visa-runs-out-in-new-zealand.htmlhttps://pujavs-firm-stud.gluu.info/what-happens-if-your-visa-runs-out-in-new-zealand.htmlIf you stay after your visa expires You: cannot work or study, and will have to pay for your health care. may not be able to come back to New Zealand again if you are here without a visa for 42 days or longer. risk being detained or deported. What are the rules for returning to NZ? If you are return...Thu, 23 Apr 2026 15:31:25 +0000https://pujavs-firm-stud.gluu.info/do-employees-have-to-contribute-to-403b.htmlhttps://pujavs-firm-stud.gluu.info/do-employees-have-to-contribute-to-403b.htmlDoes the employer have to contribute to a 403(b) plan for employees? No. An employer may, but is not required to, contribute to the 403(b) plan for employees. Does a 403b follow you from job to job? If you leave your job to take on new employment, you may be able to roll over your 403(b) plan into y...Thu, 23 Apr 2026 15:12:15 +0000https://pujavs-firm-stud.gluu.info/how-do-you-partner-with-a-well-established-business.htmlhttps://pujavs-firm-stud.gluu.info/how-do-you-partner-with-a-well-established-business.htmlTo ensure your business partnership stays on course, follow these tips. Share the same values. Choose a partner with complementary skills. Have a track record together. Clearly define each partner’s role and responsibilities. Select the right business structure. Put it in writing. Be honest wi...Thu, 23 Apr 2026 15:11:25 +0000https://pujavs-firm-stud.gluu.info/what-is-the-salary-rule-of-thumb.htmlhttps://pujavs-firm-stud.gluu.info/what-is-the-salary-rule-of-thumb.htmlThe 50/30/20 rule This is a popular rule for breaking down your budget. The 50-30-20 rule is 50% of your income for necessities, like housing and bills; 30% for wants, like dining or entertainment; and 20% for financial goals, like paying off debt or saving for retirement. What is a good rule of thu...Thu, 23 Apr 2026 15:08:20 +0000https://pujavs-firm-stud.gluu.info/how-do-car-dealerships-operate.htmlhttps://pujavs-firm-stud.gluu.info/how-do-car-dealerships-operate.htmlDealerships pay wholesale price on trade-ins but sell for retail, a practice which, depending on the car and the current market conditions, can sometimes allow for thousands of dollars in profit. Selling trade-ins on the used lot means big profits for dealerships, often netting more cash than the sa...Thu, 23 Apr 2026 15:07:23 +0000https://pujavs-firm-stud.gluu.info/what-3-financial-statements-must-a-nonprofit-organization-prepare-annu.htmlhttps://pujavs-firm-stud.gluu.info/what-3-financial-statements-must-a-nonprofit-organization-prepare-annu.htmlNonprofits use four main financial reporting statements: balance sheet, income statement, statement of cash flows and statement of functional expenses. Three of these are similar to common for-profit company statements, with the functional expenses statement being unique. Can a 501c6 start a 501c3? ...Thu, 23 Apr 2026 15:03:42 +0000https://pujavs-firm-stud.gluu.info/how-do-i-report-income-outside-the-us.htmlhttps://pujavs-firm-stud.gluu.info/how-do-i-report-income-outside-the-us.htmlGenerally, you report your foreign income where you normally report your U.S. income on your tax return. Earned income (wages) is reported on line 7 of Form 1040; interest and dividend income is reported on Schedule B; income from rental properties is reported on Schedule E, etc. What is General Cat...Thu, 23 Apr 2026 15:00:36 +0000https://pujavs-firm-stud.gluu.info/what-is-a-k1-for-estate.htmlhttps://pujavs-firm-stud.gluu.info/what-is-a-k1-for-estate.htmlA Schedule K-1 is the official federal tax form that’s used to report earnings and losses when there is an investment in a partnership. In cases of estate planning, Schedule K-1s are used to report earned income from the Trust. What is a decedent’s estate tax return? IRS Form 1041, U.S. Income Tax R...Thu, 23 Apr 2026 14:56:02 +0000https://pujavs-firm-stud.gluu.info/what-does-it-mean-we-are-reviewing-your-disability-benefit-application.htmlhttps://pujavs-firm-stud.gluu.info/what-does-it-mean-we-are-reviewing-your-disability-benefit-application.htmlmedical decision New Disability Applications “Benefit Application Under Review: A medical decision has been made and we are working to process your benefit application.” It also might say something about how a Social Security representative may reach out if they need clarification about certain part...Thu, 23 Apr 2026 14:54:12 +0000https://pujavs-firm-stud.gluu.info/how-long-do-you-have-to-hold-shares-before-selling-in-australia.htmlhttps://pujavs-firm-stud.gluu.info/how-long-do-you-have-to-hold-shares-before-selling-in-australia.html12 months Individual investors can get a 50% discount on their capital gains – once capital losses have been added – if they owned their shareholdings for more than 12 months before selling them. How long do you have to hold a stock before you sell? You must own a stock for over one year for it to b...Thu, 23 Apr 2026 14:47:24 +0000